Updated January 8, 2026

How to Find the Best Car Insurance in New Hampshire

New Hampshire cheapest insurance

How to Find the Best Car Insurance in New Hampshire

Jerry helps you get quotes from up to 5 different insurance companies in the Granite State, and over the past year we’ve helped 1,251 New Hampshire drivers find their best car insurance at competitive prices and switch their coverage.

Every driver has unique needs, and since we’ve helped thousands of NH drivers just like you, we truly understand what’s most important. Jerry can show you real policies purchased by real people, and explain just how other drivers in New Hampshire are choosing from top car insurance coverage options.

Here’s what we’ve noticed:

  • Progressive is the most popular option among Jerry customers in New Hampshire, with nearly half of the state’s drivers choosing this insurer.

  • Bristol West and GEICO come in second and third place.

  • The rest of our customers are spread across strong carriers like Liberty Mutual and others.

That tells us there’s no one “best” company for every driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in New Hampshire
InsurerShare of Jerry driversJerry customer rating
Progressive48%No Rating
Bristol West36%No Rating
GEICO17%No Rating
Liberty Mutual1%No Rating
0%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best New Hampshire car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for New Hampshire drivers, and which insurers customers usually picked. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in NH
Most driversProgressive, Bristol West, GEICO
Homeowners who bundleProgressive, Bristol West, GEICO
Budget-focused driversProgressive, Bristol West, GEICO
Families with teen driversProgressive, Bristol West
College studentsProgressive, GEICO, Bristol West
Drivers with violationsProgressive, Bristol West, GEICO
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversBristol West, Progressive, GEICO
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps New Hampshire drivers find their best insurance

Jerry isn’t a price-only ranking tool. For New Hampshire drivers, we focus on the coverage that actually holds up when you need it.

To do this, we:

  • Use real data from 1,251 recent New Hampshire quotes to best compare your coverage options.

  • Analyze 5 top insurers in the state against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for NH drivers? An average annual savings of $1,006 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Best car insurance for most NH drivers

New Hampshire drivers have 5 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in New Hampshire

Last Updated Jan. 5, 2026

For most drivers in New Hampshire who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, Bristol West and GEICO. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

No

Customer Rating

48%

of Jerry drivers in NH chose this insurer

Recent quotes for NH drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

2. Bristol West

3.6

Jerry Score

No

Customer Rating

36%

of Jerry drivers in NH chose this insurer

Recent quotes for NH drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Bristol West:

3. GEICO

4.6

Jerry Score

No

Customer Rating

17%

of Jerry drivers in NH chose this insurer

Recent quotes for NH drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:
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Get NH quotes in as little as 2 minutes.

Best NH car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In New Hampshire, Jerry sees most home-owning customers choosing Progressive, Bristol West and GEICO for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

50%

of Jerry drivers in NH chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. Bristol West

3.6

Jerry Score

4.8

Customer Rating

29%

of Jerry drivers in NH chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Bristol West:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

21%

of Jerry drivers in NH chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:
Lifestyle4

Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused NH drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In New Hampshire, Jerry data show Progressive, Bristol West and GEICO often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in New Hampshire, but often the best deal.

Over the past 12 months, Jerry has helped 1,192 New Hampshire drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

59%

of Jerry drivers in NH chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

2. Bristol West

3.6

Jerry Score

4.8

Customer Rating

25%

of Jerry drivers in NH chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Bristol West:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

16%

of Jerry drivers in NH chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for NH families with teen drivers

In New Hampshire, teen drivers are typically one of the priciest additions you can make, and the cost increase can last for years if you don’t have the right carrier and structure. The upside is that different insurers handle teen drivers very differently, so families often have room to save without cutting corners on coverage.

Over the last year, Jerry has helped 33 NH families with teen drivers save an average of $740 annually, primarily with Progressive and Bristol West.Here’s a look at what those top carriers offer and why Jerry customers choose them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

73%

of Jerry drivers in NH chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

2. Bristol West

3.6

Jerry Score

5.0

Customer Rating

27%

of Jerry drivers in NH chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Bristol West:
JERRY EXPERT INSIGHT
Adding a teen to your policy is expensive, there's no doubt about that. But good student, driver education and low-mileage discounts can stack up more than people expect, potentially saving you hundreds.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Best car insurance for NH college students

When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.

This past year, Jerry has helped 149 college students in New Hampshire find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, GEICO and Bristol West are the top picks for college students buying through Jerry.

Here’s what each carrier offers and why it stands out.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

50%

of Jerry drivers in NH chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.6

Customer Rating

29%

of Jerry drivers in NH chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:

3. Bristol West

3.6

Jerry Score

5.0

Customer Rating

24%

of Jerry drivers in NH chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Bristol West:
Audi2

Fast track your NH insurance with Jerry.

Best NH car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,163 New Hampshire drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, Bristol West and GEICO — carriers that are often more flexible with New Hampshire drivers who have violations on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

49%

of Jerry drivers in NH chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. Bristol West

3.6

Jerry Score

4.9

Customer Rating

46%

of Jerry drivers in NH chose this insurer

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Bristol West:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

7%

of Jerry drivers in NH chose this insurer

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend GEICO:
JERRY EXPERT INSIGHT
Ask about telematics or safe driving programs. For some drivers with violations on their record, demonstrating good habits behind the wheel can be the quickest path back toward better pricing.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Car insurance options for NH military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped New Hampshire military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are purpose-built for military members and their families, such as USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they should be part of the conversation. They’re designed for deployments, PCS orders and frequent moves, and often offer storage or reduced-use pricing when a car sits on base or at home during deployment. Their teams also tend to understand military pay and documentation in a way many civilian insurers simply don’t.

Because of how these insurers are set up, Jerry can’t always show live quotes or internal ratings for them. If you qualify, do this:

1. Use Jerry to see what strong standard-insurer pricing looks like, then
2. Get direct quotes from one or more military-only insurers and compare.

You end up with a true apples-to-apples comparison.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many NH military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

  • Military discounts and options to adjust coverage when you deploy or your mileage drops.

  • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

  • Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

  • Large nationwide agent network, helpful if you PCS and want continuity.

  • Local agents near many bases and military communities.

  • Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

  • Competitive pricing across many driver profiles, including frequent movers.

  • Strong tools for updating address, mileage and garaging as life shifts.

  • Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in New Hampshire.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in New Hampshire

For many New Hampshire drivers over 65, the best policy is the one that feels boring in the best way: it works, it’s clear, and it’s backed by a carrier that’s easy to deal with. Jerry recommends Bristol West, Progressive and GEICO for seniors who care about service, stability and long-term value.

In the last 12 months, we’ve helped 90 New Hampshire seniors find coverage that aligns with how they drive now and the protection they want.

1. Bristol West

3.6

Jerry Score

4.9

Customer Rating

44%

of Jerry drivers in NH chose this insurer

Recent senior driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Bristol West:

2. Progressive

4.6

Jerry Score

4.8

Customer Rating

33%

of Jerry drivers in NH chose this insurer

Recent senior driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

3. GEICO

4.6

Jerry Score

4.5

Customer Rating

22%

of Jerry drivers in NH chose this insurer

Recent senior driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:
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See coverage options for your car.

How Jerry picks the best insurers in New Hampshire

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real New Hampshire driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in New Hampshire.

Lifestyle1

Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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