Car Insurance in Virginia
Virginia car insurance coverage
Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required car insurance minimums to:
- $50,000 for bodily injury or death of one person.
- $100,000 for bodily injury or death of two people.
- $25,000 for damage to other people’s property.
Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.
When gathering car insurance quotes you’ll need to consider whether you want cheap car insurance or need increased coverage amounts to make the best decision for your finances and vehicle. By getting quotes from multiple places, you’ll be able to better figure out the average cost of car insurance for your profile and compare across various coverage types.
Recent car insurance quotes received by Jerry customers in Virginia.
|
Date of Policy
|
City
|
Insurance Company
|
Monthly Quote
|
|---|---|---|---|
| July 11, 2025 | Fredericksburg | Bristol West | $350 |
| July 11, 2025 | Virginia Beach | National General | $333 |
| July 11, 2025 | Manassas | Electric | $469 |
| July 11, 2025 | Richmond | Gainsco | $251 |
| July 11, 2025 | Chase City | Progressive | $115 |
| July 11, 2025 | Woodbridge | Bristol West | $543 |
| July 11, 2025 | Richmond | Assurance America | $411 |
| July 11, 2025 | Petersburg | Clearcover | $310 |
| July 11, 2025 | Midlothian | Bristol West | $496 |
| July 11, 2025 | Christiansburg | Electric | $139 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
