Jerry works with 18 different insurance companies in the Lone Star State, and this year alone we’ve helped 123,339 Texas drivers get competitive quotes and switch their coverage.

We understand that every driver has different needs, and since we’ve helped thousands of TX drivers just like you, we understand what’s important. We can show you real choices made by real people, and how other drivers in your state are choosing their top car insurance coverage.

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Texas.

• GEICO and ROOT come in second and third place.

• The rest of our customers are spread across strong carriers like Bristol West, Anchor and others.

All of this really drives home that there isn’t just one “best” company for every single driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Texas

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	38%	4.8
GEICO	25%	4.6
ROOT	7%	4.7
Bristol West	6%	4.8
Anchor	5%	No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Texas car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Texas drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Texas drivers find their best insurance

There’s a reason Jerry doesn’t look like your typical insurance quote site. It’s because we are anything but typical.

For Texas drivers, we don’t just find a low number, we find the right policy by:

• Using real data from 123,339 recent Texas quotes to best compare your coverage options.

• Analyzing 18 top insurers in the state against our quality criteria and your specific needs.

• Showing you highly-rated options that balance coverage, claims and cost.

• Explaining why each option makes sense for your situation.

• Handling all the paperwork — including cancellation and refund requests — and helping you switch, so you never have a coverage gap.

• Continuing to monitor market rates so you always know when it’s time to shop for better pricing.

What does that mean for TX drivers? An average annual savings of $667 and high satisfaction rates among drivers who switch with Jerry.

Ready to see what you could save? Answer a few quick questions and we’ll show you the top options, fast.

Best car insurance for most TX drivers

Texas drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Texas

In general, good drivers in Texas are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: Progressive, GEICO and ROOT. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for TX drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong pricing across a broad mix of drivers, including full-coverage shoppers.
  • Smooth digital experience for payments, policy changes and claims.
  • Plenty of coverage add-ons and bundling options for a more complete setup.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for TX drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Quick online and mobile payment options, plus straightforward policy management and claims filing.
  • Very competitive full-coverage pricing for many TX driver types.
  • Snapshot® rewards safer driving with additional discounts as time goes on.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. ROOT

Recent quotes for TX drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend ROOT:

  • Digital ID cards and documents available in-app when proof is needed fast.
  • Built around smartphone-based tracking, no plug-in device required.
  • Good fit for safe drivers who want pricing that rewards their driving behavior.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best TX car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In Texas, Jerry sees most home-owning customers choosing Progressive, GEICO and Bristol West for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Strong legal and claims teams for major accidents and lawsuits.
  • High liability and umbrella options that fit smoothly with homeowners policies.
  • Deep experience with complex coverage needs for households with higher assets and net worths.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Bundle discounts when you pair auto with home, renters or condo.
  • Highly rated app for ID cards, payments, vehicle changes and claims.
  • A++ AM Best financial strength rating for reliability.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Bristol West:

  • Good fit for households with mixed driver profiles under one roof.
  • Claims reporting and tracking available 24/7.
  • Makes it easy to bundle auto insurance with home coverage that fits drivers’ needs.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best value for budget-focused TX drivers

Keeping your payment low is smart. Keeping your coverage meaningful is smarter. In Texas, you don’t always have to pick one or the other, but you do have to pick the right insurer. Our data show Progressive, GEICO and Anchor consistently perform well for drivers who want strong protection at a monthly cost that doesn’t derail the budget. That’s value, not just the cheapest insurance in Texas.

Over the past 12 months, Jerry has helped 26,529 Texas drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
  • Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
  • Strong self-serve experience for policy changes and claims in the app.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Broad discount menu that can include good driver, defensive driving and driver education, varies by state.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Anchor

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Anchor:

  • Easy online access to policy documents, ID cards and payments.
  • Many cost-saving credits available for safe drivers, good students, multiple vehicles and more.
  • File claims by phone or email, depending on which works for you.
  • Beyond price, Jerry customers say they pick Anchor for its mobile app and customer service.

Best car insurance for TX families with teen drivers

Adding a teen driver to your policy in Texas can be a shock. Between limited experience behind the wheel and higher risk factors, rates often jump fast, even if your household has a clean driving record.The good news is you’re not stuck with the first number you see. Jerry has helped 640 TX families with teen drivers save an average of $1,561 annually, primarily with Progressive, ROOT and Bristol West.

Here’s a look at what those carriers offer and why Jerry customers choose them most often.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Snapshot telematics tracks factors like hard braking, rapid acceleration, time of day and miles driven.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. ROOT

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • In-app digital ID cards are helpful for teens, spouses and shared vehicles.
  • Roadside assistance included with many policies.
  • Less emphasis on traditional discount stacking and more emphasis on driving behavior.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

3. Bristol West

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • Practical option when a teen or young driver pushes pricing up sharply.
  • Payment reminders and missed-payment alerts to reduce accidental lapses in busy seasons.
  • Optional rental reimbursement keeps a household moving after a covered loss.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best car insurance for TX college students

College life involves a lot of things, but “predictable driving habits” usually isn’t one of them. Students may go weeks without touching the car, then suddenly drive home for a weekend or road trip out of town. That stop-start pattern can make it surprisingly easy to end up with the wrong setup or pay for coverage you don’t really need.

Jerry has helped 16,789 college students in Texas find affordable coverage that still protects them on and off campus. Progressive, GEICO and ROOT are the most common choices for college students buying auto insurance through Jerry. Here’s why.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Accident forgiveness options for small and large claims, depending on driver tenure.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Many discounts and programs built for multi-driver households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Discounts for select colleges, alumni groups and student organizations.
  • Claim Forgiveness can be earned or purchased in many states.
  • Multi-car discount for multiple vehicles on one policy.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. ROOT

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • Easy adjustments in the app for changing mileage, vehicles or address details.
  • Roadside assistance included with many policies.
  • Bundling available with renters insurance in certain markets.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best TX car insurance for drivers with violations

Insurance companies don’t love surprises, and violations look like risk. Tickets, at-fault accidents and DUIs can raise your premium quickly and sometimes cut down your carrier options at the same time. Still, plenty of insurers will work with you, and the impact of a violation typically fades as it gets older.

Jerry has helped 1,167 Texas drivers with violations find coverage this past year at affordable prices, and we monitor your rates so you’ll know when to shop again after violations fall off your record and you can potentially save even more.

For many drivers in this group, Jerry customers most often find competitive coverage with Progressive, GEICO and ROOT — carriers that tend to be more open to Texas drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Snapshot uses recent driving behavior, not just past violations.
  • Large Accident Forgiveness available after longer tenure.
  • Non-owner SR-22 option if you need proof of insurance without a car.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend GEICO:

  • Claim Forgiveness can be added or earned in states where offered.
  • Fast self-serve access to proof of insurance and ID cards through the app or online account.
  • Support options through app, chat and phone during the policy or after a claim.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. ROOT

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend ROOT:

  • Rates based primarily on driving behavior, so past issues don’t affect pricing as much now.
  • Same-day coverage for eligible drivers when quick coverage is needed.
  • Coverage can be adjusted in-app as needs change, without starting over each time.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Car insurance options for TX military families

Active-duty, reserve, guard or veteran, military life can change your driving patterns fast, from long stretches off the road to sudden moves across state lines. Jerry has helped Texas military families find coverage that works for deployments, PCS moves and the in-between months.

If you qualify for military-focused insurers, start there. Then widen the search, many standard insurers also offer strong military discounts and flexible policy options, and Jerry can compare them for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are built specifically for military members and their families, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they belong on your short list. They’re designed around deployments, PCS orders and frequent moves, and often offer storage or reduced-use options when a car sits on base or at home during deployment. Their service teams also tend to understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers operate, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:

1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re benchmarking their offer against real market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many TX military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

• Massive nationwide agent network, useful if you PCS and want continuity of service.

• Familiar, local agents near many bases and military communities.

• Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

• Competitive pricing across a wide range of driver profiles, including frequent movers.

• Strong digital tools for updating addresses, mileage and garaging as life changes.

• Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Texas.

Best car insurance for senior drivers in Texas

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Texas drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends Progressive, GEICO and Bristol West for that reason.

In the last 12 months, we’ve helped 5,033 Texas seniors find coverage designed around how they actually drive now, not assumptions.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Roadside assistance option for towing, lockouts, flat tires and fuel delivery.
  • Deductible Savings Bank reduces comp or collision deductibles by $50 each claim-free, violation-free policy period.
  • Vehicle Protection option for newer cars, covering major systems plus select extras.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy includes Accident Assist, connecting you to roadside or emergency support after a detected hard brake.
  • Strong mobile app for payments, digital ID cards, roadside help and claims tracking.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bristol West

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bristol West:

  • Easy to make policy and coverage changes directly when drivers’ needs change.
  • Billing flexibility for fixed-income planning.
  • Rental reimbursement options after a covered loss.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

How Jerry picks the best insurers in Texas

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Texas driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.