Jerry works with 14 different insurance companies in the Peach State, and this year alone we’ve helped 107,306 Georgia drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of GA drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Georgia.

• Assurance America and GEICO come in second and third place, making up roughly a combined third of the total market share in the state.

• The rest of our customers are spread across strong carriers like ROOT, National General and others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Georgia

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	26%	4.8
Assurance America	18%	4.8
GEICO	16%	4.8
ROOT	15%	5.0
National General	8%	4.9

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Georgia car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Georgia drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Georgia drivers find their best insurance

Jerry is different from quote-comparison sites that just rank by price. For Georgia drivers, here’s what we actually do:

• Use real data from 107,306 recent Georgia quotes to best compare your coverage options.

• Analyze 14 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for GA drivers? An average annual savings of $800 and a high satisfaction rate among drivers who switch with Jerry.

You don’t need to call a dozen agents or fill out form after form, either. Just answer a few quick questions below. In minutes, Jerry will have you on the way to your best coverage and rates.

Best car insurance for most GA drivers

Georgia drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Georgia

In general, good drivers in Georgia are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: Progressive, Assurance America and GEICO. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for GA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Competitive rates for many driver profiles, especially when comparing full coverage.
  • Easy online and app-based payments, policy management, and claims filing.
  • Solid coverage choices for drivers who want more control over deductibles and add-ons.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent quotes for GA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Assurance America:

  • Multiple payment options, including online card or e-check.
  • Customer self-service portal for quick document pulls and payments.
  • Designed for drivers rebuilding after a lapse, cancellation or nonrenewal.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. GEICO

Recent quotes for GA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Quick online and mobile payment options, plus straightforward policy management and claims filing.
  • Very competitive full-coverage pricing for many GA driver types.
  • Snapshot® rewards safer driving with additional discounts as time goes on.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Best GA car insurance for bundling home and auto

When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.

For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.

In Georgia, Jerry sees most home-owning customers choosing Progressive, GEICO and Assurance America for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Experienced legal and claims teams ready for serious accidents and lawsuits.
  • High liability and umbrella coverage designed to work seamlessly alongside homeowners policies.
  • Proven expertise supporting households with higher assets, net worths, and more complex coverage requirements.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings on auto and home, renters or condo.
  • Highly rated app for payments, ID cards, vehicle changes and claim filing.
  • A++ AM Best financial strength rating for claims support.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Assurance America

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Assurance America:

  • Multiple ways to pay that can fit shared household budgeting.
  • Optional roadside-style membership for households that want breakdown help.
  • Simple auto setup for homeowners who mainly need basic coverage.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

Best value for budget-focused GA drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In Georgia, our data show that Progressive, Assurance America and GEICO often deliver the strongest value for for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in Georgia. It’s the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 5,621 Georgia drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
  • Strong self-serve experience for policy changes and claims in the app.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Assurance America:

  • Claims reporting available anytime so drivers can start quickly after an accident.
  • Often fits drivers whose price jumped after a ticket or accident.
  • Self-serve tools for routine tasks like payments and documents.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Multi-vehicle and multi-policy discounts to stack savings.
  • Claim Forgiveness can be earned or purchased in states where available.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Best car insurance for GA families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Georgia, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped GA families with teen drivers save an average of annually, most often with ROOT, Progressive and Bristol West.

1. ROOT

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • Easy self-serve changes in the app as vehicles or drivers change during the year.
  • Optional rental coverage to keep the household moving after a covered claim.
  • Test drive model that bases pricing on how drivers actually drives.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

2. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means they share the same coverages and limits.
  • Snapshot telematics program may include an upfront participation discount, then adjust pricing at renewal.
  • Good student discount available for full-time students with a B average or better.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Bristol West

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • Practical option when a teen or young driver pushes pricing up sharply.
  • Payment reminders and missed-payment alerts to reduce accidental lapses in busy seasons.
  • Optional rental reimbursement keeps a household moving after a covered loss.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best car insurance for GA college students

College life involves a lot of things, but “predictable driving habits” usually isn’t one of them. Students may go weeks without touching the car, then suddenly drive home for a weekend or road trip out of town. That stop-start pattern can make it surprisingly easy to end up with the wrong setup or pay for coverage you don’t really need.

Jerry has helped 13,550 college students in Georgia find affordable coverage that still protects them on and off campus. Progressive, GEICO and ROOT are the most common choices for college students buying auto insurance through Jerry. Here’s why.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Good student discount available in most states.
  • No age limit on a parent policy if living at home or in full-time college.
  • College-focused discounts and telematics options.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Discounts for select colleges, alumni groups and student organizations.
  • Claim Forgiveness can be earned or purchased in many states.
  • Multi-car discount for multiple vehicles on one policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. ROOT

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • App-based driver testing rewards careful student drivers, versus making age-based assumptions.
  • Digital proof of insurance in-app is helpful for campus parking and registration.
  • Roadside assistance included with many policies, useful for older cars and long drives home.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best GA car insurance for drivers with violations

Tickets, at-fault accidents and DUIs can push you into the “high-risk” bucket fast, which can not only raise your premiums but also limit the carriers and coverage options available to you. But these mistakes don’t have to define your insurance forever.

Jerry has helped 1,169 Georgia drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop rates again after those violations fall off your driving record, so you can potentially save even more.

The majority of Jerry drivers with a less-than-perfect driving record find coverage through Progressive, GEICO and ROOT — companies that are often more willing to work with Georgia drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Snapshot uses recent driving behavior, not just past violations.
  • Large Accident Forgiveness available after longer tenure.
  • Non-owner SR-22 option if you need proof of insurance without a car.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Assurance America:

  • A strong chice for drivers with tickets, accidents or gaps that make shopping harder.
  • SR-22 support when required.
  • Text reminders that help avoid another lapse.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. ROOT

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend ROOT:

  • A good fit for drivers who can demonstrate safe habits now, even without a spotless driving record.
  • Optional rental coverage for drivers who cannot afford downtime after a covered claim.
  • Digital access to ID cards and policy documents on the spot.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Car insurance options for GA military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Georgia military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are purpose-built for military members and their families, such as USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they should be part of the conversation. They’re designed for deployments, PCS orders and frequent moves, and often offer storage or reduced-use pricing when a car sits on base or at home during deployment. Their teams also tend to understand military pay and documentation in a way many civilian insurers simply don’t.

Because of how these insurers are set up, Jerry can’t always show live quotes or internal ratings for them. If you qualify, do this:

1. Use Jerry to see what strong standard-insurer pricing looks like, then
2. Get direct quotes from one or more military-only insurers and compare.

You end up with a true apples-to-apples comparison.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many GA military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

• Large nationwide agent network, helpful if you PCS and want continuity.

• Local agents near many bases and military communities.

• Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

• Competitive pricing across many driver profiles, including frequent movers.

• Strong tools for updating address, mileage and garaging as life shifts.

• Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Georgia.

Best car insurance for senior drivers in Georgia

For drivers over 65 who value expertise, stability and service, Jerry often recommends Progressive, GEICO and Bristol West. In the last 12 months, we’ve helped 3,506 GA seniors find coverage that reflects their many years of experience behind the wheel and how they actually drive now.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy discount can reach up to 15%.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Paid-in-full, autopay and paperless discounts can help reduce the total bill.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bristol West:

  • Easy to make policy and coverage changes directly when drivers’ needs change.
  • Billing flexibility for fixed-income planning.
  • Rental reimbursement options after a covered loss.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

How Jerry picks the best insurers in Georgia

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Georgia driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.