Car Insurance in Massachusetts
Massachusetts minimum auto insurance coverage
On July 1, 2025, Massachusetts raised its mandatory minimum coverage for auto insurance to:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $30,000 in property damage liability.
- $8,000 in personal injury protection.
- Uninsured motorist bodily injury coverage of $25,000 per person and $50,000 per accident.
Finally, you’ll also need to have personal injury protecting coverage that covers medical expenses, lost wages and replacement services. When you’re looking at car insurance quotes, you should think about if you simply need cheap car insurance or additional, higher protection limits which will cost more but offer greater coverage. By getting several different quotes from different companies, you’ll be able to get an idea of what the average cost of car insurance will be for you.
Recent car insurance quotes in Massachusetts
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 15, 2025 | Embark General | $309 |
| July 15, 2025 | Embark General | $346 |
| July 15, 2025 | Bristol West | $318 |
| July 15, 2025 | Embark General | $348 |
| July 15, 2025 | Embark General | $745 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
