Indiana Car Insurance Resources

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Indiana Car Insurance Resources
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Indiana minimum car insurance requirements

Indiana requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person injured in an accident.
  • $50,000 for two or more people injured in one accident.
  • $25,000 for damage to other peoples’ property.

New policies also include uninsured and underinsured motorist coverage, but drivers can reject this in writing. These are the minimum limits:

  • $25,000 for uninsured motorist bodily injury coverage to one person, and $50,000 to two or more people in an accident
  • $25,000 towards property damage
  • $50,000 for underinsured motorist bodily injury coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Indiana

Monthly Quote
Insurance Company
Date of Policy
City
$30 Progressive May 17, 2025 Fort Wayne
$31 Progressive May 5, 2025 West Lafayette
$32 Progressive May 15, 2025 Ridgeville
$33 Progressive May 9, 2025 Merrillville
$33 Progressive April 28, 2025 Roanoke
Last Updated May 21, 2025
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Annie Millerbernd, Apr 18, 2025