Maine Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Maine.
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Maine Car Insurance Resources
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Maine minimum car insurance requirements

Maine requires drivers to carry these minimum levels of auto insurance coverage:

  • $50,000 in bodily injury liability per person.
  • $100,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $50,000 in uninsured/underinsured motorist coverage per person.
  • $100,000 in uninsured/underinsured motorist coverage per accident.
  • $2,000 in medical payments coverage, or MedPay.

Drivers may purchase a combined single limit of $125,000 to satisfy Maine’s bodily injury and property damage liability requirements.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

When you’re getting car insurance quotes, you should think about if you simply want cheap car insurance or need additional, higher protection limits which will cost more (but provide more financial security). By getting several different quotes, you’ll be able to get an idea of what the average cost of car insurance will be for you.

Recent car insurance quotes in Maine

Monthly Quote
Insurance Company
Date of Policy
City
$34 Progressive July 6, 2025 Rumford
$46 Progressive June 28, 2025 Wilton
$48 Progressive June 18, 2025 Saco
$48 Progressive June 22, 2025 Dixmont
$51 Progressive June 29, 2025 Portland
Last Updated Jul 10, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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