Car Insurance in Tennessee by City

Written by Kevin Berry and 1 other
Updated Feb 7, 2025

Your auto insurance costs can vary depending on where you live in Tennessee. Be sure to get multiple quotes.

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You’re minutes away from insurance savings.

Depending on where you live within Tennessee, your car insurance rate is likely to be different from city to city. Whether you’re out west in Memphis or in the middle of the state in Nashville can make a difference in how much you pay.

However, the city you live in is one of several factors that go into calculating your car insurance rate. Other factors like your age, driving history, vehicle and how much coverage you want or need also affect your rate.

Here you will find the average monthly car insurance rates that drivers across Tennessee have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for car insurance.

See robust car insurance pricing for Nashville and Memphis.

SIMPLIFY YOUR TENNESSEE CAR INSURANCE IN MINUTES

Car insurance in Cleveland, TN

In Cleveland, TN Jerry customers have found affordable rates with insurers like Dairyland, Trexis and Progressive.

Insurance Company
Avg Monthly Quote
The General $127
Trexis $134
Progressive $135
Electric $153
Dairyland $169
Last Updated Jul 4, 2025

Car insurance in Crossville, TN

Drivers in the Crossville area looking for car insurance should get quotes from companies like National General, Dairyland and Trexis, which have quoted Jerry customers affordable rates.

Insurance Company
Avg Monthly Quote
Trexis $78
The General $80
Dairyland $84
Progressive $95
Gainsco $95
Last Updated Jul 2, 2025

Car insurance in Gallatin, TN

For those in Gallatin, shop around with insurers such as Gainsco, Dairyland and The General to find below-average rates.

Insurance Company
Avg Monthly Quote
Progressive $137
Safeco $138
Trexis $173
Gainsco $181
The General $210
Last Updated Jul 4, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Jackson, TN

In Jackson, Dairyland, Gainsco and Progressive have quoted affordable rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Gainsco $109
Progressive $148
First Acceptance $173
Electric $193
Trexis $208
Last Updated Jul 4, 2025

Car insurance in Johnson City, TN

If you live in Johnson City, and have a clean driving record, check out quotes from insurance companies like Gainsco, Dairyland and First Acceptance to get a good deal.

Insurance Company
Avg Monthly Quote
Gainsco $70
Trexis $89
National General $101
The General $101
Progressive $106
Last Updated Jul 2, 2025

Car insurance in Kingsport, TN

If you’re shopping for car insurance in Kingsport, consider companies like Assurance America, Progressive and Trexis, which quoted low rates for Jerry customers.

Insurance Company
Avg Monthly Quote
Assurance America $66
Progressive $153
Trexis $175
First Acceptance $187
Dairyland $201
Last Updated Jul 2, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Lebanon, TN

Looking for car insurance in Lebanon? Give companies like First Acceptance, Dairyland and Gainsco a look.

Insurance Company
Avg Monthly Quote
Gainsco $99
First Acceptance $121
Trexis $139
Progressive $140
Root $148
Last Updated Jul, 2025

Car insurance in Maryville, TN

If you are looking for below-average prices on car insurance in Maryville, you may have luck with insurers like Trexis, Dairyland or Progressive.

Insurance Company
Avg Monthly Quote
Safeco $85
Dairyland $126
Progressive $134
Trexis $136
Gainsco $145
Last Updated Jul 2, 2025

Car insurance in Smyrna, TN

For those in Smyrna, companies like Electric, National General and Progressive have quoted low rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Electric $142
Gainsco $148
Dairyland $154
Progressive $154
Trexis $163
Last Updated Jul 2, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Kevin Berry

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.