Jerry works with 5 different insurance companies in the Bay State, and in the past year alone we’ve helped 18,116 Massachusetts drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of MA drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• Bristol West is the single most-chosen insurer among Jerry customers in Massachusetts, with just over a third of the state’s market share.

• GEICO comes in a close second with another third of the state’s market share, followed by Embark with a quarter of the drivers.

• The rest of our customers are spread across strong carriers like Liberty Mutual, Safeco and others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Massachusetts

Insurer	Share of Jerry drivers	Jerry customer rating
Bristol West	38%	No Rating
GEICO	34%	No Rating
Embark	25%	No Rating
Liberty Mutual	7%	No Rating
Safeco	2%	No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Massachusetts car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Massachusetts drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Massachusetts drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Massachusetts drivers, this is what happens when you shop with us. We:

• Use real data from 18,116 recent Massachusetts quotes to best compare your coverage options.

• Analyze 5 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for MA drivers? An average annual savings of $659 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most MA drivers

Massachusetts drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Massachusetts

For most good drivers in Massachusetts who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Bristol West, GEICO and Embark. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. Bristol West

Recent quotes for MA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Bristol West:

  • Backed by Farmers Group for more stability than smaller, non-standard carriers
  • 24/7 online access to ID cards, payments and policy info.
  • Optional add-ons like towing and roadside service.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

2. GEICO

Recent quotes for MA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Convenient online and in-app quoting, policy updates and claims submission.
  • Competitive pricing for full coverage for a wide range of Massachusetts drivers.
  • Snapshot® can unlock extra discounts as safe driving continues.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Embark

Recent quotes for MA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Embark:

  • Built for underserved drivers, not just ideal profiles.
  • No-login online bill pay when a due date hits fast.
  • Online claim intake for accidents when drivers want to start paperwork right away.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

Best MA car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to help protect the life you’ve built, including your property, savings and the people who depend on you most.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Massachusetts, Jerry sees most home-owning customers choosing GEICO, Bristol West and Liberty Mutual for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Bundle discounts when you pair auto with home, renters or condo.
  • Highly rated app for ID cards, payments, vehicle changes and claims.
  • A++ AM Best financial strength rating for reliability.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Bristol West

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Bristol West:

  • Allows for auto and home coverages in different areas.
  • Makes it easy to bundle auto coverage with home insurance that works.
  • Fast access to ID cards and documents for lender or registration needs.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

3. Liberty Mutual

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Liberty Mutual:

  • Higher liability limits protect assets beyond a basic policy setup.
  • Umbrella coverage adds another liability layer for households that want extra protection.
  • Digital servicing helps homeowners manage documents, billing and policy changes without extra hassle.
  • Liberty Mutual drivers who switched with Jerry say this carrier excels at competitive pricing, but the mobile app also gets a strong nod.

Best value for budget-focused MA drivers

If you’re watching your monthly cost but refuse to trim your coverage, our data show that GEICO, Bristol West and Embark often deliver the strongest value for Massachusetts drivers. This doesn’t necessarily mean the cheapest car insurance in Massachusetts, but rather the best balance of price and protection.

Over the past 12 months, Jerry has helped 11,624 Massachusetts drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why customers say they’re a top pick.

1. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Strong mobile app for payments, digital ID cards, roadside help and claim filing or tracking.
  • Broad discount menu that can include good driver, defensive driving, driver education and vehicle safety or anti-theft features, varies by state.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Bristol West

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Bristol West:

  • Many discounts available that aren’t tied to clean driving records.
  • Towing and roadside service available in most areas.
  • Text alert options for payment reminders and missed payment alerts.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

3. Embark

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Embark:

  • No-login online payments for quick due-date fixes.
  • Non-standard market fit when price and eligibility both matter.
  • Online claim reporting when you need to start the process fast.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

Best car insurance for MA families with teen drivers

Adding a teen driver in Massachusetts isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default.

Over the last year, Jerry has helped 323 MA families with teen drivers save an average of $599 annually, most often with Embark.Here’s a look at what those most popular carriers offer and why Jerry customers choose them.

1. Embark

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Embark:

  • Less rigid underwriting for young drivers with sparse or less-than-perfect records.
  • Many discount options for homeowners, multiple cars and more.
  • 24/7 access to documents for school, work and registration needs.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

Best car insurance for MA college students

College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.

In the past 12 months, Jerry has helped 2,613 college students in Massachusetts find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. GEICO, Embark and Bristol West are the top choices for Jerry college students in this state.

Here’s what each carrier offers and why it stands out.

1. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Top-rated app for payments, ID cards and claims tracking.
  • Driver education and defensive driving discounts available.
  • Claim Forgiveness can be used by any drivers on the policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Embark

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Embark:

  • Competitive pricing for drivers with less-than-perfect driving records.
  • Easy access to policy documents and online claims filing.
  • Many discounts available to lower premiums.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

3. Bristol West

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • More workable option for student drivers with limited history, a recent ticket or an early at-fault accident.
  • Online access to ID cards and policy documents, helpful for campus parking and registration needs.
  • Payment plan options that can better match a student budget cycle than pay-in-full only setups.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best MA car insurance for drivers with violations

Tickets, at-fault accidents and DUIs can push you into the “high-risk” bucket fast, which can not only raise your premiums but also limit the carriers and coverage options available to you. But these mistakes don’t have to define your insurance forever.

Jerry has helped 1,165 Massachusetts drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop rates again after those violations fall off your driving record, so you can potentially save even more.

The majority of Jerry drivers with a less-than-perfect driving record find coverage through GEICO, Embark and Bristol West — companies that are often more willing to work with Massachusetts drivers who have violations on their record.

1. Bristol West

Recent quotes post-violation

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bristol West:

  • Built for drivers with tickets, accidents or a DUI, so you are not forced into “perfect record” pricing.
  • Can handle SR-22 paperwork when it’s required.
  • Optional roadside assistance coverage.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

2. Embark

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Embark:

  • Better fit for drivers with imperfect payment histories.
  • Online claim reporting when drivers need to start a file immediately.
  • Easy access to policy documents, claims status updates and more.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

3. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • Claim Forgiveness can be added or earned in states where offered.
  • Fast self-serve access to proof of insurance and ID cards through the app or online account.
  • Support options through app, chat and phone during the policy or after a claim.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Car insurance options for MA military families

Whether you’re active-duty, reserve, guard or veteran, military life shapes how you drive, where you keep your car and how often you move. Jerry has helped Massachusetts military families find coverage that can keep up with deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be on your shortlist. At the same time, many standard insurers offer solid military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Military-only providers are not the only option. Several national insurers offer military discounts, handle deployments and out-of-state moves well and are already tightly integrated with Jerry’s quote and switch flow.

For many MA military families, GEICO, State Farm and Progressive are common contenders.

1. GEICO

Best for: Deployment flexibility with strong discount potential

Why it often works well for service members:

• Military discounts plus options to adjust coverage when you deploy or drive less.

• 24/7 support that’s practical for OCONUS and rotating schedules.

• Fast app access for proof of insurance, claims and policy changes.

2. State Farm

Best for: Base-to-base moves with in-person help

Why it often works well:

• Extensive agent network that can travel with you across states.

• Strong local presence in many military communities.

• Simple bundling when you add home or condo protection.

3. Progressive

Best for: Changing routines and digital management

Why it could be a good fit:

• Competitive pricing across many profiles, including frequent movers.

• Self-serve tools to update address, mileage and garaging.

• Popular add-ons like rental and roadside for times when you’re away from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Massachusetts.

Best car insurance for senior drivers in Massachusetts

For drivers over 65 who value expertise, stability and service, Jerry often recommends GEICO, Bristol West and Embark.

In the last 12 months, we’ve helped 448 MA senior drivers find coverage that reflects their many years of experience behind the wheel and how they actually drive now.

1. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy discount can reach up to 15%.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Paid-in-full, autopay and paperless discounts can help reduce the total bill.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Bristol West

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bristol West:

  • Easy to make policy and coverage changes directly when drivers’ needs change.
  • Billing flexibility for fixed-income planning.
  • Rental reimbursement options after a covered loss.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

3. Embark

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Embark:

  • Designed around accessibility and coverage availability.
  • Easy proof-of-insurance access 24/7.
  • Practical coverage option when standard carriers are not a fit.
  • Aside from competitive pricing, Jerry drivers who chose Embark praise the carrier’s flexible plan features.

How Jerry picks the best insurers in Massachusetts

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Massachusetts driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.