Jerry has helped customers find affordable coverage in North Dakota since 2019. In Fargo, here are some key numbers from the past six months:
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Jerry has helped 82 drivers to compare 6 insurance providers.
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Majority of quotes range from $86 to $150 per month.
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On average, Jerry users who switched to a lower quote saved $29 to $138 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on Fargo insurance with Jerry.
How Jerry finds car insurance savings for Fargo drivers
Premiums have gone up for a lot of drivers in Fargo, but you don’t have to just sit back and accept it. Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget. Below are real examples of Fargo drivers who found cheaper coverage through Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in North Dakota
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Rates may go up in Fargo, but insurers don’t price every driver the same way. A lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Stack discounts to cut your premium
Drivers in Fargo can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement. Here are the options Fargo drivers can choose from to find the right combination of price and protection:
Minimum
$51 – $90/mo
Meets state-required liability, UM/UIM and PIP coverage but doesn’t protect your own car.
Full
$100 – $143/mo
Adds collision and comprehensive, often required for financed or leased vehicles.
Preferred
$125 – $173/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement mean maximum coverage.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Fargo drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Fargo quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
