Jerry SummaryErie Insurance offers the best car insurance in Ohio, according to Jerry’s editorial analysis, thanks to its strong financial strength rating and minimal customer complaints. Westfield Insurance earns an honorable mention due to its high customer satisfaction. You can get the best car insurance in Ohio by comparing quotes from multiple insurance companies.
Jerry’s editorial team thoroughly evaluated 29 auto insurance companies to find the best car insurance in Ohio. Jerry’s star ratings are based on factors like financial strength ratings, complaints to state regulators and customer satisfaction.
These are the best car insurance companies in Ohio:
- Erie Insurance: Best car insurance overall.
- Westfield Insurance: Honorable mention.
If you need cheap car insurance in Ohio, be sure to compare quotes from multiple insurers to get the best rate.
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Why you can trust Jerry’s editorial content
Best car insurance in Ohio overall: Erie Insurance
Why it’s the best: Erie Insurance is the best car insurance company in Ohio because of its 4.9 Jerry star rating, superior financial strength rating and few customer complaints. Erie also ranks No. 1 out of 14 insurers for overall customer satisfaction in the North Central region, according to J.D. Power’s 2024 U.S. Auto Insurance Study, which ranks insurance companies based on factors like cost and consumer trust.
Erie’s auto policies may automatically include perks like $350 in personal items coverage, locksmithing services, coverage for your pets if they’re injured in an accident in your car, a waived deductible for glass repair and accident forgiveness for your first crash if you’re insured by Erie for three claims-free years.
You can customize your policy with roadside assistance and rental car coverage if you have comprehensive insurance or collision coverage. If you upgrade to Erie’s Auto Plus package, you’ll get additional benefits, including a diminishing deductible and a $10,000 death benefit.
Ohio drivers can get discounts from Erie by insuring multiple cars, bundling policies, storing your car for at least 90 consecutive days or only using your vehicle for farm use.
More of the best Ohio insurers
Here are more top-rated insurers in Ohio.




Honorable mention: Westfield Insurance
While not yet rated by Jerry, Westfield Insurance was ranked No. 3 out of 19 insurers for overall customer satisfaction in the North Central region, according to J.D. Power’s 2024 Auto Insurance Study.
Westfield stands out for its home and auto insurance bundling packages, which automatically include extras like roadside assistance, transportation expenses coverage and gap insurance.
Westfield offers discounts for being a loyal customer or getting a quote before the date your policy goes into effect. You can also get an automatic discount for enrolling in Westfield’s telematics program, MissionSafe. If you practice safe driving habits, you can then earn more savings, gift cards or rewards you can donate to charity.
You can get a quote from an agent and manage your policy through Westfield’s online portal, which lets you file and track claims, view policy documents and pay your premium.
Best full coverage car insurance in Ohio
SafecoSafecoSafeco offers the best full coverage car insurance rates in Ohio, according to Jerry’s data analysis, with an average cost of $129 per month.
Here are more companies that offer some of the best full coverage car insurance rates.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Safeco | $95 |
AAA | $130 |
Progressive | $134 |
National General | $137 |
Embark General | $139 |
Flexibility is an important quality in a full coverage car insurance policy. Life circumstances can change. For example, you might buy a new car, start commuting farther or add custom equipment to your vehicle. A good insurer should let you adjust your coverage limits or add optional types as needed.
Best car insurance for teen drivers in Ohio
The General offers the best car insurance rates for teen drivers in Ohio, according to Jerry’s data analysis, with an average cost of $190 per month.
Here are more companies that offer some of the best car insurance rates for teens.
Age
|
Insurance Company
|
Monthly Quote
|
Date of Quote
|
---|---|---|---|
19 | The General | $69 | June 1, 2025 |
19 | Trexis | $70 | February 18, 2025 |
19 | Trexis | $84 | May 31, 2025 |
19 | Trexis | $88 | March 25, 2025 |
19 | The General | $92 | February 24, 2025 |
For teen drivers, the best car insurance often comes from providers that incentivize safe and responsible driving. Discounts are commonly available for teens who excel academically, complete certified driving courses or participate in telematics programs that monitor driving behavior. A policy designed to foster good habits can help keep teens safer behind the wheel while also lowering premium costs over time.
Learn more: How much is car insurance for a 16-year-old?
Best car insurance for young drivers under 25 in Ohio
Safeco offers the best car insurance rates for young drivers in Ohio, according to Jerry’s data analysis, with an average cost of $132 per month.
Here are more companies that offer some of the best car insurance rates for young drivers under 25.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Safeco | $130 |
The General | $151 |
National General | $171 |
ROOT | $174 |
Geico | $179 |
The best car insurance for young drivers under 25 is often one that rewards safe driving, since young drivers are viewed as risky to insure. Insurance companies may offer reduced rates for maintaining a spotless driving record, taking an approved driving course or agreeing to have their driving monitored through a telematics program.
Learn more: Car insurance for college students
Best car insurance for seniors in Ohio
Geico offers the best car insurance rates for drivers over 65 in Ohio, with an average cost of $84 per month, according to Jerry’s data analysis.
Here are more companies that offer some of the best car insurance rates for drivers over 65.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Progressive | $76 |
Geico | $84 |
National General | $87 |
The General | $89 |
Safeco | $90 |
Drivers over 65 can save on car insurance by choosing coverage that reflects how they use their vehicle. If you drive only occasionally, a pay-per-mile policy could be a smart, budget-friendly choice, as you pay based on your actual mileage. Many insurance companies also reward seniors who take defensive driving courses, offering reduced rates while helping you stay safe on the road.
Learn more: Car insurance for seniors
How to get the best car insurance in Ohio
Follow these tips to find the best car insurance in Ohio:
- Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
- Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
- Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
FAQs
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What is the best car insurance in Ohio?
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Who has the best car insurance rates in Ohio?
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How do I find the best car insurance in Ohio?
Methodology
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.