Updated January 2, 2026

How to Find the Best Car Insurance in Connecticut

Connecticut cheapest insurance

How to Find the Best Car Insurance in Connecticut

Jerry works with 7 different insurance companies in the Constitution State, and this year alone we’ve helped 15,585 Connecticut drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of CT drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage

Here’s what we’ve noticed:

  • GEICO is the single most-chosen insurer among Jerry customers, accounting for about half the drivers in Connecticut.

  • Progressive and ROOT hold a strong second and third place.

  • The rest of our customers are spread across strong carriers like National General and Bristol West, among others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Connecticut
InsurerShare of Jerry driversJerry customer rating
GEICO49%No Rating
Progressive31%No Rating
ROOT15%No Rating
National General7%No Rating
Bristol West3%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Connecticut car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Connecticut drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in CT
Most driversGEICO, Progressive, ROOT
Homeowners who bundleProgressive, GEICO, ROOT
Budget-focused driversGEICO, Progressive, National General
Families with teen driversProgressive, ROOT
College studentsGEICO, Progressive, ROOT
Drivers with violationsProgressive, GEICO, ROOT
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, ROOT, National General
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Connecticut drivers find their best insurance

There’s a reason Jerry doesn’t look like your typical insurance quote site. It’s because we are anything but typical.

For Connecticut drivers, we don’t just find a low number, we find the right policy by:

  • Using real data from 15,585 recent Connecticut quotes to best compare your coverage options.

  • Analyzing 7 top insurers in the state against our quality criteria and your specific needs.

  • Showing you highly-rated options that balance coverage, claims and cost.

  • Explaining why each option makes sense for your situation.

  • Handling all the paperwork — including cancellation and refund requests — and helping you switch, so you never have a coverage gap.

  • Continuing to monitor market rates so you always know when it’s time to shop for better pricing.

What does that mean for CT drivers? An average annual savings of $1,115 and high satisfaction rates among drivers who switch with Jerry.

Ready to see what you could save? Answer a few quick questions and we’ll show you the top options, fast.

Best car insurance for most CT drivers

Connecticut drivers have 7 insurance companies to choose from when shopping through Jerry. Since carriers vary on coverage options, features, benefits and price, customers can shop around and find the right mix of affordability and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Connecticut

Last Updated Jan. 2, 2026

For most good drivers in Connecticut who want full coverage and strong claims support, three companies tend to rise to the top as customer favorites: GEICO, Progressive and ROOT. Jerry can compare them (and more) side-by-side in just minutes, so you can focus on the one that works best for you.

Here’s a rundown of what each offers and why customers choose them as a top pick.

1. GEICO

4.6

Jerry Score

No

Customer Rating

49%

of Jerry drivers in CT chose this insurer

Recent quotes for CT drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

No

Customer Rating

31%

of Jerry drivers in CT chose this insurer

Recent quotes for CT drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

3. ROOT

4.4

Jerry Score

No

Customer Rating

15%

of Jerry drivers in CT chose this insurer

Recent quotes for CT drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend ROOT:
Lifestyle14

Get CT quotes in as little as 2 minutes.

Best CT car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In Connecticut, Jerry sees most home-owning customers choosing Progressive, GEICO and ROOT for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

45%

of Jerry drivers in CT chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

44%

of Jerry drivers in CT chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

4.5

Customer Rating

6%

of Jerry drivers in CT chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend ROOT:
Lifestyle4

Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused CT drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Connecticut, Jerry data show GEICO, Progressive and National General often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Connecticut, but often the best deal.

Over the past 12 months, Jerry has helped 5,308 Connecticut drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. GEICO

4.6

Jerry Score

4.7

Customer Rating

62%

of Jerry drivers in CT chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

35%

of Jerry drivers in CT chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

3. National General

3.9

Jerry Score

4.7

Customer Rating

3%

of Jerry drivers in CT chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend National General:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for CT families with teen drivers

If you’re adding a teen driver in Connecticut, brace yourself for sticker shock. Even families with strong credit, a clean claims history, and safe vehicles can see a sudden premium jump once a new driver hits the policy.

What matters most is finding a carrier that prices teen risk reasonably for your household, not just accepting the default renewal.

Jerry has helped 248 CT families with teen drivers save this past year, most often with Progressive, ROOT and .Here’s a look at what those carriers offer and why Jerry customers choose them so frequently.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

78%

of Jerry drivers in CT chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

22%

of Jerry drivers in CT chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:
JERRY EXPERT INSIGHT
When adding a teen to the policy, it often helps to compare two versions: one that’s super budget-friendly and one that offers sleep-at-night coverage. It might be more affordable than you expect.
Rebekah Bahruth
Rebekah Bahruth
General Lines Agent (Florida Property & Casualty)

Best car insurance for CT college students

When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.

Jerry has helped 2,234 college students in Connecticut find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. GEICO, Progressive and ROOT are the top picks for college students buying through Jerry. Here’s what each carrier offers and why it stands out.

1. GEICO

4.6

Jerry Score

4.6

Customer Rating

54%

of Jerry drivers in CT chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

29%

of Jerry drivers in CT chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

3. ROOT

4.4

Jerry Score

4.7

Customer Rating

17%

of Jerry drivers in CT chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:
Audi2

Fast track your CT insurance with Jerry.

Best CT car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,166 Connecticut drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, GEICO and ROOT — carriers that are often more flexible with Connecticut drivers who have violations on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

35%

of Jerry drivers in CT chose this insurer

Recent quotes post-violation

Last Updated Jan. 3, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

31%

of Jerry drivers in CT chose this insurer

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

4.8

Customer Rating

23%

of Jerry drivers in CT chose this insurer

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend ROOT:
JERRY EXPERT INSIGHT
Violations can raise rates, but consistency helps. A clean stretch and continuous coverage can matter as much as the incident itself.
Mitchell Mccray
Mitchell Mccray
General Lines Agent (Georgia Property & Casualty)

Car insurance options for CT military families

Active-duty, reserve, guard or veteran, military life can change your driving patterns fast, from long stretches off the road to sudden moves across state lines. Jerry has helped Connecticut military families find coverage that works for deployments, PCS moves and the in-between months.

If you qualify for military-focused insurers, start there. Then widen the search, many standard insurers also offer strong military discounts and flexible policy options, and Jerry can compare them for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many CT military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

  • Military discounts and options to adjust coverage when you deploy or your mileage drops.

  • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

  • Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

  • Large nationwide agent network, helpful if you PCS and want continuity.

  • Local agents near many bases and military communities.

  • Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

  • Competitive pricing across many driver profiles, including frequent movers.

  • Strong tools for updating address, mileage and garaging as life shifts.

  • Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Connecticut.

lifestyle2

Get personalized car insurance rates now.

Best car insurance for senior drivers in Connecticut

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Connecticut drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends Progressive, ROOT and National General to senior drivers for that reason.

In the last 12 months, we’ve helped 589 Connecticut seniors find coverage designed around how they actually drive now, not assumptions.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

80%

of Jerry drivers in CT chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

5.0

Customer Rating

18%

of Jerry drivers in CT chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend ROOT:

3. National General

3.9

Jerry Score

5.0

Customer Rating

3%

of Jerry drivers in CT chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend National General:
Lifestyle9

See coverage options for your car.

How Jerry picks the best insurers in Connecticut

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Connecticut driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

The result? We show you a short list of options tailored to how you actually drive and what you actually own.

Lifestyle1

Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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