Car Insurance in Tennessee by City

Written by Kevin Berry and 1 other
Updated Feb 7, 2025

Your auto insurance costs can vary depending on where you live in Tennessee. Be sure to get multiple quotes.

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Depending on where you live within Tennessee, your car insurance rate is likely to be different from city to city. Whether you’re out west in Memphis or in the middle of the state in Nashville can make a difference in how much you pay.

However, the city you live in is one of several factors that go into calculating your car insurance rate. Other factors like your age, driving history, vehicle and how much coverage you want or need also affect your rate.

Here you will find the average monthly car insurance rates that drivers across Tennessee have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for car insurance.

See robust car insurance pricing for Nashville and Memphis.

SIMPLIFY YOUR TENNESSEE CAR INSURANCE IN MINUTES

Car insurance in Cleveland, TN

In Cleveland, TN Jerry customers have found affordable rates with insurers like Dairyland, Trexis and Progressive.

Insurance Company
Avg Monthly Quote
Dairyland $122
Trexis $133
The General $140
Progressive $141
Electric $153
Last Updated May 28, 2025

Car insurance in Crossville, TN

Drivers in the Crossville area looking for car insurance should get quotes from companies like National General, Dairyland and Trexis, which have quoted Jerry customers affordable rates.

Insurance Company
Avg Monthly Quote
Trexis $78
The General $80
Dairyland $84
Progressive $94
Gainsco $97
Last Updated May 28, 2025

Car insurance in Gallatin, TN

For those in Gallatin, shop around with insurers such as Gainsco, Dairyland and The General to find below-average rates.

Insurance Company
Avg Monthly Quote
Safeco $138
Progressive $144
Gainsco $181
Trexis $206
Bristol West $212
Last Updated May 28, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Jackson, TN

In Jackson, Dairyland, Gainsco and Progressive have quoted affordable rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Gainsco $118
Progressive $150
First Acceptance $178
Electric $193
Trexis $207
Last Updated May 28, 2025

Car insurance in Johnson City, TN

If you live in Johnson City, and have a clean driving record, check out quotes from insurance companies like Gainsco, Dairyland and First Acceptance to get a good deal.

Insurance Company
Avg Monthly Quote
Gainsco $66
Trexis $88
Bristol West $95
National General $98
The General $104
Last Updated May 28, 2025

Car insurance in Kingsport, TN

If you’re shopping for car insurance in Kingsport, consider companies like Assurance America, Progressive and Trexis, which quoted low rates for Jerry customers.

Insurance Company
Avg Monthly Quote
Assurance America $66
Progressive $161
Trexis $175
First Acceptance $182
Dairyland $183
Last Updated May 28, 2025
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Car insurance in Lebanon, TN

Looking for car insurance in Lebanon? Give companies like First Acceptance, Dairyland and Gainsco a look.

Insurance Company
Avg Monthly Quote
Gainsco $106
First Acceptance $121
Progressive $144
Trexis $150
Dairyland $159
Last Updated May 28, 2025

Car insurance in Maryville, TN

If you are looking for below-average prices on car insurance in Maryville, you may have luck with insurers like Trexis, Dairyland or Progressive.

Insurance Company
Avg Monthly Quote
Safeco $85
Dairyland $126
Trexis $139
Progressive $147
Gainsco $164
Last Updated May 28, 2025

Car insurance in Smyrna, TN

For those in Smyrna, companies like Electric, National General and Progressive have quoted low rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Electric $141
Gainsco $147
Progressive $151
National General $158
Trexis $163
Last Updated May 28, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.