Jerry’s editorial analysis found that Geico offers the best car insurance in Connecticut. Here’s a rundown of why it’s the top pick, plus other well-rated insurers available in the state.
If you need cheap car insurance in Connecticut, be sure to compare quotes from multiple insurers to get the best rate.
Best car insurance in Connecticut overall: Geico
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico earns 5 stars due to its superior financial strength rating and few customer complaints.
Connecticut drivers may get discounts for bundling policies, being in the military, paying their premium in full or staying accident-free for three consecutive years. Drivers 50 and over who voluntarily complete a defensive driver course may qualify for a discount, while students may save for having a grade average of at least a B.
You can also save by opting into the company’s telematics program, DriveEasy, through Geico’s mobile app and practicing safe driving habits. The app also lets you manage your policy, file and track claims, request roadside assistance and estimate vehicle repair costs.
More of the best Connecticut insurers
The following companies round off our list of the top auto insurers in Connecticut.
Honorable mention: Amica
While not yet rated by Jerry, Amica was ranked No. 1 out of 12 insurers for overall customer satisfaction in New England, according to J.D. Power’s 2024 Auto Insurance Study.
Amica offers several discounts to Connecticut drivers, including discounts for setting up automatic payments, going paperless, paying your premium in full and insuring a vehicle with anti-theft devices or passive restraints, like airbags. Connecticut drivers under 21 can save by completing a qualifying driver training program, while others may earn a discount after completing an approved driver safety course. Students between 15 and 25 years old who maintain a B average or better can also qualify for a discount.
If you install Amica’s telematics app, StreetSmart, you’ll get a discount immediately, and earn rewards for avoiding dangerous driving habits like speeding and hard braking. These rewards can be redeemed for charity donations or gift cards.
Amica lets Connecticut drivers customize their policies with coverages like rental reimbursement, gap insurance, roadside assistance and no-deductible glass repair and replacement.
Best full coverage car insurance in Connecticut
These are the best companies for full coverage in Connecticut.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $165 |
| Progressive | $278 |
| AAA | $280 |
| Gainsco | $284 |
| Clearcover | $351 |
Best car insurance for teen drivers in Connecticut
The following are some of the best car insurance rates for teen drivers in Connecticut.
|
Age
|
Insurance Company
|
Monthly Quote
|
Date of Policy
|
|---|---|---|---|
| 19 | Progressive | $211 | August 29, 2024 |
| 19 | National General | $230 | April 22, 2025 |
| 19 | Bristol West | $309 | May 22, 2024 |
| 19 | Root | $339 | March 31, 2025 |
| 19 | Progressive | $378 | October 30, 2024 |
Learn more: How much is car insurance for a 16-year-old?
Best car insurance for young drivers under 25 in Connecticut
The following companies offer some of the best car insurance rates for young drivers in Connecticut.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| AAA | $236 |
| Progressive | $345 |
| Root | $479 |
| National General | $539 |
| Bristol West | $604 |
Learn more: Car insurance for college students
Best car insurance for seniors in Connecticut
Here is the best car insurance for drivers over 65-years-old in Connecticut, based on quotes for real Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Progressive | $168 |
| National General | $331 |
| Root | $374 |
| Bristol West | $414 |
Learn more: Car insurance for seniors
How to get the best car insurance in Connecticut
Follow these tips to find the best car insurance in Connecticut:
- Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
- Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
- Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Methodology
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
