Jerry works with 12 different insurance companies in the Prairie State, and in the past year alone we’ve helped 24,542 Illinois drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of IL drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Illinois.

• GEICO and National General come in second and third place; combined, they make up nearly half of the state’s remaining market share.

• The rest of our customers are spread across strong carriers like Clearcover, Gainsco and others.

That tells us there’s no one “best” company for every driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Illinois

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	35%	4.7
GEICO	34%	4.8
National General	10%	5.0
Clearcover	4%	4.5
Gainsco	4%	5.0

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Illinois car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Illinois drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Illinois drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Illinois drivers, this is what happens when you shop with us:

• Use real data from 24,542 recent Illinois quotes to best compare your coverage options.

• Analyze 12 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for IL drivers? An average annual savings of $538 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most IL drivers

Illinois drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Illinois

For most good drivers in Illinois who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Progressive, GEICO and National General. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. Progressive

Recent quotes for IL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong pricing across a broad mix of drivers, including full-coverage shoppers.
  • Smooth digital experience for payments, policy changes and claims.
  • Plenty of coverage add-ons and bundling options for a more complete setup.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for IL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Convenient online and in-app quoting, policy updates and claims submission.
  • Competitive pricing for full coverage for a wide range of Illinois drivers.
  • Snapshot® can unlock extra discounts as safe driving continues.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent quotes for IL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Backed by Allstate, creating a strong support behind service and claims.
  • Specialty coverages available, including RV insurance and personal umbrella add-ons.
  • Strong fit for drivers who do not land in preferred tiers, including those with SR-22 needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best IL car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Illinois, Jerry sees most home-owning customers choosing GEICO, Progressive and National General for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Bundle discounts when you pair auto with home, renters or condo.
  • Highly rated app for ID cards, payments, vehicle changes and claims.
  • A++ AM Best financial strength rating for reliability.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Robust legal and claims teams equipped for major accidents and lawsuits.
  • High liability and umbrella coverage that integrates smoothly with homeowners policies.
  • Extensive experience handling complex coverage needs for higher-asset, higher-net-worth households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend National General:

  • Plenty of discounts and clear, simple bundling with home and other policies.
  • Easy access to resources if policy needs ever change.
  • AM Best rates it A++ for financial strength, supporting reliable claims payment.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best value for budget-focused IL drivers

Budget-friendly shouldn’t mean “good luck out there.” If you want to stay under control on price but still keep real coverage in Illinois, you’ll usually get better results by switching carriers than by cutting limits.

Our data show GEICO, Progressive and National General frequently land in the sweet spot for Jerry drivers, offering strong protection for a reasonable monthly cost. The goal isn’t just finding the cheapest insurance in Illinois. It’s value: price plus protection that holds up.

Over the past 12 months, Jerry has helped 9,407 Illinois drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Multi-vehicle and multi-policy discounts to stack savings.
  • Claim Forgiveness can be earned or purchased in states where available.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Telematics participation can create another pricing path beyond traditional rating factors.
  • Tiered underwriting can help place drivers into a competitively priced tier based on their profile.
  • Bundling eligible products can unlock multi-policy savings and simplify account management.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best car insurance for IL families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Illinois, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped IL families with teen drivers save an average of $518 annually, most often with Progressive, National General and The General.

1. Progressive

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Snapshot telematics tracks factors like hard braking, rapid acceleration, time of day and miles driven.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Family plan structure available through Accident Protection Plan.
  • Transportation Expense option that helps keep schedules moving after a claim.
  • Flexibility to set different deductibles by vehicle.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. The General

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend The General:

  • Better fit when one driver in the household has a rougher record.
  • Digital ID cards that are easier to share across drivers.
  • Payment scheduling that helps busy households stay on track.
  • Jerry drivers say they like The General’s pricing most of all, followed by the carrier’s mobile app and available discounts.

Best car insurance for IL college students

College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.

Jerry has helped 3,388 college students in Illinois find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, GEICO and National General are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Accident forgiveness options for small and large claims, depending on driver tenure.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Many discounts and programs built for multi-driver households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Top-rated app for payments, ID cards and claims tracking.
  • Driver education and defensive driving discounts available.
  • Claim Forgiveness can be used by any drivers on the policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Telematics option that can reward safer driving, which can be useful for newer drivers.
  • Defensive driving course discounts for eligible younger drivers.
  • Multi-car discount can help when a student is added to a household policy.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best IL car insurance for drivers with violations

Violations can really change the math on insurance premiums. A speeding ticket might sting, and an at-fault accident or DUI can hit even harder, quickly putting you in a higher-risk tier that raises premiums and limits which carriers will offer you coverage. But your record isn’t a life sentence, and your policy shouldn’t be priced like it is.

Jerry has helped 1,173 Illinois drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop again after those violations fall off your record, so you can potentially save even more.

The carriers Jerry customers with violations land with most often are Progressive, GEICO and National General — companies that are typically more willing to insure Illinois drivers with violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Deductible Savings Bank can lower deductibles by $50 per claim-free and violation-free policy period.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness for a first claim up to $500 in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • SR-22 or FR-44 filing handled as part of the policy setup where required.
  • Non-owner auto insurance available when you need liability only.
  • DriveEasy telematics can move pricing up or down based on results.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Financial responsibility filing support like SR-22 may be available where required.
  • Tiered pricing can help drivers with tickets or past incidents find a placement that fits their profile.
  • Digital tools to help drivers avoid coverage gaps and keep policies structured correctly after changes.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Car insurance options for IL military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Illinois military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.

Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:

1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.

This keeps the decision grounded in real numbers, not assumptions.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Military-only providers are not the only option. Several national insurers offer military discounts, handle deployments and out-of-state moves well and are already tightly integrated with Jerry’s quote and switch flow.

For many IL military families, GEICO, State Farm and Progressive are common contenders.

1. GEICO

Best for: Deployment flexibility with strong discount potential

Why it often works well for service members:

• Military discounts plus options to adjust coverage when you deploy or drive less.

• 24/7 support that’s practical for OCONUS and rotating schedules.

• Fast app access for proof of insurance, claims and policy changes.

2. State Farm

Best for: Base-to-base moves with in-person help

Why it often works well:

• Extensive agent network that can travel with you across states.

• Strong local presence in many military communities.

• Simple bundling when you add home or condo protection.

3. Progressive

Best for: Changing routines and digital management

Why it could be a good fit:

• Competitive pricing across many profiles, including frequent movers.

• Self-serve tools to update address, mileage and garaging.

• Popular add-ons like rental and roadside for times when you’re away from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Illinois.

Best car insurance for senior drivers in Illinois

For Illinois drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why senior Jerry drivers most often choose Progressive, GEICO and Bristol West, especially those who value stability, service and straightforward claims handling.

In the last 12 months, we’ve helped 1,146 IL seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics base price on hard braking, rapid acceleration, time of day, miles driven and phone use.
  • Pet injury coverage included with collision coverage, for up to $1,000 in vet bills after an accident.
  • Small Accident Forgiveness for a first claim up to $500 in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy telematics reward safer habits and lower-risk driving.
  • Paid-in-full, autopay and paperless discounts can help reduce your total bill.
  • Mechanical Breakdown Insurance option for newer cars, eligibility rules apply.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bristol West:

  • Farmers Group backing for those who care about carrier infrastructure.
  • Online payments and ID cards digitally available.
  • Optional towing and roadside service add-ons.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

How Jerry picks the best insurers in Illinois

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Illinois driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.