Compare Car Insurance Quotes in Texas
Compare car insurance quotes from top providers Texas to find high quality coverage at an affordable rate.
Get Quotes
Texas Insurance Coverage
Texans pay a high price for car insurance because the state has more fatal car accidents and hailstorms than other states, which translate into high claims costs. Drivers pay a monthly average of$219 for state-mandated minimum coverage.
Compare this to the national average, which is currently $222.
Drivers in Texas are legally required to carry these minimum levels of coverage:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per accident.
- $25,000 for property damage.
Car insurance by city in Texas
Cheap Car Insurance in Houston (August 2025)
Houston drivers can expect to pay higher car insurance premiums than those in more rural areas with fewer weather hazards, but it's still possible to find affordable coverage.
Cheap Car Insurance in Waco, TX (August 2025)
Your car insurance rate in Waco, Texas is highly influenced by your driving history, age and other factors. Review quotes that other drivers in your area have received to find the cheapest rate.
Cheap Car Insurance in Dallas (August 2025)
Dallas drivers may pay higher premiums than Texans in more rural areas, which means it's wise to cost-compare with multiple insurers to find the best rate.
Cheap Car Insurance in Arlington, TX (August 2025)
Arlington is a high-traffic urban area, meaning car insurance costs may be higher than more rural parts of Texas. It's wise to comparison shop with multiple insurers to find the cheapest policy.
Cheap Car Insurance in San Antonio (August 2025)
As San Antonio's population grows, reliable and affordable car insurance is a must-have for residents.
Cheap Car Insurance in El Paso (August 2025)
El Paso drivers have the added stress of crowded border crossings, meaning affordable and robust car insurance is a must-have.
Cheap Car Insurance in Fort Worth, Texas (August 2025)
A robust car insurance policy can serve Fort Worth drivers well as they navigate complex interchanges and occasionally-hazardous weather conditions.
Cheap Car Insurance in Austin (August 2025)
Austin locals have the luxury of often-mild weather and quick travel times, but visitors and traffic congestion can complicate the commute.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in Texas.
|
Date of Quote
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 28, 2025 | Assurance America | $368 |
| July 28, 2025 | Bluefire | $106 |
| July 28, 2025 | ROOT | $298 |
| July 28, 2025 | ROOT | $178 |
| July 28, 2025 | Geico | $47 |
Last Updated Jul 30, 2025
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:$–
COMPARE QUOTES
Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Learn more about driving in Texas
Mariza Morin, Jul 8, 2025
Everything You Need to Know About Texas Towing Laws
Illegally parked, abandoned, or stolen vehicles can be legally towed in Texas. You’ll have 30 days to pay for retrieval.
Xuyun Zeng, Feb 17, 2025
How Do I Get a Driver’s License with an H4 Visa?
Steps to get a driver's license with an H-4 visa, including required documents and proof of residency, SSN ineligibility letter, and identity verification.
Xuyun Zeng, Feb 17, 2025
How Do I Register My Car in Texas From Out of State?
Steps to register an out-of-state vehicle in Texas, including insurance, inspection, and applying for a Texas title and registration.
Car insurance companies in Texas
Annie Millerbernd, Mar 12, 2025
Assurance America Car Insurance Review 2025
Assurance America is a small insurer that provides sound customer service in a select number of states.
Annie Millerbernd, Jan 13, 2025
National General Car Insurance Review 2025
National General provides coverage for drivers with less-than-perfect records. Compare National General to other insurers to find the right coverage for you.
Annie Millerbernd, Jan 8, 2025
Progressive Auto Insurance Review 2025
Jerry rates Progressive 4.6 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, customer ratings, financial strength and national complaint data. Progressive stands out for its many optional policy add-ons, including rideshare insurance, coverage for pets injured in an accident, […]
State of Texas resources
