Jerry works with 16 different insurance companies across the Keystone State, and over the last year we’ve helped 31,006 Pennsylvania drivers shop competitive quotes and switch coverage with confidence.

Because every driver’s needs are different, we focus on showing you options that make sense for your situation. And since we’ve helped thousands of PA drivers like you, we understand what people in your state prioritize when choosing car insurance.

Here’s what we’ve seen:

• Progressive is the single most-chosen insurer among Jerry customers in Pennsylvania.

• GEICO and National General come in second and third place, sharing nearly half of the state’s total market share.

• The rest of our customers are spread across strong carriers like First Acceptance, ROOT and others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Pennsylvania

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	23%	4.7
GEICO	23%	4.4
National General	17%	4.7
First Acceptance	11%	4.5
ROOT	11%	4.5

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Pennsylvania car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Pennsylvania drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Pennsylvania drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Pennsylvania drivers, this is what happens when you shop with us:

• Use real data from 31,006 recent Pennsylvania quotes to best compare your coverage options.

• Analyze 16 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for PA drivers? An average annual savings of $922 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most PA drivers

Pennsylvania drivers have 16 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Pennsylvania

For most drivers in Pennsylvania who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, GEICO and National General. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for PA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong digital experience with easy online and app-based quotes, policy management and claims filing.
  • Snapshot® can reward safe driving with additional discounts over time.
  • Flexible coverage and bundling options, so many drivers can keep auto, home, and extras under one roof without headaches.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for PA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Convenient online and in-app quoting, policy updates and claims submission.
  • Competitive pricing for full coverage for a wide range of Pennsylvania drivers.
  • Snapshot® can unlock extra discounts as safe driving continues.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent quotes for PA drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Backed by Allstate, creating a strong support behind service and claims.
  • Specialty coverages available, including RV insurance and personal umbrella add-ons.
  • Strong fit for drivers who do not land in preferred tiers, including those with SR-22 needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best PA car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In Pennsylvania, Jerry sees most home-owning customers choosing Progressive, GEICO and Liberty Mutual for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Dedicated legal and claims teams built to handle major accidents and lawsuits.
  • High liability and umbrella offerings that align easily with homeowners policies.
  • Long track record with complex coverage needs for high-asset, high-net-worth households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings on auto and home, renters or condo.
  • Highly rated app for payments, ID cards, vehicle changes and claim filing.
  • A++ AM Best financial strength rating for claims support.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Liberty Mutual

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Liberty Mutual:

  • Higher liability limits protect assets beyond a basic policy setup.
  • Umbrella coverage adds another liability layer for households that want extra protection.
  • Digital servicing helps homeowners manage documents, billing and policy changes without extra hassle.
  • Liberty Mutual drivers who switched with Jerry say this carrier excels at competitive pricing, but the mobile app also gets a strong nod.

Best value for budget-focused PA drivers

Keeping your payment low is smart. Keeping your coverage meaningful is smarter. In Pennsylvania, you don’t always have to pick one or the other, but you do have to pick the right insurer. Our data show National General, Progressive and First Acceptance consistently perform well for drivers who want strong protection at a monthly cost that doesn’t derail the budget. That’s value, not just the cheapest insurance in Pennsylvania.

Over the past 12 months, Jerry has helped 7,435 Pennsylvania drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Practical protection you can add without jumping to full coverage everywhere, like rental reimbursement or towing-style help.
  • Multi-car setups can lower per-vehicle cost for households insuring more than one car.
  • Resources to help drivers right-size coverage and avoid paying for extras they don’t need.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

2. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. First Acceptance

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend First Acceptance:

  • Clear coverage choices that keep cost controlled without going bare minimum.
  • Easy access to proof of insurance without extra friction.
  • Budget-friendly path for drivers with rate spikes after a ticket or accident.
  • Jerry drivers say they choose First Acceptance because of the carrier’s pricing and customer service.

Best car insurance for PA families with teen drivers

Adding a teen driver in Pennsylvania isn’t just a “small update” to your auto policy. It’s a major pricing event, and the jump can feel disproportionate, especially if your teen is driving infrequently or sharing a family car. The key is knowing which carriers are more competitive for teen drivers and which ones price them sky-high by default. Jerry has helped 718 PA families with teen drivers save an average of $709 annually, most often with Progressive, National General and ROOT.

Here’s a look at what those most popular carriers offer and why Jerry customers choose them.

1. Progressive

Recent teen driver quotes

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means the same coverages and limits apply.
  • Good student discount for full-time students with a B average or better, starts at 5% and varies by state.
  • Accident forgiveness options, including smaller claims under $500 and larger forgiveness after longer tenure.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Family plan structure available through Accident Protection Plan.
  • Transportation Expense option that helps keep schedules moving after a claim.
  • Flexibility to set different deductibles by vehicle.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. ROOT

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • App-first account access that helps when multiple drivers need documents quickly.
  • Roadside assistance included with many policies.
  • Pricing based on driving behavior, which can reward steady household drivers.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best car insurance for PA college students

When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.

In the past 12 months, Jerry has helped 4,555 college students in Pennsylvania find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. GEICO, Progressive and National General are the top picks for college students buying through Jerry. Here’s what each carrier offers and why it stands out.

1. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Good student discount for eligible full-time students.
  • DriveEasy tracks braking, cornering and phone use to create a driving score that influences rates.
  • Strong mobile app for payments, ID cards and claims tracking.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Distant student discount structured for students away at school without a car.
  • Tools that help limit cost spikes after a claim.
  • Discounts designed for students staying on a family policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. National General

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Underwriting guidance for student vehicle location situations.
  • Digital tools that make it easy to pull policy details while away at school.
  • Paid-in-full option that can reduce overall cost for families managing tuition and insurance.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best PA car insurance for drivers with violations

Violations can really change the math on insurance premiums. A speeding ticket might sting, and an at-fault accident or DUI can hit even harder, quickly putting you in a higher-risk tier that raises premiums and limits which carriers will offer you coverage. But your record isn’t a life sentence, and your policy shouldn’t be priced like it is.

Jerry has helped 1,173 Pennsylvania drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop again after those violations fall off your record, so you can potentially save even more.

The carriers Jerry customers with violations land with most often are National General, Progressive and GEICO — companies that are typically more willing to insure Pennsylvania drivers with violations on their record.

1. National General

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Liability-first setups for drivers who need to get covered quickly while keeping costs controlled.
  • Clear claims guidance can help you document details after an accident, which matters when fault is disputed.
  • Payment options that can help maintain continuous coverage, which is often important after violations.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

2. Progressive

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Strong option for drivers with tickets and at-fault accidents who need SR-22.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness can limit impact from a first claim under $500.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • SR-22 and FR-44 filings supported where required.
  • Non-owner auto insurance available for drivers without a car.
  • App and online account access for quick proof of insurance and ID cards.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Car insurance options for PA military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Pennsylvania military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many PA military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

• Massive nationwide agent network, useful if you PCS and want continuity of service.

• Familiar, local agents near many bases and military communities.

• Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

• Competitive pricing across a wide range of driver profiles, including frequent movers.

• Strong digital tools for updating addresses, mileage and garaging as life changes.

• Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Pennsylvania.

Best car insurance for senior drivers in Pennsylvania

For Pennsylvania drivers 65 and older, the goal is usually simple: reliable coverage from a carrier that won’t make you fight for basic support. That’s why Jerry drivers most often choose Progressive, GEICO and National General for seniors who value stability, service, and straightforward claims handling.

In the last 12 months, we’ve helped 1,143 PA seniors find coverage that reflects their years of experience behind the wheel and how they actually drive today.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
  • Defensive driving course discount in states where it applies.
  • Large Accident Forgiveness after 5 years with an accident-free and violation-free period in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy includes Accident Assist, connecting you to roadside or emergency support after a detected hard brake.
  • Strong mobile app for payments, digital ID cards, roadside help and claims tracking.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend National General:

  • Telematics option that can suit steady, lower-mileage driving patterns.
  • Easy resources to help retirees right-size coverage options for their changing driver needs.
  • Roadside-style add-on for towing and lockouts.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

How Jerry picks the best insurers in Pennsylvania

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Pennsylvania driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.