Car Insurance in Washington State
Car insurance coverage in Washington
Washington state drivers have been seeing increases in their auto insurance costs over the last several years. According to S&P Global’s data, Washington state has seen a 43% increase from January 2019 to September 2024, with the biggest increases happening in 2023 and 2024 of 20.2% and 16.3% respectively.
Washington hasn’t raised its state-mandated minimum coverages since 1980, which require drivers to carry these minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
While looking at car insurance quotes, be sure you think about whether you need cheap car insurance or coverage with higher limits for greater protection. Getting different quotes from different companies will help you figure out the average cost of car insurance for your specific situation and needs.
Recent car insurance quotes in Washington state
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 8, 2025 | National General | $451 |
| July 7, 2025 | Bristol West | $275 |
| July 7, 2025 | Progressive | $209 |
| July 7, 2025 | Progressive | $66 |
| July 7, 2025 | Dairyland | $243 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
