Updated December 4, 2025

4 Best Tips For Buying Cheap Car Insurance in Mesa, AZ

Arizona

4 Best Tips For Buying Cheap Car Insurance in Mesa, AZ

In Mesa, Jerry has helped customers find affordable coverage in Arizona since 2019. Here are some key numbers from the past six months:

  • Jerry has helped 1,659 drivers to compare 17 insurance providers.

  • Majority of quotes range from $127 to $275 per month.

  • On average, Jerry users who switched to a lower quote saved $33 to $127 per month.

If you’re looking to save on car insurance, Jerry can help you compare rates and possibly find a better quote in minutes.

Honda1

How Jerry finds car insurance savings for Mesa drivers

If you’ve noticed your car insurance premium going up, you’re not alone. Jerry has made it easier for Mesa drivers to uncover affordable car insurance by comparing rates from multiple insurers in just minutes. There’s still plenty of potential for savings—see below for real examples of Mesa drivers who found lower quotes.

Recent quotes

Last Updated Dec. 2, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.

Key takeaway: As shown in the table, many drivers in Mesa have discovered significant savings after shopping with Jerry. Use Jerry’s app to compare different options in just minutes and make sure you’re getting the best deal.


Learn more: Best car insurance in Arizona


Jerry agent tip 1: Always compare quotes to uncover better insurance deals

Shopping around before your policy renews can help Mesa drivers avoid overpaying and find the best value. Comparing quotes lets you see what different insurers offer, and with Jerry, you can easily review multiple options in minutes to reveal real savings without the hassle.

Here’s what real Jerry customers see: multiple quotes for the same coverage and protection.

Recent customer quotes

Last Updated Dec. 2, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Why it matters: Shopping around for car insurance can save you money for the same coverage. Jerry reduces the hassle and helps you compare quotes in minutes—all within Jerry’s app.

Jerry agent tip 2: Unlock big savings with key discounts

Securing discounts like homeowner, good driver, or advance quote can make a real difference in your car insurance costs. Unlocking these savings can significantly lower premiums for Mesa drivers, especially when you also compare rates from different companies. With Jerry, you don’t need to hunt for deals—Jerry automatically searches for the discounts you’re eligible for, making it easier than ever to maximize your savings.

Key takeaway: Take advantage of available discounts and compare quotes from different insurers to maximize your savings on premiums in Mesa.

Jerry agent tip 3: Review your coverage options to maximize savings and protection

Choosing the right mix of coverage helps drivers in Mesa strike a balance between affordable premiums and essential protection. By reviewing your options, you can avoid overpaying while ensuring you’re covered for the risks that matter most. Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.

Minimum

$87$148/mo

Meets Arizona’s 25/50/15 liability requirements to keep costs low,but doesn’t cover damage to your own car.

Full

$150$261/mo

Adds collision and comprehensive coverage for your vehicle,which is often required if your car is financed or leased.

Standard

$200$347/mo

Includes uninsured motorist and medical payments coverage,which is especially valuable since nearly 11% of Arizona drivers are uninsured.

Preferred

$219$364/mo

Offers higher liability,lower deductibles and extras like towing and rental reimbursement for maximum protection.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Key takeaway: Evaluate your coverage needs to find the right balance between protection and savings. With Jerry’s app, you can compare real-time quotes and make confident choices for your car insurance.

  • Coverage definitions
cta1

Jerry agent tip 4: Pick the right deductible

Raising your deductible can drop your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers choose:

To find the sweet spot with your own deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows drivers various deductible options and savings in real time, making it easy to choose the right deductible.

Drive with confidence.

Driving comes with risks like accidents, theft, and unexpected damages, but shopping for car insurance the right coverage ensures you stay protected without overspending. With Jerry, finding strong, affordable policies is simple—drivers in Mesa can enjoy protection tailored to their needs and peace of mind on every trip.

lifestyle3

Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
Let Jerry find you personalized quotes in minutes.