Kansas Car Insurance Resources

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Kansas Car Insurance Resources
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Kansas minimum car insurance requirements

Kansas requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.

Kansas also requires drivers to carry a minimum amount of personal injury protection coverage, including $4,500 in medical expenses per person, $4,500 for rehabilitation expenses, $2,000 for funeral, burial or cremation expenses, $900 per month for one year for disability or loss of income and $25 per day towards substitution benefits, which pay for in-home services that can’t be performed because of an accident-related injury.

PIP also includes survivor benefits of up to $900 per month for disability and loss of income and $25 per day in substitution benefits, both limited to up to one year.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Kansas

Monthly Quote
Insurance Company
Date of Policy
City
$34 Progressive April 29, 2025 Liberal
$35 Bristol West May 1, 2025 Salina
$44 Progressive May 15, 2025 Junction City
$46 Bristol West May 15, 2025 Council Grove
$48 Progressive April 23, 2025 Manhattan
Last Updated May 22, 2025
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