Geico is the best car insurance company in Louisiana, according to Jerry’s editorial analysis.
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Best car insurance in Louisiana overall: Geico
More of the best Louisiana insurers
Honorable mention: Shelter
Best full coverage car insurance in Louisiana
Best car insurance for teen drivers in Louisiana
Best car insurance for young drivers under 25 in Louisiana
The best car insurance in Louisiana comes from Geico, according to Jerry’s editorial analysis. The company has high financial strength ratings and few complaints to state regulators. Here’s the rundown of the rest of the best insurers in the state.
Geico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico receives 5 stars from Jerry due to its superior financial strength rating and few customer complaints.
Louisiana drivers may get a discount for going paperless, paying your premium in full, and having a clean driving record. Geico may also offer discounts to military members and students with good grades. Drivers who are 50 and older that voluntarily complete a qualifying defensive driving course may also get a discount. You may also get a discount if you opt into Geico’s telematics program, DriveEasy, and practice safe driving behavior.
Geico’s mobile app lets drivers request roadside assistance, access ID cards, estimate vehicle repairs costs and manage your policy.
The following companies are also among the best car insurance providers in Louisiana.
4.7
Jerry’s Score
Our Take
Allstate car insurance allows drivers to tailor their policies based on their needs and driving habits, however customer service scores are below average.
Progressive offers customizable car insurance policies with many discount opportunities. Though the insurer is ranked below average in customer satisfaction by J.D. Power, Jerry customers give Progressive high marks.
While not yet rated by Jerry, Shelter was ranked No. 4 out of 17 insurers for overall customer satisfaction in the Southeast region, according to J.D. Power’s 2024 Auto Insurance Study. This study ranks insurance companies based on factors like cost and consumer trust.
Shelter offers a wide range of discounts. Louisiana drivers who are new customers may get a discount for switching from another insurer, and additional savings for things like being a loyal customer, paying their premium in full, having a clean driving record for the past three years and taking an accident prevention course. Drivers under 21 can save by taking an approved driver’s education course.
Shelter allows you to customize your policy by adding roadside assistance, gap insurance, coverage for a rental if your car is being fixed after an accident and loss of use coverage, which pays a lump sum when your car is in the shop for a covered claim.
Best full coverage car insurance in Louisiana
The following companies offer some of the best full coverage car insurance rates in Louisiana.
Insurance Company
Avg Monthly Quote
Embark General
$187
National General
$206
Assurance America
$208
Gainsco
$226
Infinity
$234
Last Updated Aug. 8, 2025
Best car insurance for teen drivers in Louisiana
Below are the best options for teen drivers in Louisiana, according to quotes for real Jerry customers.
Follow these tips to find the best car insurance in Louisiana:
Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
MEET OUR EXPERTS
Xuyun Zeng
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
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Ben Moore
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
