Illinois Car Insurance Quotes
Average car insurance cost trends in Illinois
Drivers in Illinois have seen a 42.9% increase in auto insurance rates from January 2019 to September 2024, according to S&P Global’s data.
This may explain why drivers pay a monthly average of $174.48 for state-mandated minimum coverage. Compare that to the national average for minimum coverage which is currently $260.93.
In Illinois, drivers have to carry these minimum levels of coverage:
- $25,000 for injury or death of one person in a crash.
- $50,000 for injury or death of more than one person in a crash.
- $20,000 for damage to property of another person.
- $25,000 in uninsured motorist coverage per person.
- $50,000 in uninsured motorist coverage per accident.
While reviewing car insurance quotes, it’s important to decide if you’re looking for just cheap car insurance or if you’re more focused on policies that provide extra protection through higher limits. Everyone’s financial and driving situations are different, which is why comparison shopping is so useful. Comparing quotes from several car insurance providers will help you determine your own cost of car insurance.
Recent auto insurance quotes from Illinois
|
Date of Quote
|
City
|
Insurance Company
|
Monthly Quote
|
|---|---|---|---|
| July 28, 2025 | Springfield | Mercury | $100 |
| July 28, 2025 | Chicago | Dairyland | $260 |
| July 28, 2025 | Genoa | National General | $145 |
| July 28, 2025 | East Carondelet | Clearcover | $98 |
| July 28, 2025 | Saint Joseph | Dairyland | $127 |
| July 28, 2025 | Chicago | Dairyland | $157 |
| July 28, 2025 | Chicago | Bristol West | $190 |
| July 28, 2025 | Lyons | Bristol West | $158 |
| July 28, 2025 | Maywood | Bristol West | $62 |
| July 28, 2025 | Urbana | Bristol West | $122 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
