Minnesota Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Minnesota.
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Minnesota Car Insurance Resources
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Minnesota minimum car insurance requirements

Minnesota requires drivers to carry these minimum levels of coverage:

  • $30,000 in bodily injury liability per person.
  • $60,000 in bodily injury liability per accident.
  • $10,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.
  • $40,000 in personal injury protection, or PIP.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Minnesota

Monthly Quote
Insurance Company
Date of Policy
City
$35 Progressive June 30, 2025 Eagan
$36 Progressive June 24, 2025 Winona
$37 Progressive June 29, 2025 Little Falls
$40 Progressive June 16, 2025 Minneapolis
$40 Progressive June 17, 2025 Detroit Lakes
Last Updated Jul 9, 2025

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Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.
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