Jerry’s editorial analyses found that Geico offers the best car insurance in Vermont. Here’s a rundown of why it’s the top pick, plus other well-rated insurers available in the state.
If you need cheap car insurance in Vermont, be sure to compare quotes from multiple insurers to get the best rate.
Best car insurance in Vermont overall: Geico
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico is the best car insurance company in Vermont due to its 5 star Jerry rating, few customer complaints to state regulators and a superior financial strength rating from AM Best, which indicates the company is financially prepared to pay out claims.
Vermont drivers could lower their premium with Geico’s many discounts, including savings for bundling policies, going paperless, setting up automatic payments and being a safe driver. Geico may also let customers customize an auto policy by adding roadside assistance, rental reimbursement or mechanical breakdown coverage.
Drivers can manage their policy and access ID cards through the Geico mobile app, along with the ability to request roadside assistance, estimate vehicle repair costs, file a claim and get a quote.
More of the best Vermont insurers
These insurers also offer some of the best car insurance in Vermont.
Best full coverage car insurance in Vermont
These are the best companies for full coverage in Vermont.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $107 |
| Progressive | $147 |
| Root | $318 |
| Bristol West | $422 |
Best car insurance for young drivers under 25 in Vermont
Here are the best car insurance rates for young drivers in Vermont.
|
Age
|
Insurance Company
|
Monthly Quote
|
Date of Policy
|
|---|---|---|---|
| 24 | Progressive | $35 | March 2, 2025 |
| 23 | Progressive | $53 | February 10, 2025 |
| 24 | Progressive | $60 | December 25, 2024 |
| 21 | Progressive | $81 | May 12, 2025 |
| 24 | Progressive | $99 | February 9, 2024 |
Learn more: Car insurance for college students
How to get the best car insurance in Vermont
Follow these tips to find the best car insurance in Vermont:
- Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
- Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
- Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Methodology
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
