Allstate is the best car insurance company in Massachusetts, according to Jerry’s editorial analysis.
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Best car insurance in Massachusetts overall: Allstate
Runner-up: Geico
More of the best Massachusetts insurers
Honorable mention: Amica
Best full coverage car insurance in Massachusetts
Best car insurance for teen drivers in Massachusetts
Best car insurance for young drivers under 25 in Massachusetts
Best car insurance for seniors in Massachusetts
How to get the best car insurance in Massachusetts
Allstate is the best car insurance company in Massachusetts, according to Jerry’s editorial analysis, due to its strong financial strength rating, customizable add-ons and solid J.D. Power customer satisfaction ranking. In second place is Geico, while Amica earns an honorable mention due to its outstanding customer satisfaction and generous discounts.
To get the best car insurance in Massachusetts, consider companies that have high financial strength ratings with few customer complaints. According to Jerry’s editorial analysis, Allstate offers the best car insurance in Massachusetts overall. Here’s what to know about other highly-rated insurers in the state.
Best car insurance in Massachusetts overall: Allstate
4.7
Jerry’s Score
Our Take
Allstate car insurance allows drivers to tailor their policies based on their needs and driving habits, however customer service scores are below average.
Why it’s the best: Allstate is one of Jerry’s top-rated insurers in Massachusetts with 4.7 stars. The company has a superior financial strength rating and ranks No. 4 out of 12 insurers for overall customer satisfaction in New England in J.D. Power’s 2024 Auto Insurance Study.
Massachusetts drivers can customize their policies with coverages like rideshare insurance, roadside assistance and rental reimbursement. Discounts are available for bundling, new cars and insuring a vehicle with an electronic stability control system.
Allstate’s mobile app for iPhone and Android lets Massachusetts drivers view their policy, request roadside assistance, file a claim, find cheap gas and use a digital ID card as proof of insurance.
Geico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico earns 5 stars due to its superior financial strength rating and few customer complaints. It also scored slightly above average for overall customer satisfaction in New England, according to J.D. Power’s 2024 Auto Insurance Study.
Massachusetts drivers can get discounts for insuring a new vehicle, bundling policies, being in the military or adding a full-time student with a B average or higher to an auto policy. You may also save if you opt into the company’s DriveEasy telematics program through Geico’s mobile app and practice safe driving habits. The app also lets you manage your policy, file and track claims, request roadside assistance and estimate vehicle repair costs.
More of the best Massachusetts insurers
Here are more top-rated insurers in Massachusetts.
4.7
Jerry’s Score
Our Take
Nationwide auto insurance rewards loyalty and good driving behavior. The insurer offers a mileage-based policy that may help those who don’t frequently travel far save on premium costs.
Progressive offers customizable car insurance policies with many discount opportunities. Though the insurer is ranked below average in customer satisfaction by J.D. Power, Jerry customers give Progressive high marks.
While not yet rated by Jerry, Amica was ranked No. 1 out of 12 insurers for overall customer satisfaction in New England, according to J.D. Power’s 2024 Auto Insurance Study. This study ranks insurance companies based on factors like cost and consumer trust.
The company stands out for its vast savings opportunities, like discounts for setting up automatic payments, being a loyal customer, going paperless, paying your premium in full, being a homeowner, bundling home and auto insurance, and insuring a vehicle with anti-theft devices or passive restraints, like airbags. If you install Amica’s telematics app, StreetSmart, you’ll get an immediate 10% discount, and earn rewards for avoiding dangerous driving habits like speeding and hard braking. These rewards can be redeemed for charity donations or gift cards.
Massachusetts drivers under 21 can save by completing a qualifying driver training program. Students between 15 and 25 years old who maintain a B average or better can also qualify for a discount.
Amica lets Massachusetts drivers customize their policies with coverages like rental reimbursement, gap insurance, roadside assistance and no-deductible glass repair and replacement.
Best full coverage car insurance in Massachusetts
Here are the best car insurance rates for full coverage in Massachusetts.
Insurance Company
Avg Monthly Quote
Anchor General
$140
Bluefire
$147
The General
$160
First Acceptance
$166
Aspire Advantage
$169
Last Updated Aug. 22, 2025
Best car insurance for teen drivers in Massachusetts
Here are some of the best car insurance rates for teens in Massachusetts, according to quotes for Jerry customers.
How to get the best car insurance in Massachusetts
Follow these tips to find the best car insurance in Massachusetts:
Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
MEET OUR EXPERTS
Ben Moore
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
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Annie Millerbernd
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
