Best Car Insurance in Oklahoma for August 2025

Written by Xuyun Zeng and 1 other
Updated Aug 5, 2025

Geico is the best car insurance company in Oklahoma, according to Jerry’s analysis.

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Jerry Summary

Geico offers the best car insurance in Oklahoma, according to Jerry’s editorial analysis, thanks to its strong financial strength rating and minimal customer complaints. You can get the best car insurance in Oklahoma by comparing quotes from multiple insurance companies.

Jerry’s editorial team thoroughly evaluated 29 auto insurance companies to find the best car insurance in Oklahoma. Jerry’s star ratings are based on factors like financial strength ratings, complaints to state regulators and customer satisfaction.

These are the best car insurance companies in Oklahoma:

  • Geico: Best car insurance overall.
Find the best car insurance in Oklahoma.

If you need cheap car insurance in Oklahoma, be sure to compare quotes from multiple insurers to get the best rate.

Best car insurance in Oklahoma overall: Geico

Geico
5.0
Jerry’s Score
Our Take
Geico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.

Why it’s the best: Geico earns the highest Jerry star rating in Oklahoma with 5 stars, due to its superior financial strength rating and few customer complaints.

Drivers in Oklahoma may be able to customize an auto policy by adding roadside assistance, rental reimbursement or mechanical breakdown coverage. Geico offers many discounts, and savings may be available for military members, homeowners, bundling multiple policies, going paperless and being a safe driver.

Geico’s highly-rated mobile app lets Oklahoma customers access ID cards, manage their policy, file and track claims, request roadside assistance, and estimate vehicle repair costs by uploading a photo of vehicle damage.

Find the best car insurance in Oklahoma.

More: Get cheap car insurance the smart way, today

More of the best Oklahoma insurers

Below are more of the best car insurance companies in Oklahoma.

Allstate
4.7
Jerry’s Score
Our Take
Allstate car insurance allows drivers to tailor their policies based on their needs and driving habits, however customer service scores are below average.
Progressive
4.6
Jerry’s Score
Our Take
Progressive offers customizable car insurance policies with many discount opportunities. Though the insurer is ranked below average in customer satisfaction by J.D. Power, Jerry customers give Progressive high marks.
Farmers
4.6
Jerry’s Score
Our Take
Farmers Insurance offers customizable policies with many discount opportunities, and Jerry customers gave it a moderately high score.

Best full coverage car insurance in Oklahoma

Commonwealth Insurance offers the best full coverage car insurance rates in Oklahoma, according to Jerry’s data analysis, with an average cost of $87 per month.

Here are more companies that offer some of the best full coverage car insurance rates.

Insurance Company
Avg Monthly Quote
Mercury $106
Trexis $133
ROOT $154
Progressive $156
Assurance America $177
Last Updated Aug. 6, 2025

Choosing the best full coverage car insurance often comes down to the insurance company itself. Beyond just the policy details, consider how reliable and supportive the insurer is when you need them most. Companies with strong customer service, efficient claims processes and positive reviews from drivers are the best choice. Be sure to research customer experiences and read car insurance reviews to help you feel confident in the company you go with.

Best car insurance for teen drivers in Oklahoma

Root offers the best car insurance rates for teen drivers in Oklahoma, according to Jerry’s data analysis, with an average cost of $149 per month.

Here are more companies that offer some of the best car insurance rates for teens.

Insurance Company
Avg Monthly Quote
ROOT $194
The General $248
Geico $261
Progressive $366
National General $403
Last Updated Aug. 6, 2025

The best car insurance for a teen driver often comes from companies that reward good habits. Many insurers offer discounts for teens who maintain good grades, complete driver safety courses or opt into telematics programs that track safe driving behaviors. Choosing a policy that encourages responsible driving not only helps keep a teen safe on the road, but should also keep the policy more affordable over time.

Learn more: How much is car insurance for a 16-year-old?

Best car insurance for young drivers under 25 in Oklahoma

Root offers the best car insurance rates for young drivers in Oklahoma, according to Jerry’s data analysis, with an average cost of $144 per month.

Here are more companies that offer some of the best car insurance rates for young drivers under 25.

Insurance Company
Avg Monthly Quote
ROOT $158
The General $189
Progressive $197
Commonwealth Insurance $203
Geico $217
Last Updated Aug. 6, 2025

Young drivers under 25 can benefit from policies that reward safe and responsible behavior, since younger drivers are viewed as risky to insure. Many insurers offer discounts for maintaining a clean driving record, completing driver education courses or opting into telematics programs that monitor driving habits. Choosing a policy that encourages and recognizes good driving can not only improve safety on the road but also potentially lower premiums over time.

Learn more: Car insurance for college students

Best car insurance for seniors in Oklahoma

Mercury offers the best car insurance rates for drivers over 65 in Oklahoma, with an average cost of $56 per month, according to Jerry’s data analysis.

Here are more companies that offer some of the best car insurance rates for drivers over 65.

Insurance Company
Avg Monthly Quote
Mercury $71
Progressive $94
Assurance America $98
National General $102
The General $111
Last Updated Aug. 6, 2025

Drivers over 65 can find the best car insurance by choosing a policy that aligns with their driving habits. Seniors who don’t drive many miles can consider pay-per-mile car insurance, which can be a more affordable option for people who rarely drive. Many insurers also offer discounts to seniors who complete a defensive driving course, which not only sharpens driving skills but can also lower rates.

Learn more: Car insurance for seniors

How to get the best car insurance in Oklahoma

Follow these tips to find the best car insurance in Oklahoma:

  1. Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
  2. Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
  3. Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Compare car insurance quotes with Jerry.

FAQ

  • What is the best car insurance in Oklahoma?
  • Who has the best car insurance rates in Oklahoma?
  • How do I find the best car insurance in Oklahoma?

Methodology

Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.

We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Ben Moore

Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.

Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.