Depending on where you live within Tennessee, your car insurance rate is likely to be different from city to city. Whether you’re out west in Memphis or in the middle of the state in Nashville can make a difference in how much you pay.
However, the city you live in is one of several factors that go into calculating your car insurance rate. Other factors like your age, driving history, vehicle and how much coverage you want or need also affect your rate.
Here you will find the average monthly car insurance rates that drivers across Tennessee have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for car insurance.
See robust car insurance pricing for Nashville and Memphis.
Car insurance in Cleveland, TN
In Cleveland, TN Jerry customers have found affordable rates with insurers like Dairyland, Trexis and Progressive.
Insurance Company
|
Avg Monthly Quote
|
---|---|
The General | $127 |
Trexis | $132 |
Progressive | $136 |
Dairyland | $143 |
Electric | $153 |
Car insurance in Crossville, TN
Drivers in the Crossville area looking for car insurance should get quotes from companies like National General, Dairyland and Trexis, which have quoted Jerry customers affordable rates.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Trexis | $78 |
The General | $80 |
Dairyland | $84 |
Progressive | $94 |
Gainsco | $95 |
Car insurance in Gallatin, TN
For those in Gallatin, shop around with insurers such as Gainsco, Dairyland and The General to find below-average rates.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Safeco | $138 |
Progressive | $143 |
Trexis | $171 |
Gainsco | $181 |
Bristol West | $212 |
Car insurance in Jackson, TN
In Jackson, Dairyland, Gainsco and Progressive have quoted affordable rates to Jerry customers.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Gainsco | $115 |
Progressive | $149 |
First Acceptance | $178 |
Electric | $193 |
Trexis | $208 |
Car insurance in Johnson City, TN
If you live in Johnson City, and have a clean driving record, check out quotes from insurance companies like Gainsco, Dairyland and First Acceptance to get a good deal.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Gainsco | $67 |
Trexis | $88 |
National General | $101 |
The General | $101 |
Bristol West | $104 |
Car insurance in Kingsport, TN
If you’re shopping for car insurance in Kingsport, consider companies like Assurance America, Progressive and Trexis, which quoted low rates for Jerry customers.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Assurance America | $66 |
Progressive | $153 |
Trexis | $170 |
First Acceptance | $182 |
Dairyland | $205 |
Car insurance in Lebanon, TN
Looking for car insurance in Lebanon? Give companies like First Acceptance, Dairyland and Gainsco a look.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Gainsco | $98 |
First Acceptance | $121 |
Trexis | $139 |
Progressive | $142 |
Bristol West | $152 |
Car insurance in Maryville, TN
If you are looking for below-average prices on car insurance in Maryville, you may have luck with insurers like Trexis, Dairyland or Progressive.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Safeco | $85 |
Dairyland | $126 |
Trexis | $139 |
Progressive | $150 |
Gainsco | $164 |
Car insurance in Smyrna, TN
For those in Smyrna, companies like Electric, National General and Progressive have quoted low rates to Jerry customers.
Insurance Company
|
Avg Monthly Quote
|
---|---|
Electric | $141 |
Gainsco | $148 |
Progressive | $153 |
Trexis | $162 |
National General | $163 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Kevin Berry is the Senior Director of Content at Jerry and has been working in the digital content space since 2011 across the car insurance/repair, personal finance, travel and sports industries. Prior to Jerry, Kevin was a content team lead at NerdWallet overseeing the Multimedia Production and Travel Rewards teams. Previously, he worked for NBC Sports, Comcast Cable and Nike. He has a Master`s Degree from Arkansas State and a Bachelor`s from Oregon State University.

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.