Jerry works with 8 different insurance companies across the Pelican State, and over the last year we’ve helped 12,613 Louisiana drivers shop competitive quotes and switch coverage with confidence.

Because every driver’s needs are different, we focus on showing you options that make sense for your situation. And since we’ve helped thousands of LA drivers like you, we understand what people in your state prioritize when choosing car insurance.

Here’s what we’ve seen:

• Progressive is the single most-chosen insurer among Jerry customers in Louisiana.

• GEICO and National General come in second and third place, accounting for half of the total market share.

• The rest of our customers are spread across strong carriers like Bluefire, ROOT and others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Louisiana

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	41%	4.7
GEICO	32%	4.9
National General	18%	5.0
Bluefire	8%	No Rating
ROOT	4%	No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Louisiana car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Louisiana drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Louisiana drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Louisiana drivers, this is what happens when you shop with us:

• Use real data from 12,613 recent Louisiana quotes to best compare your coverage options.

• Analyze 8 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for LA drivers? An average annual savings of $825 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most LA drivers

Louisiana drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Louisiana

In general, good drivers in Louisiana are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: Progressive, GEICO and National General. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for LA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong pricing across a broad mix of drivers, including full-coverage shoppers.
  • Smooth digital experience for payments, policy changes and claims.
  • Plenty of coverage add-ons and bundling options for a more complete setup.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for LA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Quick online and mobile payment options, plus straightforward policy management and claims filing.
  • Very competitive full-coverage pricing for many LA driver types.
  • Snapshot® rewards safer driving with additional discounts as time goes on.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent quotes for LA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Backed by Allstate, creating a strong support behind service and claims.
  • Specialty coverages available, including RV insurance and personal umbrella add-ons.
  • Strong fit for drivers who do not land in preferred tiers, including those with SR-22 needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best LA car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to protect the life you’ve built, including your property, savings and the people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Louisiana, Jerry sees most home-owning customers choosing Progressive, GEICO and National General for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Experienced legal and claims teams ready for serious accidents and lawsuits.
  • High liability and umbrella coverage designed to work seamlessly alongside homeowners policies.
  • Proven expertise supporting households with higher assets, net worths, and more complex coverage requirements.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings when you combine auto with home, renters or condo.
  • Highly rated app for payments, digital ID cards, vehicle updates and claims.
  • A++ AM Best financial strength rating for dependable claim payments.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend National General:

  • Plenty of discounts and clear, simple bundling with home and other policies.
  • Easy access to resources if policy needs ever change.
  • AM Best rates it A++ for financial strength, supporting reliable claims payment.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best value for budget-focused LA drivers

Budget-friendly shouldn’t mean “good luck out there.” If you want to stay under control on price but still keep real coverage in Louisiana, you’ll usually get better results by switching carriers than by cutting limits. Our data show Progressive, GEICO and National General frequently land in the sweet spot for Jerry drivers, offering strong protection for a reasonable monthly cost. The goal isn’t just the cheapest insurance in Louisiana, it’s value: price plus protection that holds up.

Over the past 12 months, Jerry has helped 9,594 Louisiana drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
  • Strong self-serve experience for policy changes and claims in the app.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Multi-vehicle and multi-policy discounts to stack savings.
  • Claim Forgiveness can be earned or purchased in states where available.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Flexible coverage limits and deductible choices, so you can dial cost up or down without redesigning your whole policy.
  • Multiple ways to pay, including options that can reduce total cost versus monthly billing.
  • Discount opportunities like early quote, paperless delivery, and auto pay when you qualify.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best car insurance for LA families with teen drivers

Adding a teen driver in Louisiana isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default.

Jerry has helped 259 LA families with teen drivers save an average of $698 annually, most often with Progressive, National General and Bluefire.Here’s a look at what those most popular carriers offer and why Jerry customers choose them.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Snapshot telematics tracks factors like hard braking, rapid acceleration, time of day and miles driven.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Bundling across products for fewer renewals and less admin.
  • Roadside-style add-on that can reduce downtime across multiple drivers.
  • Coverage levels that scale as the family and vehicle mix change.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. Bluefire

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bluefire:

  • Covers families adding a car when coverage needs to start fast.
  • Payment reminders reduce accidental lapses.
  • Digital documents reduce paperwork friction.
  • Jerry drivers who switched to Bluefire praise the carrier for its prices, customer service and mobile app.

Best car insurance for LA college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

This past year, Jerry has helped 1,497 college students in Louisiana find affordable coverage that still protects them on and off campus. GEICO, Progressive and National General are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Top-rated app for payments, ID cards and claims tracking.
  • Driver education and defensive driving discounts available.
  • Claim Forgiveness can be used by any drivers on the policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics via app or plug-in device offers pricing based on driving behavior.
  • Good student discounts for full-time, under 23 and B average or better drivers.
  • Top-rated app supports policy changes, digital ID cards and claims filing.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Student-away-from-home discount for eligible drivers who are far from home without a car at school.
  • Good student discount for eligible students who meet academic requirements.
  • Clear guidance for situations where a student’s vehicle is garaged away from the primary address.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best LA car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,165 Louisiana drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, National General and GEICO — carriers that are often more flexible with Louisiana drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Strong option for drivers with tickets and at-fault accidents who need SR-22.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness can limit impact from a first claim under $500.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Usage-based participation, where available, can help current driving behavior matter more over time.
  • Eligibility for certain protections or discounts may change based on recent driving history and Louisiana rules.
  • Coverage choices that can be adjusted as your record improves, without needing to switch carriers immediately.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • Non-owner SR-22 option for proof of insurance without owning a car.
  • DriveEasy enrollment rules vary and may require all drivers on the policy.
  • Claim Forgiveness available in select states for a first qualifying loss.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Car insurance options for LA military families

For military families, driving is rarely consistent. Active-duty, reservist, guard or veteran, you might be commuting one month, storing a car the next and moving states soon after. Jerry has helped Louisiana military families find coverage that fits deployments, PCS moves and the full stretch of military life.

If you qualify for military-focused insurers, keep them in the running. Also consider standard insurers, many offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many LA military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

• Massive nationwide agent network, useful if you PCS and want continuity of service.

• Familiar, local agents near many bases and military communities.

• Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

• Competitive pricing across a wide range of driver profiles, including frequent movers.

• Strong digital tools for updating addresses, mileage and garaging as life changes.

• Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Louisiana.

Best car insurance for senior drivers in Louisiana

For Louisiana drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why Jerry drivers most often choose Progressive, GEICO and National General for seniors who value stability, service, and straightforward claims handling.

In the last 12 months, we’ve helped 632 LA seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics base price on hard braking, rapid acceleration, time of day, miles driven and phone use.
  • Pet injury coverage included with collision coverage, for up to $1,000 in vet bills after an accident.
  • Small Accident Forgiveness for a first claim up to $500 in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy discount can reach up to 15%.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Paid-in-full, autopay and paperless discounts can help reduce the total bill.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend National General:

  • Telematics program that can mean savings for safe, low-mileage driving habits.
  • Roadside coverage available for lockouts, towing and more.
  • Many coverage and deductible personalization options.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

How Jerry picks the best insurers in Louisiana

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Louisiana driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.