Updated January 4, 2026

How to Find the Best Car Insurance in Nebraska

Nebraska cheapest insurance

How to Find the Best Car Insurance in Nebraska

Jerry works with 11 different insurance companies in the Cornhusker State, and this year alone we’ve helped 3,892 Nebraska drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of NE drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage.

Here’s what we’ve noticed:

  • Progressive is the single most-chosen insurer among Jerry customers in Nebraska.

  • GEICO and National General come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like ROOT, Bristol West, among others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Nebraska
InsurerShare of Jerry driversJerry customer rating
Progressive44%4.6
GEICO20%No Rating
National General18%5.0
ROOT9%No Rating
Bristol West7%4.0

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Nebraska car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Nebraska drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in NE
Most driversProgressive, GEICO, National General
Homeowners who bundleProgressive, GEICO, The General
Budget-focused driversProgressive, GEICO, National General
Families with teen driversProgressive, National General, Bristol West
College studentsProgressive, GEICO, ROOT
Drivers with violationsProgressive, National General, Bristol West
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, GEICO, ROOT
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Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Nebraska drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Nebraska drivers, this is what happens when you shop with us:

  • Use real data from 3,892 recent Nebraska quotes to best compare your coverage options.

  • Analyze 11 top insurers against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

      What does that mean for NE drivers? An average annual savings of $871 and high satisfaction rates among drivers who switch with Jerry.

      Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

      Best car insurance for most NE drivers

      Nebraska drivers have 11 insurance companies to choose from when shopping through Jerry. Since carriers vary on coverage options, features, benefits and price, customers can shop around and find the right mix of affordability and protection.

      Here are some of the most recent quotes that drivers have received in the state:

      Recent quotes in Nebraska

      Last Updated Jan. 4, 2026

      For most good drivers in Nebraska who want full coverage and strong claims support, three companies tend to rise to the top as customer favorites: Progressive, GEICO and National General. Jerry can compare them (and more) side-by-side in just minutes, so you can focus on the one that works best for you.

      Here’s a rundown of what each offers and why customers choose them as a top pick.

      1. Progressive

      4.6

      Jerry Score

      4.6

      Customer Rating

      44%

      of Jerry drivers in NE chose this insurer

      Recent quotes for NE drivers

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers in this state.

      • Why we recommend Progressive:

      2. GEICO

      4.6

      Jerry Score

      No

      Customer Rating

      20%

      of Jerry drivers in NE chose this insurer

      Recent quotes for NE drivers

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers in this state.

      • Why we recommend GEICO:

      3. National General

      3.9

      Jerry Score

      5.0

      Customer Rating

      18%

      of Jerry drivers in NE chose this insurer

      Recent quotes for NE drivers

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers in this state.

      • Why we recommend National General:
      Lifestyle14

      Get NE quotes in as little as 2 minutes.

      Best NE car insurance for bundling home and auto

      When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.

      For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.

      In Nebraska, Jerry sees most home-owning customers choosing Progressive, GEICO and The General for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.

      1. Progressive

      4.6

      Jerry Score

      4.7

      Customer Rating

      45%

      of Jerry drivers in NE chose this insurer

      Recent quotes for homeowners

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

      • Why we recommend Progressive:

      2. GEICO

      4.6

      Jerry Score

      4.7

      Customer Rating

      26%

      of Jerry drivers in NE chose this insurer

      Recent quotes for homeowners

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

      • Why we recommend GEICO:

      3. The General

      3.9

      Jerry Score

      4.5

      Customer Rating

      10%

      of Jerry drivers in NE chose this insurer

      Recent quotes for homeowners

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

      • Why we recommend The General:
      Lifestyle4

      Jerry helps you bundle home and auto for less in just minutes.

      Best value for budget-focused NE drivers

      Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Nebraska, Jerry data show Progressive, GEICO and National General often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Nebraska, but often the best deal.

      Over the past 12 months, Jerry has helped 1,659 Nebraska drivers find coverage under $100/month, without dropping to bare-minimum limits.

      Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

      1. Progressive

      4.6

      Jerry Score

      4.7

      Customer Rating

      48%

      of Jerry drivers in NE chose this insurer

      Recent price-friendly quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

      • Why we recommend Progressive:

      2. GEICO

      4.6

      Jerry Score

      4.7

      Customer Rating

      24%

      of Jerry drivers in NE chose this insurer

      Recent price-friendly quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

      • Why we recommend GEICO:

      3. National General

      3.9

      Jerry Score

      4.7

      Customer Rating

      21%

      of Jerry drivers in NE chose this insurer

      Recent price-friendly quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

      • Why we recommend National General:
      CTA1 1

      Jerry helps you save on car insurance fast.

      Best car insurance for NE families with teen drivers

      The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

      In Nebraska, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

      Jerry has helped NE families with teen drivers save an average of annually, most often with Progressive, National General and Bristol West.

      1. Progressive

      4.6

      Jerry Score

      4.7

      Customer Rating

      40%

      of Jerry drivers in NE chose this insurer

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend Progressive:

      2. National General

      3.9

      Jerry Score

      4.7

      Customer Rating

      31%

      of Jerry drivers in NE chose this insurer

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend National General:

      3. Bristol West

      3.6

      Jerry Score

      5.0

      Customer Rating

      19%

      of Jerry drivers in NE chose this insurer

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend Bristol West:
      JERRY EXPERT INSIGHT
      When adding a teen to the policy, it often helps to compare two versions: one that’s super budget-friendly and one that offers sleep-at-night coverage. It might be more affordable than you expect.
      Rebekah Bahruth
      Rebekah Bahruth
      General Lines Agent (Florida Property & Casualty)

      Best car insurance for NE college students

      College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

      Jerry has helped 563 college students in Nebraska find affordable coverage that still protects them on and off campus. Progressive, GEICO and ROOT are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

      1. Progressive

      4.6

      Jerry Score

      4.7

      Customer Rating

      57%

      of Jerry drivers in NE chose this insurer

      Recent college driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend Progressive:

      2. GEICO

      4.6

      Jerry Score

      4.6

      Customer Rating

      21%

      of Jerry drivers in NE chose this insurer

      Recent college driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend GEICO:

      3. ROOT

      4.4

      Jerry Score

      4.7

      Customer Rating

      13%

      of Jerry drivers in NE chose this insurer

      Recent college driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

      • Why we recommend ROOT:
      Audi2

      Fast track your NE insurance with Jerry.

      Best NE car insurance for drivers with violations

      If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”

      Jerry has helped 1,165 Nebraska drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.

      For many Jerry drivers with violations, the most common coverage wins come from Progressive, National General and Bristol West — carriers that tend to be more open to Nebraska drivers with dings on their record.

      1. Progressive

      4.6

      Jerry Score

      4.7

      Customer Rating

      53%

      of Jerry drivers in NE chose this insurer

      Recent quotes post-violation

      Last Updated Jan. 5, 2026

      Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with violations in the past 12 months.

      • Why we recommend Progressive:

      2. National General

      3.9

      Jerry Score

      4.8

      Customer Rating

      21%

      of Jerry drivers in NE chose this insurer

      Recent quotes post-violation

      Last Updated Jan. 5, 2026

      Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with violations in the past 12 months.

      • Why we recommend National General:

      3. Bristol West

      3.6

      Jerry Score

      4.9

      Customer Rating

      11%

      of Jerry drivers in NE chose this insurer

      Recent quotes post-violation

      Last Updated Jan. 5, 2026

      Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers with violations in the past 12 months.

      • Why we recommend Bristol West:
      JERRY EXPERT INSIGHT
      After a violation or accident, compare a few standard carriers and at least one non-standard option. In many states, that mix helps you find the best fit.
      Carlos Lopez
      Carlos Lopez
      General Lines Agent (Nevada Property & Casualty)

      Car insurance options for NE military families

      Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Nebraska military families find coverage that can handle deployments, PCS moves and everything in between.

      If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

      Here’s how to think about your options.

      Option A: Military-only insurers to check directly

      Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

      If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

      Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

      1. Use Jerry to see how strong your options are with standard insurers, then
      2. Get a direct quote from one or more military-only insurers and compare.

      That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

      Option B: Standard insurers with strong military benefits (that Jerry can quote)

      On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

      For many NE military families, GEICO, State Farm and Progressive are often in the mix.

      1. GEICO

      Best for: Deployment-friendly flexibility and strong discounts

      Why it often works well for service members:

      • Military discounts and options to adjust coverage when you deploy or your mileage drops.

      • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

      • Easy app-based access for proof of insurance, claims or mid-duty changes.

      2. State Farm

      Best for: Families moving between bases and states

      Why it often works well:

      • Large nationwide agent network, helpful if you PCS and want continuity.

      • Local agents near many bases and military communities.

      • Straightforward bundling if you buy a home or condo near base and want coverage in one place.

      3. Progressive

      Best for: Digital-first households with frequent changes

      Why it could be a good fit:

      • Competitive pricing across many driver profiles, including frequent movers.

      • Strong tools for updating address, mileage and garaging as life shifts.

      • Useful add-ons like rental and roadside when you’re far from home support.

      Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Nebraska.

      lifestyle2

      Get personalized car insurance rates now.

      Best car insurance for senior drivers in Nebraska

      For many Nebraska drivers over 65, the best policy is the one that feels boring in the best way: it works, it’s clear, and it’s backed by a carrier that’s easy to deal with. Jerry recommends Progressive, GEICO and ROOT for seniors who care about service, stability and long-term value.

      In the last 12 months, we’ve helped 124 Nebraska seniors find coverage that aligns with how they drive now and the protection they want.

      1. Progressive

      4.6

      Jerry Score

      4.8

      Customer Rating

      52%

      of Jerry drivers in NE chose this insurer

      Recent senior driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

      • Why we recommend Progressive:

      2. GEICO

      4.6

      Jerry Score

      4.5

      Customer Rating

      16%

      of Jerry drivers in NE chose this insurer

      Recent senior driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

      • Why we recommend GEICO:

      3. ROOT

      4.4

      Jerry Score

      5.0

      Customer Rating

      12%

      of Jerry drivers in NE chose this insurer

      Recent senior driver quotes

      Last Updated Jan. 4, 2026

      Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

      Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

      • Why we recommend ROOT:
      Lifestyle9

      See coverage options for your car.

      How Jerry picks the best insurers in Nebraska

      Most sites just sort companies by price. Jerry does more. 

      No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Nebraska driver data, this score evaluates insurers on:

      Customer satisfaction

      What customers say after they’ve filed a claim or made changes, not just when they first buy.

      Value for your money

      The best balance of price and protection, not just the lowest premium on the page.

      Claims experience

      How quickly and fairly claims get paid, especially after real crashes and storm damage.

      Financial strength

      Whether the company has the backing to pay out when major events hit.

      Quality of coverage

      How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

      Product availability

      Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

      The result? We show you a short list of options tailored to how you actually drive and what you actually own.

      Lifestyle1

      Drivers who switch with Jerry save an average of $54/mo on car insurance.

      Expert-driven. Built for you.
      Our experts
      meet-experts-thumbnail
      Stephanie Colestock

      Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

      Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

      When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

      Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
      Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
      Let Jerry find you personalized quotes in minutes.