Updated January 4, 2026

How to Find the Best Car Insurance in Kansas

Kansas cheapest insurance

How to Find the Best Car Insurance in Kansas

Jerry works with 9 different insurance companies in the Sunflower State, and in the past year alone we’ve helped 5,529 Kansas drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of KS drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

  • Progressive is the insurer chosen most often by Jerry customers in Kansas.

  • ROOT and GEICO bring in second and third place, accounting for more than a third of the total market share.

  • The rest of our customers are spread across strong carriers like Bristol West, Dairyland and others.

What this shows is that there’s no single “best” company for every driver. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Kansas
InsurerShare of Jerry driversJerry customer rating
Progressive40%4.7
ROOT25%No Rating
GEICO17%No Rating
Bristol West11%4.5
Dairyland8%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Kansas car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Kansas drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in KS
Most driversProgressive, ROOT, GEICO
Homeowners who bundleProgressive, ROOT, GEICO
Budget-focused driversProgressive, GEICO, ROOT
Families with teen driversROOT, Progressive, Dairyland
College studentsROOT, Progressive, GEICO
Drivers with violationsProgressive, ROOT, Bristol West
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, GEICO, ROOT
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Kansas drivers find their best insurance

Price-only comparisons miss the point. For Kansas drivers, Jerry helps you find coverage that actually fits, then helps make switching painless.

Here’s how we do it:

  • Use real data from 5,529 recent Kansas quotes to best compare your coverage options.

  • Analyze 9 top insurers in this state against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for KS drivers? An average annual savings of $986 and high satisfaction rates among drivers who switch with Jerry.

Answer a few quick questions below and we’ll show you smarter options in just minutes.

Best car insurance for most KS drivers

Kansas drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Since each carrier brings its own unique mix of coverages, features, benefits and pricing to the table, Jerry helps customers compare real options and find their personal mix of affordability and protection.

Here are some of the most recent quotes that drivers have received in the state and the savings they found through Jerry:

Recent quotes in Kansas

Last Updated Jan. 4, 2026

In general, good drivers in Kansas are looking for a combination of full coverage at a competitive price with strong claims support, if and when they need it. For this category of drivers, three insurance companies consistently stand out as Jerry customer favorites: Progressive, ROOT and GEICO. Jerry can help you compare them (and others) in just minutes, so you can decide which one actually fits your needs.

Here’s a rundown of what each of these top carriers offers and why Jerry customers consider them a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

40%

of Jerry drivers in KS chose this insurer

Recent quotes for KS drivers

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

No

Customer Rating

25%

of Jerry drivers in KS chose this insurer

Recent quotes for KS drivers

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend ROOT:

3. GEICO

4.6

Jerry Score

No

Customer Rating

17%

of Jerry drivers in KS chose this insurer

Recent quotes for KS drivers

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:
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Get KS quotes in as little as 2 minutes.

Best KS car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In Kansas, Jerry sees most home-owning customers choosing Progressive, ROOT and GEICO for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

48%

of Jerry drivers in KS chose this insurer

Recent quotes for homeowners

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.5

Customer Rating

20%

of Jerry drivers in KS chose this insurer

Recent quotes for homeowners

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend ROOT:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

12%

of Jerry drivers in KS chose this insurer

Recent quotes for homeowners

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:
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Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused KS drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In Kansas, our data show that Progressive, GEICO and ROOT often deliver the strongest value for for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in Kansas. It’s the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 5,356 Kansas drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

54%

of Jerry drivers in KS chose this insurer

Recent price-friendly quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

26%

of Jerry drivers in KS chose this insurer

Recent price-friendly quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

4.7

Customer Rating

10%

of Jerry drivers in KS chose this insurer

Recent price-friendly quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend ROOT:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for KS families with teen drivers

In Kansas, teen drivers are typically one of the priciest additions you can make, and the cost increase can last for years if you don’t have the right carrier and structure. The upside is that different insurers handle teen drivers very differently, so families often have room to save without cutting corners on coverage.

Jerry has helped 161 KS families with teen drivers find substantial savings this year, primarily with ROOT, Progressive and Dairyland.Here’s a look at what those top carriers offer and why Jerry customers choose them most often.

1. ROOT

4.4

Jerry Score

4.7

Customer Rating

51%

of Jerry drivers in KS chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

33%

of Jerry drivers in KS chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

3. Dairyland

3.9

Jerry Score

4.5

Customer Rating

14%

of Jerry drivers in KS chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Dairyland:
JERRY EXPERT INSIGHT
When adding a teen to the policy, it often helps to compare two versions: one that’s super budget-friendly and one that offers sleep-at-night coverage. It might be more affordable than you expect.
Rebekah Bahruth
Rebekah Bahruth
General Lines Agent (Florida Property & Casualty)

Best car insurance for KS college students

College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.

Jerry has helped 870 college students in Kansas find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. ROOT, Progressive and GEICO are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. ROOT

4.4

Jerry Score

4.7

Customer Rating

40%

of Jerry drivers in KS chose this insurer

Recent college driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

38%

of Jerry drivers in KS chose this insurer

Recent college driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

3. GEICO

4.6

Jerry Score

4.6

Customer Rating

17%

of Jerry drivers in KS chose this insurer

Recent college driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:
Audi2

Fast track your KS insurance with Jerry.

Best KS car insurance for drivers with violations

If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”

Jerry has helped 1,165 Kansas drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.

For many Jerry drivers with violations, the most common coverage wins come from Progressive, ROOT and Bristol West — carriers that tend to be more open to Kansas drivers with dings on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

49%

of Jerry drivers in KS chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.8

Customer Rating

22%

of Jerry drivers in KS chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend ROOT:

3. Bristol West

3.6

Jerry Score

4.9

Customer Rating

14%

of Jerry drivers in KS chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Bristol West:
JERRY EXPERT INSIGHT
After a violation or accident, compare a few standard carriers and at least one non-standard option. In many states, that mix helps you find the best fit.
Carlos Lopez
Carlos Lopez
General Lines Agent (Nevada Property & Casualty)

Car insurance options for KS military families

Active-duty, reserve, guard or veteran, military life can change your driving patterns fast, from long stretches off the road to sudden moves across state lines. Jerry has helped Kansas military families find coverage that works for deployments, PCS moves and the in-between months.

If you qualify for military-focused insurers, start there. Then widen the search, many standard insurers also offer strong military discounts and flexible policy options, and Jerry can compare them for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.

Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:

1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.

This keeps the decision grounded in real numbers, not assumptions.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Beyond military-only insurers, some national carriers offer military discounts, handle deployments and cross-state moves smoothly and plug directly into Jerry’s quoting and switching experience.

For many KS military families, GEICO, State Farm and Progressive show up often.

1. GEICO

Best for: Discounts plus flexible coverage during deployments

Why it often works well for service members:

  • Military discounts and options to scale coverage when driving drops.

  • 24/7 support for OCONUS time zones and uneven schedules.

  • App-first access to policy docs, proof of insurance, claims and quick updates.

2. State Farm

Best for: PCS moves and consistent local support

Why it often works well:

  • A huge agent footprint for continuity when you move.

  • Plenty of nearby agents in military-heavy areas.

  • Easy bundling when you add home or condo coverage.

3. Progressive

Best for: Frequent updates and self-serve changes

Why it could be a good fit:

  • Competitive rates across a wide set of situations, including movers.

  • Strong digital tools for address, mileage and garaging changes.

  • Add-ons like rental and roadside for support away from home.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can quickly show how GEICO, State Farm, Progressive and other standard insurers price your specific situation in Kansas.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Kansas

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Kansas drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends Progressive, GEICO and ROOT for that reason.

In the last 12 months, we’ve helped 241 Kansas seniors find coverage designed around how they actually drive now, not assumptions.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

57%

of Jerry drivers in KS chose this insurer

Recent senior driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.5

Customer Rating

14%

of Jerry drivers in KS chose this insurer

Recent senior driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

5.0

Customer Rating

21%

of Jerry drivers in KS chose this insurer

Recent senior driver quotes

Last Updated Jan. 4, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend ROOT:
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See coverage options for your car.

How Jerry picks the best insurers in Kansas

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Kansas driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

The result? We show you a short list of options tailored to how you actually drive and what you actually own.

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Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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