Car Insurance in Illinois

Illinois drivers typically pay less for auto insurance than the national average.
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Car Insurance in Illinois

Average car insurance cost trends in Illinois

Drivers in Illinois have seen a 42.9% increase in auto insurance rates from January 2019 to September 2024, according to S&P Global’s data.

This may explain why drivers pay a monthly average of $193.54 for state-mandated minimum coverage. Compare that to the national average for minimum coverage which is currently $247.18.

In Illinois, drivers have to carry these minimum levels of coverage:

  • $25,000 for injury or death of one person in a crash.
  • $50,000 for injury or death of more than one person in a crash.
  • $20,000 for damage to property of another person.
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Recent auto insurance quotes from Illinois

Date of Policy
City
Insurance Company
Monthly Quote
May 25, 2025 Du Quoin Progressive $122
May 25, 2025 Chicago Progressive $224
May 25, 2025 Fairview Heights The General $83
May 25, 2025 Bellwood The General $432
May 25, 2025 Chicago The General $297
May 25, 2025 Chicago Electric $387
May 25, 2025 Monmouth The General $165
May 25, 2025 Ottawa Bristol West $182
May 25, 2025 Herrin Progressive $136
May 25, 2025 Benton The General $87
Last Updated May 27, 2025
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Annie Millerbernd, Apr 18, 2025