Jerry helps you get quotes from up to 4 different insurance companies in the Green Mountain State, and over the past year we’ve helped 779 Vermont drivers find their best car insurance at competitive prices and switch their coverage.
Every driver has unique needs, and since we’ve helped thousands of VT drivers just like you, we truly understand what’s most important. Jerry can show you real policies purchased by real people, and explain just how other drivers in Vermont are choosing from top car insurance coverage options.
Here’s what we’ve noticed:
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GEICO is the single most-chosen insurer among Jerry customers in Vermont.
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Progressive and Safeco come in second and third place, with about half of the total market share.
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The rest of our customers are spread across strong carriers like Liberty Mutual.
The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.
Recent quotes in Vermont
Quick picks: Best Vermont car insurance by driver profile
Here are the categories we chose when selecting our best insurance companies for Vermont drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.
Select your driver type
| Driver category | Most popular in VT |
|---|---|
| Most drivers | GEICO, Progressive, Safeco |
| Homeowners who bundle | Progressive, GEICO, Safeco |
| Budget-focused drivers | GEICO, Progressive, Safeco |
| Families with teen drivers | Progressive |
| College students | Progressive, Safeco |
| Drivers with violations | Progressive, GEICO, Liberty Mutual |
| Military drivers | USAA, GEICO, Armed Forces Insurance |
| Senior drivers | GEICO, Safeco |
Jerry pulls up to 20 quotes from top rated carriers.
How Jerry helps Vermont drivers find their best insurance
Jerry is different from quote-comparison sites that just rank by price. For Vermont drivers, here’s what we actually do:
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Use real data from 779 recent Vermont quotes to best compare your coverage options.
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Analyze 4 top insurers against our quality criteria and your specific needs.
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Show you highly-rated options that balance coverage, claims and cost.
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Explain why each option makes sense for your situation.
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Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.
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Continue monitoring market rates so you always know when it’s time to shop for better pricing.
You don’t need to call a dozen agents or fill out form after form, either. Just answer a few quick questions below. In minutes, Jerry will have you on the way to your best coverage and rates.
Best car insurance for most VT drivers
Vermont drivers havemany different insurance companies to choose from when shopping for coverage through Jerry. Since each carrier brings its own unique mix of coverages, features, benefits and pricing to the table, Jerry helps customers compare real options and find their personal mix of affordability and protection.
Most popular insurers in Vermont
Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.
In general, good drivers in Vermont are looking for a combination of full coverage at a competitive price with strong claims support, if and when they need it. For this category of drivers, three insurance companies consistently stand out as Jerry customer favorites: GEICO, Progressive and Safeco. Jerry can help you compare them (and others) in just minutes, so you can decide which one actually fits your needs.
Here’s a rundown of what each of these top carriers offers and why Jerry customers consider them a top pick.
1. GEICO
4.6
Jerry Score
No
Customer Rating
55%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend GEICO
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Easy online and app-based quote, policy management, and claims filing.
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Highly competitive pricing for full coverage on many VT driver profiles.
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Snapshot® rewards safe driving with additional discounts over time.
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Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for VT drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Progressive
4.6
Jerry Score
No
Customer Rating
41%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend Progressive
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Strong pricing across a broad mix of drivers, including full-coverage shoppers.
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Smooth digital experience for payments, policy changes and claims.
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Plenty of coverage add-ons and bundling options for a more complete setup.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for VT drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Safeco
4.3
Jerry Score
No
Customer Rating
5%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers in the past 12 months.
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Why we recommend Safeco
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Diminishing deductible lowers out-of-pocket over time on eligible coverages.
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Digital documents keep policy details easy to access without mail delays.
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Available rental reimbursement covers transportation costs after a covered loss.
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Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.
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Recent quotes for VT drivers
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get VT quotes in as little as 2 minutes.
Best VT car insurance for bundling home and auto
Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.
Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs.
In Vermont, Jerry sees most home-owning customers choosing Progressive, GEICO and Safeco for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
50%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Progressive
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Robust legal and claims teams equipped for major accidents and lawsuits.
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High liability and umbrella coverage that integrates smoothly with homeowners policies.
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Extensive experience handling complex coverage needs for higher-asset, higher-net-worth households.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.7
Customer Rating
33%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend GEICO
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Multi-policy savings on auto and home, renters or condo.
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Highly rated app for payments, ID cards, vehicle changes and claim filing.
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A++ AM Best financial strength rating for claims support.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Safeco
4.3
Jerry Score
5.0
Customer Rating
17%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that are homeowners in the past 12 months.
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Why we recommend Safeco
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Higher liability limits support households with more to protect than the minimums cover.
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Claims-free Cash Back puts money back after a claim-free term on eligible policies.
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Accident forgiveness prevents a big rate jump after a first qualifying at-fault accident.
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Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.
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Recent quotes for homeowners
Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you bundle home and auto for less in just minutes.
Best value for budget-focused VT drivers
If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In Vermont, our data show that GEICO, Progressive and Safeco often deliver the strongest value for for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in Vermont. It’s the best balance of cost and coverage.
Over the past 12 months, Jerry has helped 409 Vermont drivers find coverage under $100/month, without dropping to bare-minimum limits.
Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.
1. GEICO
4.6
Jerry Score
4.7
Customer Rating
48%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend GEICO
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Strong mobile app for payments, digital ID cards, roadside help and claim filing or tracking.
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Broad discount menu that can include good driver, defensive driving, driver education and vehicle safety or anti-theft features, varies by state.
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Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
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Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Progressive
4.6
Jerry Score
4.7
Customer Rating
44%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Progressive
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Budget-friendly quotes for many driver profiles, including minimum coverage shoppers.
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Lots of discount paths like multi-car, bundling, safe driver and continuous coverage.
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Strong self-serve experience for policy changes and claims in the app.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
3. Safeco
4.3
Jerry Score
4.8
Customer Rating
8%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with below-average credit profiles in the past 12 months.
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Why we recommend Safeco
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Diminishing deductible cuts out-of-pocket over time on eligible coverages.
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RightTrack telematics gives careful drivers a pricing lever beyond standard discounts.
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Claims-free Cash Back rewards low-claim years with real dollars back on eligible policies.
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Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.
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Recent price-friendly quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry helps you save on car insurance fast.
Best car insurance for VT families with teen drivers
In Vermont, teen drivers are typically one of the priciest additions you can make, and the cost increase can last for years if you don’t have the right carrier and structure. The upside is that different insurers handle teen drivers very differently, so families often have room to save without cutting corners on coverage. Jerry has helped 20 VT families with teen drivers save an average of $1,420 annually, primarily with Progressive.
Here’s a look at what those top carriers offer and why Jerry customers choose them most often.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
100%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers that have children of driving age in the past 12 months.
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Why we recommend Progressive
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Teen driver discount available for drivers 18 or under after one year.
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Distant student discount for young students or under who live 100+ miles from home with no car at school.
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If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent teen driver quotes
Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Best car insurance for VT college students
College can change your insurance setup overnight, especially when a driver is bouncing between home and campus, driving less or taking a car out of town.
Jerry has helped 1,689 college students in Vermont find affordable coverage that still protects them on and off campus. Progressive and Safeco are frequent winners in this group. Here’s why.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
94%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers ages 17-24 in the past 12 months.
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Why we recommend Progressive
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Distant student discount structured for students away at school without a car.
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Tools that help limit cost spikes after a claim.
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Discounts designed for students staying on a family policy.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Safeco
4.3
Jerry Score
No
Customer Rating
6%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers ages 17-24 in the past 12 months.
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Why we recommend Safeco
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Student discounts available for many drivers.
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RightTrack telematics prices off driving behavior during the program window.
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Bundling pairs auto with renters for fewer accounts.
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Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.
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Recent college driver quotes
Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Fast track your VT insurance with Jerry.
Best VT car insurance for drivers with violations
If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”
Jerry has helped 1,203 Vermont drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.
For many Jerry drivers with violations, the most common coverage wins come from Progressive, GEICO and Liberty Mutual — carriers that tend to be more open to Vermont drivers with dings on their record.
1. Progressive
4.6
Jerry Score
4.7
Customer Rating
80%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Progressive
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Deductible Savings Bank can lower deductibles by $50 per claim-free and violation-free policy period.
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App supports quick policy changes, ID cards and claims filing.
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Small Accident Forgiveness for a first claim up to $500 in most states.
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Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.
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Recent quotes post-violation
Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.
2. GEICO
4.6
Jerry Score
4.7
Customer Rating
27%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend GEICO
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Non-owner SR-22 option for proof of insurance without owning a car.
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DriveEasy enrollment rules vary and may require all drivers on the policy.
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Claim Forgiveness available in select states for a first qualifying loss.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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3. Liberty Mutual
4.2
Jerry Score
4.0
Customer Rating
7%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers with violations in the past 12 months.
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Why we recommend Liberty Mutual
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Deductible and add-on controls help drivers shape cost without relying only on discounts.
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Repair network coordination reduces friction after a claim.
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Proof-of-insurance needs are easily met with digital documents and ID cards.
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Liberty Mutual drivers who switched with Jerry say this carrier excels at competitive pricing, but the mobile app also gets a strong nod.
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Car insurance options for VT military families
Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Vermont military families find coverage that fits deployments, PCS moves and everything in between.
If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.
Here’s how to think about your options.
Option A: Military-only insurers to check directly
A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.
Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:
1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.
This keeps the decision grounded in real numbers, not assumptions.
Option B: Standard insurers with strong military benefits (that Jerry can quote)
Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.
For many VT military families, GEICO, State Farm and Progressive are often part of the comparison.
1. GEICO
Best for: Discounts and practical flexibility during deployments
Why it often works well for service members:
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Military discounts and ways to adjust coverage when you deploy or drive less.
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24/7 support that holds up across time zones, including OCONUS.
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App-based policy access for proof of insurance, claims and quick changes.
2. State Farm
Best for: PCS continuity and local agent support
Why it often works well:
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One of the largest agent networks, useful if you move often.
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Agents in many base-adjacent communities.
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Bundling that stays simple when you add home or condo coverage.
3. Progressive
Best for: Households that need fast updates
Why it can be a good fit:
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Strong pricing across many scenarios, including frequent movers.
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Digital tools for updating garaging address, mileage and policy details.
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Add-ons like rental and roadside for coverage that travels better.
Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Vermont.
Get personalized car insurance rates now.
Best car insurance for senior drivers in Vermont
If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Vermont drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends GEICO and Safeco for that reason.
In the last 12 months, we’ve helped 51 Vermont seniors find coverage designed around how they actually drive now, not assumptions.
1. GEICO
4.6
Jerry Score
4.5
Customer Rating
50%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend GEICO
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DriveEasy discount can reach up to 15%.
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Optional roadside assistance helps manage towing and lockout costs.
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Paid-in-full, autopay and paperless discounts can help reduce the total bill.
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Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
2. Safeco
4.3
Jerry Score
No
Customer Rating
50%
of Jerry drivers in VT chose this insurer
The Jerry score is based on claims experience, financial strength, quality of coverage, product availability, customer satisfaction and value for money. The customer rating is based on average rating by Jerry customers age 65+ in the past 12 months.
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Why we recommend Safeco
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Accident forgiveness prevents a premium spike after a first qualifying at-fault accident.
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Rental reimbursement covers transportation after a covered loss.
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Deductible controls help seniors fit coverage to a fixed budget.
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Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.
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Recent senior driver quotes
Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
See coverage options for your car.
How Jerry picks the best insurers in Vermont
Most sites just sort companies by price. Jerry does more.
No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Vermont driver data, this score evaluates insurers on:
Customer satisfaction
What customers say after they’ve filed a claim or made changes, not just when they first buy.
Value for your money
The best balance of price and protection, not just the lowest premium on the page.
Claims experience
How quickly and fairly claims get paid, especially after real crashes and storm damage.
Financial strength
Whether the company has the backing to pay out when major events hit.
Quality of coverage
How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.
Product availability
Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.
What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in Vermont.
Drivers who switch with Jerry save an average of $54/mo on car insurance.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
