Jerry works with 7 different insurance companies in the Empire State, and in the past year alone we’ve helped 71,011 New York drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of NY drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• GEICO is the strong preference among Jerry customers in New York, with over three-quarters of drivers choosing this insurer.

• Progressive and Bristol West come in second and third place.

• The rest of our customers are spread across strong carriers like Safeco, AAA and others.

The takeaway is simple: There’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in New York

Insurer	Share of Jerry drivers	Jerry customer rating
GEICO	78%	4.7
Progressive	22%	4.8
Bristol West	1%	No Rating
Safeco	0%	No Rating
AAA	0%	4.0

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best New York car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for New York drivers, and which one drivers typically picked. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps New York drivers find their best insurance

Price-only comparisons miss the point. For New York drivers, Jerry helps you find coverage that actually fits, then helps make switching painless.

Here’s how we do it:

• Use real data from 71,011 recent New York quotes to best compare your coverage options.

• Analyze 7 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for NY drivers? An average annual savings of $-2,705 and high satisfaction rates among drivers who switch with Jerry.

Answer a few quick questions below and we’ll show you smarter options in just minutes.

Best car insurance for most NY drivers

New York drivers have 7 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in New York

For most drivers in New York who want full coverage and strong claims support, three companies rise to the top as customer favorites: GEICO, Progressive and Bristol West. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. GEICO

Recent quotes for NY drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Easy online and app-based quote, policy management, and claims filing.
  • Highly competitive pricing for full coverage on many NY driver profiles.
  • Snapshot® rewards safe driving with additional discounts over time.
  • Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for NY drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Competitive rates for many driver profiles, especially when comparing full coverage.
  • Easy online and app-based payments, policy management, and claims filing.
  • Solid coverage choices for drivers who want more control over deductibles and add-ons.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Bristol West

Recent quotes for NY drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Bristol West:

  • Straightforward core auto coverage without relying on niche perks.
  • Options like towing and roadside service, where available.
  • Policy info access built around quick proof-of-insurance needs.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best NY car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In New York, Jerry sees most home-owning customers choosing GEICO, Progressive and Safeco for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings when you combine auto with home, renters or condo.
  • Highly rated app for payments, digital ID cards, vehicle updates and claims.
  • A++ AM Best financial strength rating for dependable claim payments.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Strong legal and claims teams for major accidents and lawsuits.
  • High liability and umbrella options that fit smoothly with homeowners policies.
  • Deep experience with complex coverage needs for households with higher assets and net worths.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Safeco

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Safeco:

  • Higher liability limits support households with more to protect than the minimums cover.
  • Claims-free Cash Back puts money back after a claim-free term on eligible policies.
  • Accident forgiveness prevents a big rate jump after a first qualifying at-fault accident.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

Best value for budget-focused NY drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In New York, our data show that GEICO, Progressive and Safeco often deliver the strongest value for for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in New York, but it’s usually the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 12,097 New York drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Broad discount menu that can include good driver, defensive driving and driver education, varies by state.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Strong self-serve experience for policy changes and claims in the app.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Safeco

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Safeco:

  • Diminishing deductible cuts out-of-pocket over time on eligible coverages.
  • RightTrack telematics gives careful drivers a pricing lever beyond standard discounts.
  • Claims-free Cash Back rewards low-claim years with real dollars back on eligible policies.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

Best car insurance for NY families with teen drivers

If you’re adding a teen driver in New York, brace yourself for sticker shock. Even families with strong credit, a clean claims history, and safe vehicles can see a sudden premium jump once a new driver hits the policy.

What matters most is finding a carrier that prices teen risk reasonably for your household, not just accepting the default renewal.

This year, Jerry has helped 975 NY families with teen drivers save an average of $602 annually, most often with Progressive and Bristol West.Here’s a look at what those carriers offer and why Jerry customers choose them so frequently.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means the same coverages and limits apply.
  • Good student discount for full-time students with a B average or better, starts at 5% and varies by state.
  • Accident forgiveness options, including smaller claims under $500 and larger forgiveness after longer tenure.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Bristol West

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • Useful for families rebuilding after a cancellation, nonrenewal or gap in coverage.
  • Competitive pricing for mixed driver records within the same household.
  • Coverage that can start lean and be adjusted later as the household stabilizes.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best car insurance for NY college students

College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.

Over the last 12 months, Jerry has helped 7,792 college students in New York find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. GEICO, Progressive and Bristol West are the top choices for Jerry college students in this state.

Here’s what each carrier offers and why it stands out.

1. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Discounts for select colleges, alumni groups and student organizations.
  • Claim Forgiveness can be earned or purchased in many states.
  • Multi-car discount for multiple vehicles on one policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Distant student discount structured for students away at school without a car.
  • Tools that help limit cost spikes after a claim.
  • Discounts designed for students staying on a family policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Bristol West

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • More workable option for student drivers with limited history, a recent ticket or an early at-fault accident.
  • Online access to ID cards and policy documents, helpful for campus parking and registration needs.
  • Payment plan options that can better match a student budget cycle than pay-in-full only setups.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best NY car insurance for drivers with violations

Violations can really change the math on insurance premiums. A speeding ticket might sting, and an at-fault accident or DUI can hit even harder, quickly putting you in a higher-risk tier that raises premiums and limits which carriers will offer you coverage. But your record isn’t a life sentence, and your policy shouldn’t be priced like it is.

Jerry has helped 1,166 New York drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop again after those violations fall off your record, so you can potentially save even more.

The carriers Jerry customers with violations land with most often are Progressive, GEICO and Bristol West — companies that are typically more willing to insure New York drivers with violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Strong option for drivers with tickets and at-fault accidents who need SR-22.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness can limit impact from a first claim under $500.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • Non-owner SR-22 option for proof of insurance without owning a car.
  • DriveEasy enrollment rules vary and may require all drivers on the policy.
  • Claim Forgiveness available in select states for a first qualifying loss.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bristol West:

  • Built for drivers with tickets, accidents or a DUI, so you are not forced into “perfect record” pricing.
  • Can handle SR-22 paperwork when it’s required.
  • Optional roadside assistance coverage.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Car insurance options for NY military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped New York military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.

For many NY military families, GEICO, State Farm and Progressive are often part of the comparison.

1. GEICO

Best for: Discounts and practical flexibility during deployments

Why it often works well for service members:

• Military discounts and ways to adjust coverage when you deploy or drive less.

• 24/7 support that holds up across time zones, including OCONUS.

• App-based policy access for proof of insurance, claims and quick changes.

2. State Farm

Best for: PCS continuity and local agent support

Why it often works well:

• One of the largest agent networks, useful if you move often.

• Agents in many base-adjacent communities.

• Bundling that stays simple when you add home or condo coverage.

3. Progressive

Best for: Households that need fast updates

Why it can be a good fit:

• Strong pricing across many scenarios, including frequent movers.

• Digital tools for updating garaging address, mileage and policy details.

• Add-ons like rental and roadside for coverage that travels better.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in New York.

Best car insurance for senior drivers in New York

For drivers over 65 who value expertise, stability and service, Jerry often recommends GEICO, Progressive and Safeco. In the last 12 months, we’ve helped 3,376 NY senior drivers find coverage that reflects their many years of experience behind the wheel and how they actually drive now.

1. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy includes Accident Assist, connecting you to roadside or emergency support after a detected hard brake.
  • Strong mobile app for payments, digital ID cards, roadside help and claims tracking.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Safeco

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Safeco:

  • Single Loss Deductible prevents paying multiple deductibles for one incident on eligible claims.
  • Digital ID cards keep proof handy for renewals and registration.
  • Roadside coverage reduces disruption from flats and lockouts.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

How Jerry picks the best insurers in New York

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real New York driver data, this score evaluates insurers on:

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in New York.