Car Insurance in Illinois
Illinois drivers typically pay less for auto insurance than the national average.
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Average car insurance cost trends in Illinois
Drivers in Illinois have seen a 42.9% increase in auto insurance rates from January 2019 to September 2024, according to S&P Global’s data.
This may explain why drivers pay a monthly average of $193.95 for state-mandated minimum coverage. Compare that to the national average for minimum coverage which is currently $247.88.
In Illinois, drivers have to carry these minimum levels of coverage:
- $25,000 for injury or death of one person in a crash.
- $50,000 for injury or death of more than one person in a crash.
- $20,000 for damage to property of another person.
Car insurance in various Illinois cities (June 2025)
Cheapest Car Insurance in Illinois for June 2025
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Best Car Insurance in Illinois for June 2025
Erie is the best car insurance company in Illinois, according to Jerry’s editorial analysis.
Cheap Car Insurance in Chicago
Drivers in Chicago might pay more than those in more rural areas, but affordable coverage is within reach for those who cost-compare with multiple insurers.
Cheapest car insurance in Rockford, Illinois (2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Rockford, Illinois.
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Recent auto insurance quotes from Illinois
|
Date of Policy
|
City
|
Insurance Company
|
Monthly Quote
|
|---|---|---|---|
| June 14, 2025 | Chicago | Bristol West | $364 |
| June 14, 2025 | Evanston | Progressive | $100 |
| June 14, 2025 | Fox Lake | Progressive | $186 |
| June 14, 2025 | Pana | Progressive | $40 |
| June 14, 2025 | Taylorville | Bristol West | $116 |
| June 14, 2025 | Alton | Bristol West | $219 |
| June 14, 2025 | Chicago | National General | $84 |
| June 14, 2025 | Park City | Gainsco | $52 |
| June 14, 2025 | Vandalia | The General | $96 |
| June 14, 2025 | Clinton | Bristol West | $56 |
Last Updated Jun 16, 2025
Car insurance companies in Illinois
Annie Millerbernd, Jan 8, 2025
Geico Auto Insurance Review 2025
Geico car insurance review Jerry rates Geico car insurance 5 stars out of 5. This score is the highest among insurers that Jerry rates and takes into account the insurer’s pricing, industry and consumer ratings, financial strength, and national complaint data. Geico stands out for ample rate discount opportunities, a superior financial strength rating and […]
Annie Millerbernd, Feb 13, 2025
Auto-Owners Auto Insurance Review 2025
Auto-Owners car insurance review Jerry rates Auto-Owners 4.9 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account industry ratings, consumer ratings, financial strength and national complaint data. Auto-Owners provides quality car insurance that’s worth considering if you’re in one of the 26 states where the […]
Annie Millerbernd, Jan 8, 2025
Nationwide Auto Insurance Review 2025
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
State of Illinois resources
