Jerry works with 12 different insurance companies in the Bluegrass State, and this year alone we’ve helped 17,581 Kentucky drivers get competitive quotes and switch their coverage.
We understand that every driver has different needs, and since we’ve helped thousands of KY drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage
Here’s what we’ve noticed:
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Progressive is the most commonly-chosen insurer among Jerry customers in Kentucky.
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GEICO and National General are next, making up more than a third of the state’s total market share combined.
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The rest of our customers are spread across strong carriers like ROOT and Trexis, among others.
The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.
Recent quotes in Kentucky
Quick picks: Best Kentucky car insurance by driver profile
Here are the categories we chose when selecting our best insurance companies for Kentucky drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.
Select your driver type
| Driver category | Most popular in KY |
|---|---|
| Most drivers | Progressive, GEICO, National General |
| Homeowners who bundle | Progressive, GEICO, National General |
| Budget-focused drivers | Progressive, GEICO, National General |
| Families with teen drivers | Progressive, Trexis, ROOT |
| College students | Progressive, GEICO, ROOT |
| Drivers with violations | Progressive, National General, Trexis |
| Military drivers | USAA, GEICO, Armed Forces Insurance |
| Senior drivers | Progressive, GEICO, National General |
Jerry pulls up to 20 quotes from top rated carriers.
How Jerry helps Kentucky drivers find their best insurance
Most quote sites stop at “here’s the cheapest.” Jerry goes further.
For Kentucky drivers, this is what happens when you shop with us. We:
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Use real data from 17,581 recent Kentucky quotes to best compare your coverage options.
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Analyze 12 top insurers in this state against our quality criteria and your specific needs.
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Show you highly-rated options that balance coverage, claims and cost.
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Explain why each option makes sense for your situation.
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Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.
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Continue monitoring market rates so you always know when it’s time to shop for better pricing.
What does that mean for KY drivers? An average annual savings of $670 and high satisfaction rates among drivers who switch with Jerry.
Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.
Best car insurance for most KY drivers
Kentucky drivers have 12 insurance companies to choose from when shopping through Jerry. Since carriers vary on coverage options, features, benefits and price, customers can shop around and find the right mix of affordability and protection.
Most popular insurers in Kentucky
Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.
For most good drivers in Kentucky who want full coverage and strong claims support, three companies tend to rise to the top as customer favorites: Progressive, GEICO and National General. Jerry can compare them (and more) side-by-side in just minutes, so you can focus on the one that works best for you.
Here’s a rundown of what each offers and why customers choose them as a top pick.
1. Progressive
4.6
Jerry Score
4.6
Customer Rating
39%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend Progressive
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Strong pricing across a broad mix of drivers, including full-coverage shoppers.
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Smooth digital experience for payments, policy changes and claims.
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Plenty of coverage add-ons and bundling options for a more complete setup.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for KY drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
5.0
Customer Rating
26%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend GEICO
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Convenient online and in-app quoting, policy updates and claims submission.
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Competitive pricing for full coverage for a wide range of Kentucky drivers.
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Snapshot® can unlock extra discounts as safe driving continues.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for KY drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. National General
3.9
Jerry Score
4.4
Customer Rating
13%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend National General
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Allstate-backed resources stand behind service and claims.
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A+ (Superior) AM Best financial strength rating.
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Strong specialty lineup, including RV coverage and umbrella add-ons.
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Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.
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Recent quotes for KY drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get KY quotes in as little as 2 minutes.
Best KY car insurance for bundling home and auto
If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.
Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.
In Kentucky, Jerry sees most home-owning customers choosing Progressive, GEICO and National General for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
44%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Progressive
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Strong legal and claims teams for major accidents and lawsuits.
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High liability and umbrella options that fit smoothly with homeowners policies.
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Deep experience with complex coverage needs for households with higher assets and net worths.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.7
Customer Rating
31%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend GEICO
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Bundle discounts when you pair auto with home, renters or condo.
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Highly rated app for ID cards, payments, vehicle changes and claims.
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A++ AM Best financial strength rating for reliability.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. National General
3.9
Jerry Score
4.8
Customer Rating
10%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend National General
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Robust discounts and straightforward bundling with home and other policies.
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Top-rated customer service when policy owners need to adjust coverage, track losses or ask questions.
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A++ financial strength rating from AM Best for reliable claims payment.
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Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you bundle home and auto for less in just minutes.
Best value for budget-focused KY drivers
If you’re watching your monthly cost but refuse to trim your coverage, our data show that Progressive, GEICO and National General often deliver the strongest value for Kentucky drivers. This doesn’t necessarily mean the cheapest car insurance in Kentucky, but rather the best balance of price and protection.
Over the past 12 months, Jerry has helped 12,801 Kentucky drivers find coverage under $100/month, without dropping to bare-minimum limits.
Here’s a look at what each top carrier offers and why customers say they’re a top pick.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
55%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Progressive
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Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
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Flexible coverage limits and deductibles so you can right-size cost.
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Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.7
Customer Rating
27%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend GEICO
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DriveEasy usage-based program through the mobile app, savings potential varies by state and results.
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Multi-vehicle and multi-policy discounts to stack savings.
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Optional roadside assistance coverage to help manage towing and lockout costs.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent price-friendly quotes
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. National General
3.9
Jerry Score
4.7
Customer Rating
9%
of Jerry drivers in KY chose this insurer
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Why we recommend National General
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Practical protection you can add without jumping to full coverage everywhere, like rental reimbursement or towing-style help.
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Multi-car setups can lower per-vehicle cost for households insuring more than one car.
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Resources to help drivers right-size coverage and avoid paying for extras they don’t need.
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Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you save on car insurance fast.
Best car insurance for KY families with teen drivers
Adding a teen driver in Kentucky isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default.
Jerry has helped 365 KY families with teen drivers save an average of $222 annually, most often with Progressive, Trexis and ROOT. Here’s a look at what those most popular carriers offer and why Jerry customers choose them.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
60%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Progressive
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Teen driver discount available for drivers 18 or under after one year.
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Distant student discount for young students or under who live 100+ miles from home with no car at school.
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If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Trexis
3.0
Jerry Score
5.0
Customer Rating
18%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Trexis
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Non-standard focus helps families avoid “one driver breaks the whole plan.”
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SR-22 filing support where required.
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Coverage range from minimum to fuller protection supports different cars in the driveway.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. ROOT
4.4
Jerry Score
4.7
Customer Rating
16%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend ROOT
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In-app digital ID cards are helpful for teens, spouses and shared vehicles.
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Roadside assistance included with many policies.
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Less emphasis on traditional discount stacking and more emphasis on driving behavior.
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Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Best car insurance for KY college students
College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.
Jerry has helped 2,018 college students in Kentucky find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, GEICO and ROOT are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
43%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers ages 17-24 in the past 12 months.
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Why we recommend Progressive
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Accident forgiveness options for small and large claims, depending on driver tenure.
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Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
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Many discounts and programs built for multi-driver households.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.6
Customer Rating
29%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers ages 17-24 in the past 12 months.
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Why we recommend GEICO
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Top-rated app for payments, ID cards and claims tracking.
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Driver education and defensive driving discounts available.
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Claim Forgiveness can be used by any drivers on the policy.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. ROOT
4.4
Jerry Score
4.7
Customer Rating
11%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers ages 17-24 in the past 12 months.
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Why we recommend ROOT
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No plug-in device required, just the phone the student already has.
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Pricing tied to driving behavior, which can help responsible new drivers stand out.
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Coverage can be kept lean while still meeting core liability needs.
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Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.
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Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Fast track your KY insurance with Jerry.
Best KY car insurance for drivers with violations
One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.
Jerry has helped 1,205 Kentucky drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.
In fact, many Jerry drivers with violations end up with Progressive, National General and Trexis — carriers that are often more flexible with Kentucky drivers who have violations on their record.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
49%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Progressive
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Strong option for drivers with tickets and at-fault accidents who need SR-22.
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App supports quick policy changes, ID cards and claims filing.
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Small Accident Forgiveness can limit impact from a first claim under $500.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
2. National General
3.9
Jerry Score
4.8
Customer Rating
23%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend National General
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Financial responsibility filing support like SR-22 may be available where required.
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Tiered pricing can help drivers with tickets or past incidents find a placement that fits their profile.
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Digital tools to help drivers avoid coverage gaps and keep policies structured correctly after changes.
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Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.
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Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Trexis
3.0
Jerry Score
4.9
Customer Rating
9%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Trexis
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Non-owner coverage helps drivers meet requirements without owning a car.
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Roadside assistance option helps reduce everyday disruptions.
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SR-22 filing available when required.
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Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.
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Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
Car insurance options for KY military families
Active-duty, reserve, guard or veteran, military life can change your driving patterns fast, from long stretches off the road to sudden moves across state lines. Jerry has helped Kentucky military families find coverage that works for deployments, PCS moves and the in-between months.
If you qualify for military-focused insurers, start there. Then widen the search, many standard insurers also offer strong military discounts and flexible policy options, and Jerry can compare them for you.
Here’s how to think about your options.
Option A: Military-only insurers to check directly
There are insurers built specifically for military life, including USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you qualify, put them on your shortlist. These companies are built around deployments, PCS orders and frequent moves, and they often offer storage or reduced-use options when your vehicle is parked during deployment. Their service teams also tend to know the realities of orders, pay and timelines, which can reduce friction.
Because these insurers operate a bit differently, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the best way to compare is:
1. Use Jerry to price and compare standard insurers, then
2. Pull direct quotes from one or more military-only insurers.
That way, you’re comparing their offer against competitive market rates.
Option B: Standard insurers with strong military benefits (that Jerry can quote)
Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.
For many KY military families, GEICO, State Farm and Progressive are often part of the comparison.
1. GEICO
Best for: Discounts and practical flexibility during deployments
Why it often works well for service members:
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Military discounts and ways to adjust coverage when you deploy or drive less.
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24/7 support that holds up across time zones, including OCONUS.
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App-based policy access for proof of insurance, claims and quick changes.
2. State Farm
Best for: PCS continuity and local agent support
Why it often works well:
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One of the largest agent networks, useful if you move often.
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Agents in many base-adjacent communities.
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Bundling that stays simple when you add home or condo coverage.
3. Progressive
Best for: Households that need fast updates
Why it can be a good fit:
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Strong pricing across many scenarios, including frequent movers.
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Digital tools for updating garaging address, mileage and policy details.
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Add-ons like rental and roadside for coverage that travels better.
Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Kentucky.
Get personalized car insurance rates now.
Best car insurance for senior drivers in Kentucky
For Kentucky drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why Jerry drivers most often choose Progressive, GEICO and National General for seniors who value stability, service, and straightforward claims handling.
In the last 12 months, we’ve helped 865 KY seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.
1. Progressive
4.6
Jerry Score
4.8
Customer Rating
49%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend Progressive
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Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
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Defensive driving course discount in states where it applies.
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Large Accident Forgiveness after 5 years with an accident-free and violation-free period in most states.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.5
Customer Rating
24%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend GEICO
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DriveEasy discount can reach up to 15%.
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Optional roadside assistance helps manage towing and lockout costs.
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Paid-in-full, autopay and paperless discounts can help reduce the total bill.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. National General
3.9
Jerry Score
5.0
Customer Rating
13%
of Jerry drivers in KY chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend National General
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Telematics option that can suit steady, lower-mileage driving patterns.
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Easy resources to help retirees right-size coverage options for their changing driver needs.
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Roadside-style add-on for towing and lockouts.
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Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
See coverage options for your car.
How Jerry picks the best insurers in Kentucky
Most sites just sort companies by price. Jerry does more.
No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Kentucky driver data, this score evaluates insurers on:
Customer satisfaction
What customers say after they’ve filed a claim or made changes, not just when they first buy.
Value for your money
The best balance of price and protection, not just the lowest premium on the page.
Claims experience
How quickly and fairly claims get paid, especially after real crashes and storm damage.
Financial strength
Whether the company has the backing to pay out when major events hit.
Quality of coverage
How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.
Product availability
Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.
The result? We show you a short list of options tailored to how you actually drive and what you actually own.
Drivers who switch with Jerry save an average of $54/mo on car insurance.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
