Jerry has helped customers find affordable coverage in Missouri since 2019. In Independence, here are some key numbers from the past six months:
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Jerry has helped 288 drivers to compare 10 insurance providers.
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Majority of quotes range from $139 to $319 per month.
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On average, Jerry users who switched to a lower quote saved $38 to $167 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on Independence insurance with Jerry.
How Jerry finds car insurance savings for Independence drivers
Many Independence drivers have seen their premiums rise lately, but there are still real savings to be found.
Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Independence customers who found lower quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Missouri
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in Independence differently, the same coverage can come with very different price tags.
Here’s how those differences show up for real Jerry customers:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
The Jerry difference: Rates may go up in Independence, but insurers don’t price every driver the same way and a lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Apply discounts to maximize your savings
Drivers in Independence can lower their premiums by taking advantage of discounts like having a safe driving record, getting a quote ahead of time or going paperless. These savings can help you get a lower quote without giving up the coverage you need. Jerry automatically searches for discounts you qualify for so you don’t miss a chance to save.
Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement. Here are the options Independence drivers can choose from to find the right combination of price and protection:
Minimum
$91 – $164/mo
Meets state requirements but won’t protect your own vehicle.
Preferred
$207 – $405/mo
Higher liability limits, lower deductibles and extras like towing or rental reimbursement mean better protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Independence compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
Get Independence quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
