Every driver’s situation is different, but because we’ve helped thousands of MO drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• Progressive is the most popular insurer in the state with Jerry customers, accounting for over half of Missouri drivers.

• GEICO and National General rank second and third place, combining for more than a third of the state’s market share.

• The rest of our customers are spread across strong carriers like Bristol West and Clearcover, among others.

That said, there’s no one “best” company for every driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Missouri

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	51%	4.6
GEICO	26%	5.0
National General	8%	5.0
Bristol West	5%	5.0
Clearcover	5%	4.6

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Missouri car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Missouri drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Missouri drivers find their best insurance

Jerry isn’t a price-only ranking tool. For Missouri drivers, we focus on the coverage that actually holds up when you need it. To do this, we:

• Use real data from 16,128 recent Missouri quotes to best compare your coverage options.

• Analyze 10 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for MO drivers? An average annual savings of $716 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Best car insurance for most MO drivers

Missouri drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Missouri

For most good drivers in Missouri who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Progressive, GEICO and National General. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. Progressive

Recent quotes for MO drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Competitive rates for many driver profiles, especially when comparing full coverage.
  • Easy online and app-based payments, policy management, and claims filing.
  • Solid coverage choices for drivers who want more control over deductibles and add-ons.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for MO drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Simple policy management and claims filing via web and app.
  • Strong full-coverage rates for many Missouri driver profiles.
  • Snapshot® offers ongoing discounts for safe driving over time.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent quotes for MO drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Backed by Allstate, which offers confidence for for service and claims.
  • Strong A+ (Superior) AM Best financial strength rating.
  • Specialty coverages including RV and umbrella add-ons.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best MO car insurance for bundling home and auto

When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.

For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.

In Missouri, Jerry sees most home-owning customers choosing Progressive, GEICO and Safeco for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Dedicated legal and claims teams built to handle major accidents and lawsuits.
  • High liability and umbrella offerings that align easily with homeowners policies.
  • Long track record with complex coverage needs for high-asset, high-net-worth households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings when you combine auto with home, renters or condo.
  • Highly rated app for payments, digital ID cards, vehicle updates and claims.
  • A++ AM Best financial strength rating for dependable claim payments.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Safeco

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Safeco:

  • Higher limits support a stronger liability posture around assets.
  • Claims-free Cash Back pays a reward after claim-free terms on eligible policies.
  • RightTrack telematics prices off driving behavior for homeowners who want that lever.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

Best value for budget-focused MO drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Missouri, Jerry data show Progressive, GEICO and National General often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Missouri, but often the best deal.

Over the past 12 months, Jerry has helped 12,775 Missouri drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Multi-vehicle and multi-policy discounts to stack savings.
  • Claim Forgiveness can be earned or purchased in states where available.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Practical protection you can add without jumping to full coverage everywhere, depending on what risks you want to self-fund.
  • Multi-car setups can lower per-vehicle cost for households insuring more than one car.
  • Easy tools to help drivers avoid paying for extras they don’t need.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best car insurance for MO families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Missouri, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped 432 MOfamilies with teen drivers save an average of $1,976 annually, most often with Progressive, Clearcover and National General.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Teen driver discount available for drivers 18 or under after one year.
  • Distant student discount for young students or under who live 100+ miles from home with no car at school.
  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Clearcover

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Clearcover:

  • Fast payments on eligible claims.
  • Easy document sharing when one person manages the household policy.
  • Rental reimbursement option helps keep the household moving after an incident.
  • In addition to competitive pricing, Jerry customers praise Clearcover for its mobile app and process transparency.

3. National General

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Telematics program that gives newer drivers a clear path to savings.
  • Umbrella availability to protect higher household liability exposure.
  • Easy tools to help policy owners add teens and choose the right coverage options for their family’s unique needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best car insurance for MO college students

College can change your insurance setup overnight, especially when a driver is bouncing between home and campus, driving less or taking a car out of town.

Jerry has helped 1,641 college students in Missouri find affordable coverage that still protects them on and off campus. Progressive, GEICO and Clearcover are frequent winners in this group. Here’s why.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics via app or plug-in device offers pricing based on driving behavior.
  • Good student discounts for full-time, under 23 and B average or better drivers.
  • Top-rated app supports policy changes, digital ID cards and claims filing.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Claim Forgiveness can be earned or purchased in many states.
  • DriveEasy Dashboard shows trips, driving stats and safety tips.
  • Good student discount for eligible full-time students.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Clearcover

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Clearcover:

  driving experience, marital status, address/zip code

Best MO car insurance for drivers with violations

Tickets, at-fault accidents and DUIs can push you into the “high-risk” bucket fast, which can not only raise your premiums but also limit the carriers and coverage options available to you. But these mistakes don’t have to define your insurance forever.

Jerry has helped 1,165 Missouri drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop rates again after those violations fall off your driving record, so you can potentially save even more.

The majority of Jerry drivers with a less-than-perfect driving record find coverage through Progressive, GEICO and Clearcover — companies that are often more willing to work with Missouri drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • SR-22 support for DUIs, repeat tickets and reinstatement needs.
  • Optional add-on accident forgiveness for an eligible accident per policy period.
  • Snapshot can reflect current driving behavior, discounts vary by state.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • SR-22 and FR-44 filings supported where required.
  • Non-owner auto insurance available for drivers without a car.
  • App and online account access for quick proof of insurance and ID cards.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Financial responsibility filing support like SR-22 may be available where required.
  • Tiered pricing can help drivers with tickets or past incidents find a placement that fits their profile.
  • Digital tools to help drivers avoid coverage gaps and keep policies structured correctly after changes.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Car insurance options for MO military families

Whether you’re active-duty, reserve, guard or veteran, military life shapes how you drive, where you keep your car and how often you move. Jerry has helped Missouri military families find coverage that can keep up with deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be on your shortlist. At the same time, many standard insurers offer solid military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.

For many MO military families, GEICO, State Farm and Progressive are often part of the comparison.

1. GEICO

Best for: Discounts and practical flexibility during deployments

Why it often works well for service members:

• Military discounts and ways to adjust coverage when you deploy or drive less.

• 24/7 support that holds up across time zones, including OCONUS.

• App-based policy access for proof of insurance, claims and quick changes.

2. State Farm

Best for: PCS continuity and local agent support

Why it often works well:

• One of the largest agent networks, useful if you move often.

• Agents in many base-adjacent communities.

• Bundling that stays simple when you add home or condo coverage.

3. Progressive

Best for: Households that need fast updates

Why it can be a good fit:

• Strong pricing across many scenarios, including frequent movers.

• Digital tools for updating garaging address, mileage and policy details.

• Add-ons like rental and roadside for coverage that travels better.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Missouri.

Best car insurance for senior drivers in Missouri

When you’re over 65, good insurance isn’t just about the premium. It’s about trust: clear coverage, consistent rates, and support that shows up when you need it.

In the last 12 months, we’ve helped 813 Missouri senior drivers find coverage that fits their driving habits today and respects their experience. For these drivers, Jerry most often points to Progressive, GEICO and Bristol West because they tend to deliver that mix well.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • Five-year good driving discount for drivers with clean records.
  • Optional roadside assistance to help manage towing and lockout costs.
  • Multi-policy and multi-vehicle discounts that can add up for households consolidating coverage.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bristol West:

  • Farmers Group backing for those who care about carrier infrastructure.
  • Online payments and ID cards digitally available.
  • Optional towing and roadside service add-ons.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

How Jerry picks the best insurers in Missouri

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Missouri driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.