North Dakota Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in North Dakota.
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North Dakota Car Insurance Resources
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North Dakota minimum car insurance requirements

North Dakota requires drivers to carry these minimum levels of car insurance coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured bodily injury per person.
  • $50,000 in uninsured/underinsured bodily injury per accident.
  • $30,000 in personal injury protection (PIP).

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also needĀ gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in North Dakota

Monthly Quote
Insurance Company
Date of Policy
City
$42 Bristol West June 18, 2025 Grand Forks
$51 Bristol West June 13, 2025 Grand Forks
$57 Bristol West June 24, 2025 West Fargo
$58 Bristol West June 1, 2025 Bismarck
$73 The General June 19, 2025 Williston
Last Updated Jun 26, 2025
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