Jerry works with 9 different insurance companies in the Gem State, and in the past year alone we’ve helped 2,392 Idaho drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of ID drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Idaho.

• GEICO and Bristol West come in second and third place, with about a third of the state’s total market share combined.

• The rest of our customers are spread across strong carriers like Gainsco, National General and others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Idaho

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	44%	4.8
GEICO	26%	4.5
Bristol West	9%	5.0
Gainsco	7%	No Rating
National General	6%	No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Idaho car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Idaho drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Idaho drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Idaho drivers, this is what happens when you shop with us:

• Use real data from 2,392 recent Idaho quotes to best compare your coverage options.

• Analyze 9 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for ID drivers? An average annual savings of $817 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most ID drivers

Idaho drivers have 9 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Idaho

For most drivers in Idaho who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, GEICO and Bristol West. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for ID drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Competitive rates for many driver profiles, especially when comparing full coverage.
  • Easy online and app-based payments, policy management, and claims filing.
  • Solid coverage choices for drivers who want more control over deductibles and add-ons.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for ID drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Quick online and mobile payment options, plus straightforward policy management and claims filing.
  • Very competitive full-coverage pricing for many ID driver types.
  • Snapshot® rewards safer driving with additional discounts as time goes on.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent quotes for ID drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Bristol West:

  • Flexible payment plans aimed at reducing lapse risk.
  • Claims reporting available anytime, plus online claim status tools.
  • Backed by Farmers Insurance Group infrastructure.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best ID car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Idaho, Jerry sees most home-owning customers choosing Progressive, GEICO and Safeco for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Strong legal and claims teams for major accidents and lawsuits.
  • High liability and umbrella options that fit smoothly with homeowners policies.
  • Deep experience with complex coverage needs for households with higher assets and net worths.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Bundle discounts when you pair auto with home, renters or condo.
  • Highly rated app for ID cards, payments, vehicle changes and claims.
  • A++ AM Best financial strength rating for reliability.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Safeco

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Safeco:

  • Single Loss Deductible prevents paying more than one deductible for a single event on eligible claims.
  • Claims-free Cash Back gives homeowners a reason to stay put in low-claim years.
  • Umbrella coverage adds extra liability protection above auto and home.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

Best value for budget-focused ID drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Idaho, Jerry data show Progressive, GEICO and Gainsco often offer the strongest mix of price and protection for drivers trying to stay on budget. That’s not always the cheapest insurance in Idaho, but is often the best deal.

Over the past 12 months, Jerry has helped 1,127 Idaho drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
  • Strong self-serve experience for policy changes and claims in the app.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy usage-based program through the mobile app, savings potential varies by state and results.
  • Multi-vehicle and multi-policy discounts to stack savings.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Gainsco

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Gainsco:

  • Payment plans that fit month-to-month budgeting.
  • Simple coverage choices to keep policies lean.
  • Deductible choices offer real cost control.
  • Jerry drivers who switched praise Gainsco for its pricing, customer service and robust mobile app.

Best car insurance for ID families with teen drivers

If you’re adding a teen driver in Idaho, brace yourself for sticker shock. Even families with strong credit, a clean claims history, and safe vehicles can see a sudden premium jump once a new driver hits the policy.

What matters most is finding a carrier that prices teen risk reasonably for your household, not just accepting the default renewal.

In the last year, Jerry has helped 71 ID families with teen drivers save an average of $556 annually, most often with Progressive, Bristol West and Dairyland.Here’s a look at what those carriers offer and why Jerry customers choose them so frequently.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Teen driver discount available for drivers 18 or under after one year.
  • Distant student discount for young students or under who live 100+ miles from home with no car at school.
  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Bristol West

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • Helpful when coverage needs to be placed quickly to avoid a longer lapse.
  • Online payments and self-serve tools that reduce the need for repeated calls to an agent.
  • Backed by a larger insurance group (Farmers), which can matter for families who care about stability.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

3. Dairyland

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Dairyland:

  • Practical for families with mixed driver histories under one roof.
  • Paperless documents are easy to share between drivers.
  • Motorcycle and off-road coverage options for families with more than just cars.
  • Price is the top “like” for Jerry Dairyland customers, but they also praise the carrier’s customer service and mobile app.

Best car insurance for ID college students

When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.

Over the last 12 months, Jerry has helped 370 college students in Idaho find affordable coverage that still protects them whether they’re on or off campus. Progressive, GEICO and National General are the top picks for college students buying through Jerry; here’s what each carrier offers and why it stands out.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Accident forgiveness options for small and large claims, depending on driver tenure.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Many discounts and programs built for multi-driver households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Top-rated app for payments, ID cards and claims tracking.
  • Driver education and defensive driving discounts available.
  • Claim Forgiveness can be used by any drivers on the policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Student-away-from-home discount for eligible drivers who are far from home without a car at school.
  • Good student discount for eligible students who meet academic requirements.
  • Clear guidance for situations where a student’s vehicle is garaged away from the primary address.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best ID car insurance for drivers with violations

Violations can really change the math on insurance premiums. A speeding ticket might sting, and an at-fault accident or DUI can hit even harder, quickly putting you in a higher-risk tier that raises premiums and limits which carriers will offer you coverage. But your record isn’t a life sentence, and your policy shouldn’t be priced like it is.

This past year, Jerry has helped 1,170 Idaho drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop again after those violations fall off your record, so you can potentially save even more.

The carriers Jerry customers with violations land with most often are Progressive, GEICO and Bristol West — companies that are typically more willing to insure Idaho drivers with violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • SR-22 support for DUIs, repeat tickets and reinstatement needs.
  • Optional add-on accident forgiveness for an eligible accident per policy period.
  • Snapshot can reflect current driving behavior, discounts vary by state.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • Non-owner SR-22 option for proof of insurance without owning a car.
  • DriveEasy enrollment rules vary and may require all drivers on the policy.
  • Claim Forgiveness available in select states for a first qualifying loss.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bristol West:

  • More forgiving for gaps in coverage than many standard carriers.
  • Set up to cover drivers with repeat tickets who still need reliable liability protection.
  • Claims reporting available anytime, so drivers can start the process right away after an incident.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Car insurance options for ID military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Idaho military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

There are insurers built specifically for military life, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you qualify, put them on your shortlist. These companies are built around deployments, PCS orders and frequent moves, and they often offer storage or reduced-use options when your vehicle is parked during deployment. Their service teams also tend to know the realities of orders, pay and timelines, which can reduce friction.

Because these insurers operate a bit differently, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the best way to compare is:

1. Use Jerry to price and compare standard insurers, then
2. Pull direct quotes from one or more military-only insurers.

That way, you’re comparing their offer against competitive market rates.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.

For many ID military families, GEICO, State Farm and Progressive are often part of the comparison.

1. GEICO

Best for: Discounts and practical flexibility during deployments

Why it often works well for service members:

• Military discounts and ways to adjust coverage when you deploy or drive less.

• 24/7 support that holds up across time zones, including OCONUS.

• App-based policy access for proof of insurance, claims and quick changes.

2. State Farm

Best for: PCS continuity and local agent support

Why it often works well:

• One of the largest agent networks, useful if you move often.

• Agents in many base-adjacent communities.

• Bundling that stays simple when you add home or condo coverage.

3. Progressive

Best for: Households that need fast updates

Why it can be a good fit:

• Strong pricing across many scenarios, including frequent movers.

• Digital tools for updating garaging address, mileage and policy details.

• Add-ons like rental and roadside for coverage that travels better.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Idaho.

Best car insurance for senior drivers in Idaho

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Idaho drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends Progressive, GEICO and Gainsco for that reason.

In the last 12 months, we’ve helped 108 Idaho seniors find coverage designed around how they actually drive now, not assumptions.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
  • Defensive driving course discount in states where it applies.
  • Large Accident Forgiveness after 5 years with an accident-free and violation-free period in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy telematics reward safer habits and lower-risk driving.
  • Paid-in-full, autopay and paperless discounts can help reduce your total bill.
  • Mechanical Breakdown Insurance option for newer cars, eligibility rules apply.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Gainsco

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Gainsco:

  • Works as a temporary option during transitions like moving or switching vehicles.
  • Payment flexibility that supports staying continuously insured.
  • SR-22 support available when required.
  • Jerry drivers who switched praise Gainsco for its pricing, customer service and robust mobile app.

How Jerry picks the best insurers in Idaho

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Idaho driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.