Updated December 30, 2025

How to Find the Best Car Insurance in Oklahoma

Oklahoma cheapest insurance

How to Find the Best Car Insurance in Oklahoma

Jerry works with 13 different insurance companies in the Sooner State, and this year alone we’ve helped 10,866 Oklahoma drivers get competitive quotes and switch their coverage.

Here’s what we’ve noticed:

  • Progressive is the single most-chosen insurer among Jerry customers in Oklahoma.

  • Assurance America and GEICO come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like National General, ROOT, among others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Oklahoma
InsurerShare of Jerry driversJerry customer rating
Progressive39%4.9
Assurance America21%No Rating
GEICO11%No Rating
National General10%4.9
ROOT10%5.0

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Oklahoma car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Oklahoma drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in OK
Most driversProgressive, Assurance America, GEICO
Homeowners who bundleProgressive, GEICO, Assurance America
Budget-focused driversProgressive, Assurance America, The General
Families with teen driversProgressive, ROOT, The General
College studentsProgressive, ROOT, GEICO
Drivers with violationsProgressive, Assurance America, National General
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, Assurance America, National General
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Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Oklahoma drivers find their best insurance

Jerry isn’t a price-only ranking tool. For Oklahoma drivers, we focus on the coverage that actually holds up when you need it:

  • Use real data from 10,866 recent Oklahoma quotes to best compare your coverage options.

  • Analyze 13 top insurers against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for OK drivers? An average annual savings of $2,714 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Best car insurance for most OK drivers

Oklahoma drivers have 13 insurance companies to choose from when shopping through Jerry. Since carriers vary on coverage options, features, benefits and price, customers can shop around and find the right mix of affordability and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Oklahoma

Last Updated December 2025

For most good drivers in Oklahoma who want full coverage and strong claims support, three companies tend to rise to the top as customer favorites: Progressive, Assurance America and GEICO. Jerry can compare them (and more) side-by-side in just minutes, so you can focus on the one that works best for you.

Here’s a rundown of what each offers and why customers choose them as a top pick.

1. Progressive

4.6

Jerry Score

4.9

Customer Rating

39%

of Jerry drivers in OK chose this insurer

Recent quotes for OK drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

2. Assurance America

4.1

Jerry Score

No

Customer Rating

21%

of Jerry drivers in OK chose this insurer

Recent quotes for OK drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Assurance America:

3. GEICO

4.6

Jerry Score

No

Customer Rating

11%

of Jerry drivers in OK chose this insurer

Recent quotes for OK drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:
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Get OK quotes in as little as 2 minutes.

Best OK car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Oklahoma, Jerry sees most home-owning customers choosing Progressive, GEICO and Assurance America for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

43%

of Jerry drivers in OK chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

15%

of Jerry drivers in OK chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:

3. Assurance America

4.1

Jerry Score

4.6

Customer Rating

14%

of Jerry drivers in OK chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Assurance America:
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Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused OK drivers

If you’re watching your monthly cost but refuse to trim your coverage, our data show that Progressive, Assurance America and The General often deliver the strongest value for Oklahoma drivers. This doesn’t necessarily mean the cheapest car insurance in Oklahoma, but rather the best balance of price and protection.

Over the past 12 months, Jerry has helped 5,163 Oklahoma drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

43%

of Jerry drivers in OK chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

2. Assurance America

4.1

Jerry Score

4.8

Customer Rating

25%

of Jerry drivers in OK chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Assurance America:

3. The General

3.9

Jerry Score

4.8

Customer Rating

12%

of Jerry drivers in OK chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend The General:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for OK families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Oklahoma, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped OK families with teen drivers save on their car insurance premium, most often with Progressive, ROOT and The General.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

47%

of Jerry drivers in OK chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

18%

of Jerry drivers in OK chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

3. The General

3.9

Jerry Score

5.0

Customer Rating

14%

of Jerry drivers in OK chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend The General:
JERRY EXPERT INSIGHT
The way your teen will use their coverage is different than the way you use it. For example, teen claims tend to be smaller and more frequent, so choose deductibles you can actually pay if and when something happens.
Carlos Lopez
Carlos Lopez
General Lines Agent (Nevada Property & Casualty)

Best car insurance for OK college students

College can turn a “set it and forget it” policy into a moving target. A driver might change addresses, drive fewer miles, or keep a car on campus for part of the year and at home for the rest. If your policy doesn’t keep up, you can end up overpaying, underprotected or both.

Jerry has helped 1,385 college students in Oklahoma find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, ROOT and GEICO are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

45%

of Jerry drivers in OK chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

19%

of Jerry drivers in OK chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

3. GEICO

4.6

Jerry Score

4.6

Customer Rating

18%

of Jerry drivers in OK chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:
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Fast track your OK insurance with Jerry.

Best OK car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,166 Oklahoma drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, Assurance America and National General — carriers that are often more flexible with Oklahoma drivers who have violations on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

39%

of Jerry drivers in OK chose this insurer

Recent quotes post-violation

Last Updated December 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. Assurance America

4.1

Jerry Score

4.9

Customer Rating

18%

of Jerry drivers in OK chose this insurer

Recent quotes post-violation

Last Updated December 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Assurance America:

3. National General

3.9

Jerry Score

4.8

Customer Rating

16%

of Jerry drivers in OK chose this insurer

Recent quotes post-violation

Last Updated December 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend National General:
JERRY EXPERT INSIGHT
Buying just minimum coverage can be tempting after a ticket or accident, but it’s rarely a smart move in the long-term. Instead, price out a few different coverage levels, adjust your deductible and compare the options.
Rebekah Bahruth
Rebekah Bahruth
General Lines Agent (Florida Property & Casualty)

Car insurance options for OK military families

For military families, driving is rarely consistent. Active-duty, reservist, guard or veteran, you might be commuting one month, storing a car the next and moving states soon after. Jerry has helped Oklahoma military families find coverage that fits deployments, PCS moves and the full stretch of military life.

If you qualify for military-focused insurers, keep them in the running. Also consider standard insurers, many offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.

Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:

1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.

This keeps the decision grounded in real numbers, not assumptions.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many OK military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

  • Military discounts and options to adjust coverage when you deploy or your mileage drops.

  • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

  • Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

  • Large nationwide agent network, helpful if you PCS and want continuity.

  • Local agents near many bases and military communities.

  • Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

  • Competitive pricing across many driver profiles, including frequent movers.

  • Strong tools for updating address, mileage and garaging as life shifts.

  • Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Oklahoma.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Oklahoma

For Oklahoma drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why Jerry drivers most often choose Progressive, Assurance America and National General for seniors who value stability, service, and straightforward claims handling. I

In the last 12 months, we’ve helped 627 OK seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

49%

of Jerry drivers in OK chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

2. Assurance America

4.1

Jerry Score

5.0

Customer Rating

22%

of Jerry drivers in OK chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Assurance America:

3. National General

3.9

Jerry Score

5.0

Customer Rating

12%

of Jerry drivers in OK chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend National General:
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See coverage options for your car.

How Jerry picks the best insurers in Oklahoma

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Oklahoma driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in Oklahoma.

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Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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