Updated December 4, 2025

4 Best Tips For Buying Cheap Car Insurance in Yuma, Arizona

Arizona

4 Best Tips For Buying Cheap Car Insurance in Yuma, Arizona

In Yuma, Jerry has helped customers find affordable coverage in Arizona since 2019. Here are some key numbers from the past six months:

  • Jerry has helped 311 drivers to compare 17 insurance providers.

  • Majority of quotes range from $82 to $198 per month.

  • On average, Jerry users who switched to a lower quote saved $25 to $116 per month.

If you’re comparing car insurance, Jerry can help you check quotes from top insurers in minutes.

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How Jerry helps Yuma drivers find car insurance savings

If your premium has gone up, you’re not alone, and the good news is drivers are still finding meaningful savings every day. Jerry makes it easier for Yuma drivers to compare quotes from top insurers and spot lower quotes quickly. Below are examples from real Jerry users who found a lower quote.

Recent quotes

Last Updated Dec. 3, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.

Key takeaway: Your current insurer may not be giving you the best rate. Find out if there’s a better deal by comparing quotes in minutes through Jerry’s app.


Learn more: Best car insurance in Arizona


Jerry agent tip 1: Compare quotes to find the cheapest insurer

Checking new quotes before your car insurance renews helps Yuma drivers avoid overpaying. With Jerry, you can see which insurers offer lower prices for the same coverage and switch providers with less hassle.

What real Jerry customers see: multiple quotes for the same level of protection, side-by-side.

Recent customer quotes

Last Updated Dec. 3, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Why it matters: Comparing quotes lets you see how much you could save for the same coverage. Jerry makes that process easier by showing your options in minutes.

Jerry agent tip 2: Get more savings through discounts

Discounts, like being a safe driver, driving a car with safety features, or going paperless, can noticeably lower your quote in Yuma. When paired with shopping around, these savings can add up. Jerry checks for every discount you may qualify for so you don’t miss potential savings.

Key takeaway: Finding eligible discounts and comparing offers can meaningfully reduce your premiums. Jerry’s app helps you uncover both quickly.

Jerry agent tip 3: Review your coverage options to get the right protection without overspending

Choosing the right mix of coverage helps Yuma drivers stay protected without paying for more than they need. Jerry offers four coverage tiers to help you compare options and choose what works best for your needs and budget.

Minimum

$52$87/mo

Meets Arizona’s 25/50/15 liability requirements to keep costs low,but doesn’t cover damage to your own car.

Full

$100$182/mo

Adds collision and comprehensive coverage for your vehicle,which is often required if your car is financed or leased.

Standard

$145$248/mo

Includes uninsured motorist and medical payments coverage,which is especially valuable since nearly 11% of Arizona drivers are uninsured.

Preferred

$166$279/mo

Offers higher liability,lower deductibles and extras like towing and rental reimbursement for maximum protection.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Key takeaway: Understanding your coverage choices helps you balance savings with the protection you need. Jerry shows real quotes so you can compare each tier easily.

  • Coverage definitions
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Jerry agent tip 4: Pick the right deductible

Raising your deductible can drop your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers choose:

To find the sweet spot with your own deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows drivers various deductible options and savings in real time, making it easy to choose the right deductible.

Drive with confidence.

Driving comes with risks such as accidents, unexpected repairs, and liability costs. Choosing the right coverage helps you stay protected without overspending. With Jerry, Yuma drivers can compare strong, affordable policies tailored to their needs.

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Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

Expert-driven. Built for you.
Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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