Car Insurance in Florida
Here’s how you can get the insurance you need at the best price in Florida.
Compare Florida rates with Jerry
Florida Insurance Coverage
Jerry customers who live in Florida typically receive some of the highest car insurance quotes, and factors such as bad weather and drivers are partially to blame. In 2024, Florida saw 11 storms and cyclones that each cost residents billions of dollars in damages. Around 900,000 drivers are uninsured in Florida (over 5% of all drivers), with some counties having a higher-than-average rate, such as Jefferson (over 10%), Bay (over 7%) and Santa Rosa (over 7%).
This average Jerry customer in Florida received a monthly average quote of $297.42 for state-mandated minimum coverage. In comparison, the national average quote for minimum coverage is currently $233.91.
Drivers in Florida are legally required to carry these minimum levels of coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
Car insurance by city in Florida (May 2025)
Cheapest Car Insurance in Miami
Because Miami is an urban area that frequently sees severe weather, drivers there may pay higher premiums than in other areas. It's wise to compare quotes from multiple insurers to find the best coverage at the lowest rate.
Cheap Car Insurance in Jacksonville, FL
Jacksonville drivers may pay higher rates because they're in a large urban area that gets frequent hurricanes. Comparing rates from multiple insurers can help you find an affordable policy.
Cheap Car Insurance in Tampa, FL
Compare car insurance quotes from Tampa drivers to see how your age and driving history can affect your rate.
Cheap Car Insurance in Orlando
Robust car insurance can protect Orlando drivers' wallets as they navigate the growing numbers of locals and tourists on the roads.
Best Car Insurance in Florida for May 2025
Auto-Owners is the best car insurance company in Florida, according to Jerry’s editorial analysis.
Cheap Car Insurance in Lakeland, FL
See how your car insurance rates in Lakeland, Florida can vary by factors like age and driving history to find the cheap car insurance.
Cheap Car Insurance in Fort Myers
Car insurance premiums may vary based on factors like age, driving record and more. Here are the cheapest quotes that drivers in Fort Myers have received.
Cheap Car Insurance in West Palm Beach
West Palm Beach drivers may pay different auto insurance rates, depending on their driving history, age and other factors.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Florida.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| May 26, 2025 | Embark General | $250 |
| May 25, 2025 | National General | $149 |
| May 25, 2025 | Gainsco | $194 |
| May 25, 2025 | National General | $168 |
| May 25, 2025 | The General | $213 |
Last Updated May 27, 2025
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State of Florida resources
