Floridians may pay higher car insurance rates than drivers in many other states because Florida is frequently affected by hurricanes. However, your location within the state is one of the many factors — including your age, driving history, credit and vehicle — that determine your policy costs.
Insurers weigh these factors differently, so whether you’re in an coastal city like Miami or further inland in an area like Gainesville, it’s wise to shop for car insurance with many providers to find the best deal.
Here you will find recent car insurance quotes from many cities across the state of Florida. Find your city, or one nearby, to get a sense of what you could pay for the best car insurance for your needs.
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See robust car insurance pricing for large cities in Florida
Car insurance in Bradenton, FL
In the Bradenton area, Jerry customers have found below-average Florida car insurance rates from insurers like Aspire, Embark and Progressive.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $126 |
| The General | $130 |
| Embark General | $147 |
| National General | $163 |
| Gainsco | $168 |
Car insurance in Clearwater, FL
Customers in Clearwater have often found low rates from insurance companies like Dairyland, Aspire and Clearcover.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| The General | $133 |
| Embark General | $146 |
| First Acceptance | $148 |
| Gainsco | $180 |
| National General | $193 |
Car insurance in Daytona Beach, FL
If you live in the Daytona Beach area and are in need of car insurance, you may get rates that are below the Florida state average from insurers like Embark, National General or Progressive.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $136 |
| Embark General | $137 |
| National General | $160 |
| The General | $165 |
| Gainsco | $189 |
Car insurance in Fort Pierce, FL
In Fort Pierce, residents can often find affordable auto insurance rates with companies like Embark, National General or Dairyland.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $112 |
| The General | $118 |
| Embark General | $151 |
| National General | $160 |
| Gainsco | $184 |
Car insurance in Hollywood, FL
You should find several affordable car insurance options in Hollywood, Florida including the likes of Trexis, First Acceptance and Allstate.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Embark General | $159 |
| The General | $172 |
| Gainsco | $220 |
| National General | $223 |
| Bristol West | $264 |
Car insurance in Kissimmee, FL
Drivers with clean records looking for affordable car insurance options in Kissimmee should check out insurers like Anchor General, Embark and National General.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $130 |
| The General | $131 |
| Embark General | $146 |
| Gainsco | $179 |
| National General | $182 |
Car insurance in Ocala, FL
Companies like Embark, Trexis or Progressive tend to offer solid rates to Jerry customers in the Ocala area.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Embark General | $120 |
| First Acceptance | $127 |
| National General | $139 |
| The General | $147 |
| Gainsco | $151 |
Car insurance in Pensacola, FL
Big-name companies like Progressive and Safeco may provide affordable insurance to drivers in the Pensacola area.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $87 |
| Bluefire | $99 |
| The General | $140 |
| Embark General | $144 |
| Liberty Mutual | $156 |
Car insurance in Sarasota, FL
You may find affordable car insurance options in Sarasota with companies like Bluefire, Safeco and Progressive.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Anchor General | $79 |
| Aspire Advantage | $93 |
| The General | $123 |
| Embark General | $132 |
| First Acceptance | $134 |
Car insurance in Winter Haven, FL
You may find low-cost insurance policies in Winter Haven from insurers like Embark, National General and Assurance America.
|
Insurance Company
|
Avg Monthly Quote
|
|---|
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| First Acceptance | $161 |
| The General | $168 |
| Embark General | $175 |
| National General | $180 |
| Assurance America | $212 |
Methodology
Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.
Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
