Cheapest Car Insurance in Milwaukee (October 2025)

Written by Xuyun Zeng and 1 other
Updated Oct 14, 2025
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Cheapest Car Insurance in Milwaukee (October 2025)

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On This Page
  • Cheapest minimum coverage insurance in Milwaukee
  • Cheapest full coverage insurance in Milwaukee
  • Cheapest car insurance for young drivers in Milwaukee (18-29 years old)
  • Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)
  • Cheapest car insurance for older drivers (55+ years old)
  • Cheapest car insurance for drivers with clean records in Milwaukee
  • Cheapest car insurance for drivers with at-fault accidents in Milwaukee
  • Cheapest car insurance for drivers with speeding tickets in Milwaukee
  • Cheapest car insurance for drivers with DUIs in Milwaukee
Why you can trust Jerry’s editorial content
Jerry’s editorial content is created, edited and fact-checked by licensed insurance agents, automotive professionals and experienced researchers and writers. Facts are thoroughly researched, independently verified and routinely updated. Read more about our editorial standards and how we make money.

Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.

To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. This data represents some of the cheapest car insurance offerings in the city and shows how your age, driving record and preferred coverage can impact your rates.

More: Best car insurance in Wisconsin

Cheapest minimum coverage insurance in Milwaukee

Wisconsin requires drivers to have a minimum coverage of:

  • $25,000 for bodily injury of one person.
  • $50,000 for bodily injury of more than one person.
  • $10,000 for property damage.
  • Uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.

Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$31 $372 Safeco 66 09/11/25 Milwaukee, WI 53207
$31 $372 Progressive 66 09/11/25 Milwaukee, WI 53207
$33 $392 Progressive 68 09/21/25 Milwaukee, WI 53223
$38 $458 Progressive 33 07/10/25 Milwaukee, WI 53216
$43 $510 Progressive 64 04/23/25 Milwaukee, WI 53222
$43 $515 Safeco 26 08/24/25 Milwaukee, WI 53218
$45 $540 Progressive 35 06/09/25 Milwaukee, WI 53220
$47 $561 Safeco 28 08/31/25 Milwaukee, WI 53207
$49 $584 Bristol West 69 08/11/25 Milwaukee, WI 53217
$50 $594 Progressive 38 08/29/25 Milwaukee, WI 53219
Last Updated Oct. 15, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

More: Cheapest car insurance in Wisconsin

Cheapest full coverage insurance in Milwaukee

Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice, and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision coverage and comprehensive insurance.

These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$38 $450 Progressive 68 09/21/25 Milwaukee, WI 53223
$54 $652 Progressive 54 04/27/25 Milwaukee, WI 53222
$55 $658 Progressive 35 06/09/25 Milwaukee, WI 53220
$60 $720 Progressive 55 09/27/25 Milwaukee, WI 53204
$66 $792 Progressive 28 08/31/25 Milwaukee, WI 53207
$71 $856 Progressive 41 06/19/25 Milwaukee, WI 53213
$73 $874 Progressive 55 08/25/25 Milwaukee, WI 53222
$76 $912 Progressive 29 07/09/25 Milwaukee, WI 53226
$79 $948 Progressive 27 05/01/25 Milwaukee, WI 53220
$80 $958 National General 49 09/16/25 Milwaukee, WI 53220
Last Updated Oct. 15, 2025

More: Best car insurance companies

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

Average monthly quote:
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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

Cheapest car insurance for young drivers in Milwaukee (18-29 years old)

Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.

That doesn't mean you can't find affordable rates, but it's smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$41 $486 Progressive 28 No 08/31/25 Milwaukee, WI 53207
$43 $515 Safeco 26 No 08/24/25 Milwaukee, WI 53218
$47 $561 Safeco 28 No 08/31/25 Milwaukee, WI 53207
$51 $606 Progressive 26 No 08/24/25 Milwaukee, WI 53218
$52 $618 Bristol West 27 No 09/20/25 Milwaukee, WI 53215
$71 $856 Progressive 41 06/19/25 Milwaukee, WI 53213
$73 $874 Progressive 55 08/25/25 Milwaukee, WI 53222
$76 $912 Progressive 29 07/09/25 Milwaukee, WI 53226
$79 $948 Progressive 27 05/01/25 Milwaukee, WI 53220
$80 $958 National General 49 09/16/25 Milwaukee, WI 53220
Last Updated Oct. 15, 2025

Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$34 $402 Progressive 36 No 07/21/25 Milwaukee, WI 53224
$35 $422 Progressive 35 No 06/09/25 Milwaukee, WI 53220
$38 $454 National General 44 No 10/02/25 Milwaukee, WI 53217
$38 $458 Progressive 33 No 07/10/25 Milwaukee, WI 53216
$41 $494 Progressive 54 No 09/09/25 Milwaukee, WI 53215
$71 $856 Progressive 41 06/19/25 Milwaukee, WI 53213
$73 $874 Progressive 55 08/25/25 Milwaukee, WI 53222
$76 $912 Progressive 29 07/09/25 Milwaukee, WI 53226
$79 $948 Progressive 27 05/01/25 Milwaukee, WI 53220
$80 $958 National General 49 09/16/25 Milwaukee, WI 53220
Last Updated Oct. 15, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$28 $334 Progressive 68 No 09/21/25 Milwaukee, WI 53223
$31 $372 Safeco 66 No 09/11/25 Milwaukee, WI 53207
$31 $372 Progressive 66 No 09/11/25 Milwaukee, WI 53207
$38 $450 Progressive 68 Yes 09/21/25 Milwaukee, WI 53223
$40 $478 Progressive 55 No 08/25/25 Milwaukee, WI 53222
$71 $856 Progressive 41 06/19/25 Milwaukee, WI 53213
$73 $874 Progressive 55 08/25/25 Milwaukee, WI 53222
$76 $912 Progressive 29 07/09/25 Milwaukee, WI 53226
$79 $948 Progressive 27 05/01/25 Milwaukee, WI 53220
$80 $958 National General 49 09/16/25 Milwaukee, WI 53220
Last Updated Oct. 15, 2025

More: Best car insurance for seniors

Cheapest car insurance for drivers with clean records in Milwaukee

Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.

Here are the cheapest quotes that Jerry customers with a clean record have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$20 $242 Geico 66 09/11/25 No Milwaukee, WI 53207
$21 $246 Geico 46 05/15/25 No Milwaukee, WI 53213
$21 $246 Progressive 37 06/13/25 No Milwaukee, WI 53228
$21 $246 Geico 29 06/02/25 No Milwaukee, WI 53227
$21 $252 Progressive 46 07/15/25 No Milwaukee, WI 53222
$21 $252 Progressive 91 10/03/25 No Milwaukee, WI 53228
$21 $252 Progressive 46 06/27/25 No Milwaukee, WI 53207
$21 $252 Safeco 56 06/25/25 No Milwaukee, WI 53202
$22 $258 Progressive 45 07/18/25 No Milwaukee, WI 53212
$22 $262 Geico 28 08/31/25 No Milwaukee, WI 53207
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with low credit scores in Milwaukee

A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $55 $660 Progressive 31 05/18/24 Milwaukee, WI 53210
<550 $59 $706 Progressive 44 03/27/25 Milwaukee, WI 53204
<550 $60 $716 Progressive 40 07/20/24 Milwaukee, WI 53204
<550 $63 $756 Progressive 44 05/12/25 Milwaukee, WI 53215
<550 $72 $866 Progressive 52 05/17/24 Milwaukee, WI 53221
$21 $252 Progressive 91 Milwaukee, WI 53228
$21 $252 Progressive 46 Milwaukee, WI 53207
$21 $252 Safeco 56 Milwaukee, WI 53202
$22 $258 Progressive 45 Milwaukee, WI 53212
$22 $262 Geico 28 Milwaukee, WI 53207
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with at-fault accidents in Milwaukee

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $31 $372 Bristol West 41 No 11/08/24 Milwaukee, WI 53207
At Fault With No Injury $39 $468 Bristol West 41 No 05/09/25 Milwaukee, WI 53207
At Fault With No Injury $40 $484 Bristol West 41 No 02/20/25 Milwaukee, WI 53207
At Fault With No Injury $45 $534 Progressive 37 No 10/07/25 Milwaukee, WI 53214
At Fault With No Injury $50 $594 Progressive 37 No 06/08/25 Milwaukee, WI 53220
$21 $252 Progressive 91 No Milwaukee, WI 53228
$21 $252 Progressive 46 No Milwaukee, WI 53207
$21 $252 Safeco 56 No Milwaukee, WI 53202
$22 $258 Progressive 45 No Milwaukee, WI 53212
$22 $262 Geico 28 No Milwaukee, WI 53207
Last Updated Oct. 15, 2025

More: What is an at-fault accident?

Cheapest car insurance for drivers with speeding tickets in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Speeding over 15 $24 $289 Progressive 41 05/09/25 Milwaukee, WI 53207
Speeding under 15 $27 $326 Progressive 38 04/17/25 Milwaukee, WI 53202
Speeding over 15 $30 $360 Progressive 41 07/15/25 Milwaukee, WI 53207
Speeding over 15 $36 $431 Progressive 41 10/07/25 Milwaukee, WI 53207
Speeding under 15 $37 $448 Progressive 38 04/30/25 Milwaukee, WI 53202
$21 $252 Progressive 91 10/03/25 Milwaukee, WI 53228
$21 $252 Progressive 46 06/27/25 Milwaukee, WI 53207
$21 $252 Safeco 56 06/25/25 Milwaukee, WI 53202
$22 $258 Progressive 45 07/18/25 Milwaukee, WI 53212
$22 $262 Geico 28 08/31/25 Milwaukee, WI 53207
Last Updated Oct. 14, 2025

Cheapest car insurance for drivers with DUIs in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
DUI $95 $1,138 Progressive 44 05/12/25 Milwaukee, WI 53215
DUI $95 $1,142 National General 44 05/12/25 Milwaukee, WI 53215
DUI $99 $1,185 National General 44 05/08/25 Milwaukee, WI 53215
DUI $104 $1,251 Progressive 44 05/08/25 Milwaukee, WI 53215
DUI $108 $1,298 Geico 25 10/07/25 Milwaukee, WI 53215
$21 $252 Progressive 91 10/03/25 Milwaukee, WI 53228
$21 $252 Progressive 46 06/27/25 Milwaukee, WI 53207
$21 $252 Safeco 56 06/25/25 Milwaukee, WI 53202
$22 $258 Progressive 45 07/18/25 Milwaukee, WI 53212
$22 $262 Geico 28 08/31/25 Milwaukee, WI 53207
Last Updated Oct. 14, 2025

More: DUI vs DWI: What's the difference?

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

†Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

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