Jerry works with 15 different insurance companies in the Buckeye State, and this year alone we’ve helped 20,899 Ohio drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of OH drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Ohio.

• GEICO and Commonwealth come in second and third place, holding roughly a quarter of the total market share.

• The rest of our customers are spread across strong carriers like Trexis, Founders and others.

What this shows is that there’s no single “best” company for every driver. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Ohio

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	38%	4.6
GEICO	19%	4.7
Commonwealth	9%	4.7
Trexis	8%	4.8
Founders	8%	4.8

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Ohio car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Ohio drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Ohio drivers find their best insurance

Price-only comparisons miss the point. For Ohio drivers, Jerry helps you find coverage that actually fits, then helps make switching painless.

Here’s how we do it:

• Use real data from 20,899 recent Ohio quotes to best compare your coverage options.

• Analyze 15 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for OH drivers? An average annual savings of $445 and high satisfaction rates among drivers who switch with Jerry.

Answer a few quick questions below and we’ll show you smarter options in just minutes.

Best car insurance for most OH drivers

Ohio drivers have 15 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Ohio

For most drivers in Ohio who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, GEICO and Commonwealth. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for OH drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong digital experience with easy online and app-based quotes, policy management and claims filing.
  • Snapshot® can reward safe driving with additional discounts over time.
  • Flexible coverage and bundling options, so many drivers can keep auto, home, and extras under one roof without headaches.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Convenient online and in-app quoting, policy updates and claims submission.
  • Competitive pricing for full coverage for a wide range of Ohio drivers.
  • Snapshot® can unlock extra discounts as safe driving continues.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Commonwealth

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Commonwealth:

  • Price-forward option when keeping a car insured matters more than extras.
  • Customer support that helps fix policy issues without a long loop.
  • Flexible plan features that fit real-life changes like new cars or new drivers.
  • In addition to competitive pricing, Jerry customers praise Commonwealth for its discounts and app features.

Best OH car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In Ohio, Jerry sees most home-owning customers choosing Progressive, GEICO and Trexis for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Robust legal and claims teams equipped for major accidents and lawsuits.
  • High liability and umbrella coverage that integrates smoothly with homeowners policies.
  • Extensive experience handling complex coverage needs for higher-asset, higher-net-worth households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings when you combine auto with home, renters or condo.
  • Highly rated app for payments, digital ID cards, vehicle updates and claims.
  • A++ AM Best financial strength rating for dependable claim payments.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Trexis

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Trexis:

  • Good option for homeowners who want to keep auto and home coverages with seperate insurers.
  • Higher liability limits available for homeowners with more assets.
  • Easy access to ID cards and policy documents in the mobile app.
  • Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.

Best value for budget-focused OH drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In Ohio, our data show that Progressive, GEICO and Commonwealth often deliver the strongest value for for drivers who want solid protection at a manageable price. That doesn’t always mean the absolute cheapest insurance in Ohio, but instead the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 8,585 Ohio drivers find coverage under $100/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
  • Strong self-serve experience for policy changes and claims in the app.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy usage-based program through the mobile app, savings potential varies by state and results.
  • Multi-vehicle and multi-policy discounts to stack savings.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Commonwealth

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Commonwealth:

  • Adjustable coverage so you can truly balance price and protection.
  • Many discounts available to lower premiums.
  • Various payment options to help you avoid costly lapses.
  • In addition to competitive pricing, Jerry customers praise Commonwealth for its discounts and app features.

Best car insurance for OH families with teen drivers

Adding a teen driver in Ohio isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default. Jerry has helped 685 OH families with teen drivers save an average of $897 annually, most often with Progressive, Trexis and Gainsco.

Here’s a look at what those most popular carriers offer and why Jerry customers choose them.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means the same coverages and limits apply.
  • Good student discount for full-time students with a B average or better, starts at 5% and varies by state.
  • Accident forgiveness options, including smaller claims under $500 and larger forgiveness after longer tenure.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Trexis

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Trexis:

  • Works for households with mixed driving records under one policy.
  • SR-22 filing support where required.
  • Coverage range from minimum to fuller protection supports different cars in the driveway.
  • Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.

3. Gainsco

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Gainsco:

  • Options to keep coverage lean on secondary vehicles.
  • Payment flexibility that supports staying insured through tight months.
  • SR-22 support available when required.
  • Jerry drivers who switched praise Gainsco for its pricing, customer service and robust mobile app.

Best car insurance for OH college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

Jerry has helped 3,285 college students in Ohio find affordable coverage that still protects them on and off campus. Progressive, GEICO and Trexis are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Distant student discount structured for students away at school without a car.
  • Tools that help limit cost spikes after a claim.
  • Discounts designed for students staying on a family policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Good student discount for eligible full-time students.
  • DriveEasy tracks braking, cornering and phone use to create a driving score that influences rates.
  • Strong mobile app for payments, ID cards and claims tracking.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Trexis

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Trexis:

  • Non-owner option for students who borrow cars.
  • 24/7 claims reporting supports fast documentation after an accident.
  • Roadside assistance option helps when a breakdown hits far from home.
  • Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.

Best OH car insurance for drivers with violations

If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”

Jerry has helped 1,169 Ohio drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.

For many Jerry drivers with violations, the most common coverage wins come from Progressive, GEICO and Commonwealth — carriers that tend to be more open to Ohio drivers with dings on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • SR-22 support for DUIs, repeat tickets and reinstatement needs.
  • Optional add-on accident forgiveness for an eligible accident per policy period.
  • Snapshot can reflect current driving behavior, discounts vary by state.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • SR-22 or FR-44 filing handled as part of the policy setup where required.
  • Non-owner auto insurance available when you need liability only.
  • DriveEasy telematics can move pricing up or down based on results.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Commonwealth

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Commonwealth:

  • Pricing that stays workable for drivers with a few dings on record.
  • Discount paths that still apply even when the record is not perfect.
  • Easy account access for payments, docs, and proof of insurance.
  • In addition to competitive pricing, Jerry customers praise Commonwealth for its discounts and app features.

Car insurance options for OH military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Ohio military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many OH military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

• Large nationwide agent network, helpful if you PCS and want continuity.

• Local agents near many bases and military communities.

• Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

• Competitive pricing across many driver profiles, including frequent movers.

• Strong tools for updating address, mileage and garaging as life shifts.

• Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Ohio.

Best car insurance for senior drivers in Ohio

For drivers over 65 who value expertise, stability and service, Jerry often recommends Progressive, GEICO and Trexis. In the last 12 months, we’ve helped 894 OH seniors find coverage that reflects their many years of experience behind the wheel and how they actually drive now.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
  • Deductible Savings Bank reduces comp or collision deductibles by $50 each claim-free, violation-free policy period.
  • Vehicle Protection option for newer cars, covering major systems plus select extras.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy discount can reach up to 15%.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Paid-in-full, autopay and paperless discounts can help reduce the total bill.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Trexis

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Trexis:

  • Straightforward coverage choices without a complicated product maze.
  • Simple app access for ID cards and payments.
  • 24/7 claims reporting.
  • Aside from competitive pricing, Jerry customers praise Trexis for available discounts and customer service satisfaction.

How Jerry picks the best insurers in Ohio

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Ohio driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.