Updated January 7, 2026

How to Find the Best Car Insurance in Wyoming

Wyoming cheapest insurance

How to Find the Best Car Insurance in Wyoming

Jerry helps you get quotes from up to 5 different insurance companies in the Cowboy State, and over the past year we’ve helped 712 Wyoming drivers find their best car insurance at competitive prices and switch their coverage.

Every driver has unique needs, and since we’ve helped thousands of WY drivers just like you, we truly understand what’s most important. Jerry can show you real policies purchased by real people, and explain just how other drivers in Wyoming are choosing from top car insurance coverage options.

Here’s what we’ve noticed:

  • GEICO is the single most-chosen insurer among Jerry customers in Wyoming.

  • Dairyland and Bristol West come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like Progressive, Safeco, among others.

That tells us there’s no one “best” company for every driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Most popular insurers in Wyoming
InsurerShare of Jerry driversJerry customer rating
GEICO36%5.0
Dairyland28%No Rating
Bristol West22%4.5
Progressive14%4.7
Safeco6%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Wyoming car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Wyoming drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in WY
Most driversGEICO, Dairyland, Bristol West
Homeowners who bundleGEICO, Progressive, Dairyland
Budget-focused driversGEICO, Progressive, Dairyland
Families with teen driversDairyland, Bristol West, Safeco
College studentsDairyland, GEICO, Progressive
Drivers with violationsBristol West, GEICO, Dairyland
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversGEICO, Progressive
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Wyoming drivers find their best insurance

Jerry isn’t a price-only ranking tool. For Wyoming drivers, we focus on the coverage that actually holds up when you need it:

  • Use real data from 712 recent Wyoming quotes to best compare your coverage options.

  • Analyze 5 top insurers against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for WY drivers? An average annual savings of $2,125 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Best car insurance for most WY drivers

Wyoming drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Wyoming

Last Updated Jan. 5, 2026

For most good drivers in Wyoming who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: GEICO, Dairyland and Bristol West. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. GEICO

4.6

Jerry Score

5.0

Customer Rating

36%

of Jerry drivers in WY chose this insurer

Recent quotes for WY drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:

2. Dairyland

3.9

Jerry Score

No

Customer Rating

28%

of Jerry drivers in WY chose this insurer

Recent quotes for WY drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Dairyland:

3. Bristol West

3.6

Jerry Score

4.5

Customer Rating

22%

of Jerry drivers in WY chose this insurer

Recent quotes for WY drivers

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Bristol West:
Lifestyle14

Get WY quotes in as little as 2 minutes.

Best WY car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In Wyoming, Jerry sees most home-owning customers choosing GEICO, Progressive and Dairyland for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

4.6

Jerry Score

4.7

Customer Rating

43%

of Jerry drivers in WY chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

29%

of Jerry drivers in WY chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

3. Dairyland

3.9

Jerry Score

4.8

Customer Rating

24%

of Jerry drivers in WY chose this insurer

Recent quotes for homeowners

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Dairyland:
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Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused WY drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference. In Wyoming, Jerry data show GEICO, Progressive and Dairyland often offer the strongest mix of price and protection for drivers trying to stay on budget. Not always the cheapest insurance in Wyoming, but often the best deal.

Over the past 12 months, Jerry has helped 341 Wyoming drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. GEICO

4.6

Jerry Score

4.7

Customer Rating

64%

of Jerry drivers in WY chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

14%

of Jerry drivers in WY chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

3. Dairyland

3.9

Jerry Score

4.8

Customer Rating

12%

of Jerry drivers in WY chose this insurer

Recent price-friendly quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Dairyland:
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Jerry helps you save on car insurance fast.

Best car insurance for WY families with teen drivers

Adding a teen driver to your policy in Wyoming can be a shock. Between limited experience behind the wheel and higher risk factors, rates often jump fast, even if your household has a clean driving record.The good news is you’re not stuck with the first number you see. Jerry has helped 638 WY families with teen drivers save an average of $1,546 annually, primarily with Dairyland, Bristol West and Safeco.

Here’s a look at what those carriers offer and why Jerry customers choose them most often.

1. Dairyland

3.9

Jerry Score

4.5

Customer Rating

75%

of Jerry drivers in WY chose this insurer

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Amelia, 17, Casper, WY 10/21/25 JEEP Dairyland $124 $263
Jordan, 18, Manville, WY 10/12/25 KIA Dairyland $208 $549
Taylor, 18, Rock Springs, WY 09/18/25 Toyota Dairyland $243 $202
Last Updated Jan. 7, 2026

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Dairyland:

2. Bristol West

3.6

Jerry Score

5.0

Customer Rating

25%

of Jerry drivers in WY chose this insurer

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Isabella, 19, Thayne, WY 08/08/25 Ford Bristol West $107 $82
Harper, 19, Green River, WY 04/22/25 Chevrolet Bristol West $125 $230
Amelia, 17, Laramie, WY 11/09/25 Honda Bristol West $143 $378
Last Updated Jan. 7, 2026

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Bristol West:

3. Safeco

4.3

Jerry Score

No

Customer Rating

17%

of Jerry drivers in WY chose this insurer

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Dylan, 19, Thayne, WY 08/08/25 Subaru Safeco $107 $92
Ella, 18, Gillette, WY 07/03/25 FORD Safeco $176 $424
Mia, 19, Wright, WY 05/13/25 Chevrolet Safeco $201 $385
Last Updated Jan. 7, 2026

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Safeco:
JERRY EXPERT INSIGHT
The way your teen will use their coverage is different than the way you use it. For example, teen claims tend to be smaller and more frequent, so choose deductibles you can actually pay if and when something happens.
Carlos Lopez
Carlos Lopez
General Lines Agent (Nevada Property & Casualty)

Best car insurance for WY college students

College life involves a lot of things, but “predictable driving habits” usually isn’t one of them. Students may go weeks without touching the car, then suddenly drive home for a weekend or road trip out of town. That stop-start pattern can make it surprisingly easy to end up with the wrong setup or pay for coverage you don’t really need.

Jerry has helped 109 college students in Wyoming find affordable coverage that still protects them on and off campus. Dairyland, GEICO and Progressive are the most common choices for college students buying auto insurance through Jerry. Here’s why.

1. Dairyland

3.9

Jerry Score

4.5

Customer Rating

58%

of Jerry drivers in WY chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Dairyland:

2. GEICO

4.6

Jerry Score

4.6

Customer Rating

28%

of Jerry drivers in WY chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:

3. Progressive

4.6

Jerry Score

4.7

Customer Rating

17%

of Jerry drivers in WY chose this insurer

Recent college driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:
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Fast track your WY insurance with Jerry.

Best WY car insurance for drivers with violations

Insurance companies don’t love surprises, and violations look like risk. Tickets, at-fault accidents and DUIs can raise your premium quickly and sometimes cut down your carrier options at the same time. Still, plenty of insurers will work with you, and the impact of a violation typically fades as it gets older.

Jerry has helped 1,162 Wyoming drivers with violations find coverage this past year at affordable prices, and we monitor your rates so you’ll know when to shop again after violations fall off your record and you can potentially save even more.

For many drivers in this group, Jerry customers most often find competitive coverage with Bristol West, GEICO and Dairyland — carriers that tend to be more open to Wyoming drivers who have violations on their record.

1. Bristol West

3.6

Jerry Score

4.9

Customer Rating

31%

of Jerry drivers in WY chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Bristol West:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

29%

of Jerry drivers in WY chose this insurer

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend GEICO:

3. Dairyland

3.9

Jerry Score

4.8

Customer Rating

27%

of Jerry drivers in WY chose this insurer

Recent quotes post-violation

Last Updated Jan. 5, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Dairyland:
JERRY EXPERT INSIGHT
Ask about telematics or safe driving programs. For some drivers with violations on their record, demonstrating good habits behind the wheel can be the quickest path back toward better pricing.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Car insurance options for WY military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Wyoming military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.

For many WY military families, GEICO, State Farm and Progressive are often part of the comparison.

1. GEICO

Best for: Discounts and practical flexibility during deployments

Why it often works well for service members:

  • Military discounts and ways to adjust coverage when you deploy or drive less.

  • 24/7 support that holds up across time zones, including OCONUS.

  • App-based policy access for proof of insurance, claims and quick changes.

2. State Farm

Best for: PCS continuity and local agent support

Why it often works well:

  • One of the largest agent networks, useful if you move often.

  • Agents in many base-adjacent communities.

  • Bundling that stays simple when you add home or condo coverage.

3. Progressive

Best for: Households that need fast updates

Why it can be a good fit:

  • Strong pricing across many scenarios, including frequent movers.

  • Digital tools for updating garaging address, mileage and policy details.

  • Add-ons like rental and roadside for coverage that travels better.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Wyoming.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Wyoming

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Wyoming drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends GEICO, Progressive and for that reason.

In the last 12 months, we’ve helped 44 Wyoming seniors find coverage designed around how they actually drive now, not assumptions.

1. GEICO

4.6

Jerry Score

4.5

Customer Rating

67%

of Jerry drivers in WY chose this insurer

Recent senior driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.8

Customer Rating

33%

of Jerry drivers in WY chose this insurer

Recent senior driver quotes

Last Updated Jan. 5, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:
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See coverage options for your car.

How Jerry picks the best insurers in Wyoming

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Wyoming driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in Wyoming.

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Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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