Jerry has helped customers find affordable coverage in Virginia since 2019. In Richmond, here are some key numbers from the past six months:
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Jerry has helped 1,251 drivers to compare 14 insurance providers.
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Majority of quotes range from $194 to $440 per month.
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On average, Jerry users who switched to a lower quote saved $36 to $169 per month.
If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.
Save on Richmond insurance with Jerry.
How Jerry finds car insurance savings for Richmond drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry has found more affordable coverage by comparing up to 14 insurers in just minutes. Here’s a look at real quotes Jerry customers in Richmond found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Virginia
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Richmond can often save money just by comparing quotes from a few different insurers.
Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage. Here you can see how much quotes differ for the same level of protection.
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Richmond can lower their premiums by taking advantage of discounts like having a safe driving record, getting a quote ahead of time or going paperless. These savings can help you get a lower quote without giving up the coverage you need.
Jerry automatically searches for every discount you qualify for so you never miss a chance to save.
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost
Optimizing your coverage starts with understanding how each level protects you.
Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement.
Here are the options Richmond drivers can choose from to find the right combination of price and protection:
Full
$228 – $466/mo
Adds collision and comprehensive, often required if your vehicle is financed or leased.
Preferred
$254 – $560/mo
Highest limits, lowest deductibles and extras like towing or rental reimbursement mean top protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: To figure out the right coverage for you, start with your comfort level around risk and what your car is worth. Then let Jerry show you what each option costs in real time.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference. With Jerry, Richmond drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Richmond quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
