Car Insurance in Florida by City

Written by Kevin Berry and 1 other
Updated Jan 29, 2025

Your location in Florida could affect your car insurance rates.

Palm trees in Florida along an empty road
You’re minutes away from insurance savings.

Floridians may pay higher car insurance rates than drivers in many other states because Florida is frequently affected by hurricanes. However, your location within the state is one of the many factors — including your age, driving history, credit and vehicle — that determine your policy costs.

Insurers weigh these factors differently, so whether you’re in an costal city like Miami or further inland in an area like Gainesville, it’s wise to shop for car insurance with many providers to find the best deal.

Here you will find recent car insurance quotes from many cities across the state of Florida. Find your city, or one nearby, to get a sense of what you could pay.

SIMPLIFY YOUR FLORIDA CAR INSURANCE IN MINUTES

Car insurance in Bradenton, FL

In the Bradenton area, Jerry customers have found below-average Florida car insurance rates from insurers like Aspire, Embark and Progressive.

Insurance Company
Avg Monthly Quote
Aspire Advantage $50
Safeco $197
National General $212
Progressive $215
Root $217
Last Updated Jun 13, 2025

Car insurance in Clearwater, FL

Customers in Clearwater have often found low rates from insurance companies like Dairyland, Aspire and Clearcover.

Insurance Company
Avg Monthly Quote
Aspire Advantage $109
Dairyland $173
Bristol West $200
Progressive $210
National General $216
Last Updated Jun 19, 2025

Car insurance in Daytona Beach, FL

If you live in the Daytona Beach area and are in need of car insurance, you may get rates that are below the Florida state average from insurers like Embark, National General or Progressive.

Insurance Company
Avg Monthly Quote
Embark General $227
National General $237
Dairyland $240
Progressive $252
Bristol West $289
Last Updated Jun 13, 2025
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Car insurance in Fort Pierce, FL

In Fort Pierce, residents can often find affordable auto insurance rates with companies like Embark, National General or Dairyland.

Insurance Company
Avg Monthly Quote
Dairyland $208
National General $219
Bristol West $257
Progressive $266
Embark General $279
Last Updated Jun 14, 2025

Car insurance in Hollywood, FL

You should find several affordable car insurance options in Hollywood, Florida including the likes of Trexis, First Acceptance and Allstate.

Insurance Company
Avg Monthly Quote
First Acceptance $75
Trexis $161
Embark General $249
Progressive $257
National General $283
Last Updated Jun 13, 2025

Car insurance in Kissimmee, FL

Drivers with clean records looking for affordable car insurance options in Kissimmee should check out insurers like Anchor General, Embark and National General.

Insurance Company
Avg Monthly Quote
Anchor General $103
Assurance America $222
National General $226
Embark General $241
Progressive $246
Last Updated Jun 14, 2025
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Car insurance in Ocala, FL

Companies like Embark, Trexis or Progressive tend to offer solid rates to Jerry customers in the Ocala area.

Insurance Company
Avg Monthly Quote
National General $184
Trexis $191
Embark General $193
Progressive $223
Root $228
Last Updated Jun 13, 2025

Car insurance in Pensacola, FL

Big-name companies like Progressive and Safeco may provide affordable insurance to drivers in the Pensacola area.

Insurance Company
Avg Monthly Quote
Bluefire $122
Trexis $153
First Acceptance $162
Root $198
Safeco $207
Last Updated Jun 19, 2025

Car insurance in Sarasota, FL

You may find affordable car insurance options in Sarasota with companies like Bluefire, Safeco and Progressive.

Insurance Company
Avg Monthly Quote
Bluefire $55
Root $95
National General $189
Safeco $190
Embark General $201
Last Updated Jun 19, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Winter Haven, FL

You may find low-cost insurance policies in Winter Haven from insurers like Embark, National General and Assurance America.

Insurance Company
Avg Monthly Quote
Root $197
Embark General $220
National General $230
Assurance America $256
Dairyland $275
Last Updated Jun 13, 2025

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.