Kansas Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Kansas.
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Kansas Car Insurance Resources
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Kansas minimum car insurance requirements

Kansas requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.

Kansas also requires drivers to carry a minimum amount of personal injury protection coverage, including $4,500 in medical expenses per person, $4,500 for rehabilitation expenses, $2,000 for funeral, burial or cremation expenses, $900 per month for one year for disability or loss of income and $25 per day towards substitution benefits, which pay for in-home services that can’t be performed because of an accident-related injury.

PIP also includes survivor benefits of up to $900 per month for disability and loss of income and $25 per day in substitution benefits, both limited to up to one year.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Kansas

Monthly Quote
Insurance Company
Date of Policy
City
$30 Progressive June 30, 2025 Overland Park
$33 Progressive June 19, 2025 Manhattan
$36 Progressive June 30, 2025 Colby
$37 Progressive June 29, 2025 Wamego
$39 Bristol West June 13, 2025 Atchison
Last Updated Jul 12, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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