Jerry works with 16 different insurance companies across the Yellowhammer State, and over the last year we’ve helped 11,475 Alabama drivers shop competitive quotes and switch coverage with confidence.

Because every driver’s needs are different, we focus on showing you options that make sense for your situation. And since we’ve helped thousands of AL drivers like you, we understand what people in your state prioritize when choosing car insurance.

Here’s what we’ve seen:

• Progressive is the single most-chosen insurer among Jerry customers in Alabama.

• Assurance America and National General come in second and third place, with about half of the total market share.

• The rest of our customers choose strong carriers like Bluefire, among others.

What this shows is that there’s no single “best” company for every driver. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Alabama

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	34%	4.8
Assurance America	15%	5.0
National General	10%	4.8

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Alabama car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Alabama drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Alabama drivers find their best insurance

Jerry isn’t a price-only ranking tool. For Alabama drivers, we focus on the coverage that actually holds up when you need it:

• Use real data from 11,475 recent Alabama quotes to best compare your coverage options.

• Analyze 16 top insurers against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for AL drivers? An average annual savings of $297 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Best car insurance for most AL drivers

Alabama drivers have 16 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Alabama

For most drivers in Alabama who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, Assurance America and National General. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for your best policy.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for AL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong pricing across a broad mix of drivers, including full-coverage shoppers.
  • Smooth digital experience for payments, policy changes and claims.
  • Plenty of coverage add-ons and bundling options for a more complete setup.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent quotes for AL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Assurance America:

  • App access for ID cards, payments, and policy documents.
  • Claims reporting available anytime, not just during business hours.
  • Simple coverage options for drivers who want to get insured without extra complexity.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. National General

Recent quotes for AL drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend National General:

  • Allstate-backed resources stand behind service and claims.
  • A+ (Superior) AM Best financial strength rating.
  • Strong specialty lineup, including RV coverage and umbrella add-ons.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best AL car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Alabama, Jerry sees most home-owning customers choosing Progressive, Assurance America and GEICO for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Experienced legal and claims teams ready for serious accidents and lawsuits.
  • High liability and umbrella coverage designed to work seamlessly alongside homeowners policies.
  • Proven expertise supporting households with higher assets, net worths, and more complex coverage requirements.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Assurance America:

  • Multiple ways to pay that can fit shared household budgeting.
  • Optional roadside-style membership for households that want breakdown help.
  • Simple auto setup for homeowners who mainly need basic coverage.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings when you combine auto with home, renters or condo.
  • Highly rated app for payments, digital ID cards, vehicle updates and claims.
  • A++ AM Best financial strength rating for dependable claim payments.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Best value for budget-focused AL drivers

Some people chase the lowest premium. Others want a policy that won’t fall apart the moment something goes wrong. If you’re in the second camp but still want to keep costs reasonable, the right carrier can make a big difference.

In Alabama, Jerry data show Progressive, Excepsure and Assurance America often offer the strongest mix of price and protection for drivers trying to stay on budget. This is not always the cheapest insurance in Alabama, but it’s often the best deal.

ver the past 12 months, Jerry has helped 7,513 Alabama drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Strong self-serve experience for policy changes and claims in the app.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

Best car insurance for AL families with teen drivers

If you’re adding a teen driver in Alabama, brace yourself for sticker shock. Even families with strong credit, a clean claims history, and safe vehicles can see a sudden premium jump once a new driver hits the policy. What matters most is finding a carrier that prices teen risk reasonably for your household, not just accepting the default renewal.

Jerry has helped 276 AL families with teen drivers save an average of $1,503 annually, most often with Progressive, National General and Bristol West.Here’s a look at what those carriers offer and why Jerry customers choose them so frequently.

1. Progressive

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Snapshot telematics tracks factors like hard braking, rapid acceleration, time of day and miles driven.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Telematics program that gives newer drivers a clear path to savings.
  • Umbrella availability to protect higher household liability exposure.
  • Easy tools to help policy owners add teens and choose the right coverage options for their family’s unique needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. Bristol West

Recent teen driver quotes

Based on Jerry customers with clean driving records and a teen on their policy, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Bristol West:

  • Payment plan options that can make it easier for families to stay continuously covered month to month.
  • Payment reminders and missed-payment alerts to reduce accidental lapses in busy seasons.
  • Claims reporting available anytime, helpful when accidents happen outside office hours.
  • Outside of great pricing, Jerry’s Bristol West drivers particularly like the carrier’s customer service and mobile app.

Best car insurance for AL college students

When a student heads to college, insurance can get weird fast. Is the car still primarily at home, or is it now on campus? Is the student commuting, driving occasionally or taking regular trips across state lines? Those answers change what “good coverage” looks like and what you should be paying for it.

Jerry has helped 1,647 college students in Alabama find affordable coverage that still protects them whether they’re on or off campus, driving home for the summer or something in between. Progressive, National General and Bluefire are the top picks for college students buying through Jerry.

Here’s what each carrier offers and why it stands out.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Accident forgiveness options for small and large claims, depending on driver tenure.
  • Deductible Savings Bank can reduce comp or collision deductibles each claim-free policy period while enrolled.
  • Many discounts and programs built for multi-driver households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. National General

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Student-away-from-home discount for eligible drivers who are far from home without a car at school.
  • Good student discount for eligible students who meet academic requirements.
  • Clear guidance for situations where a student’s vehicle is garaged away from the primary address.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

3. Bluefire

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bluefire:

  • Helps students get covered fast after buying a car.
  • Payment reminders reduce missed payments during busy stretches.
  • Digital documents for easy address changes.
  • Jerry drivers who switched to Bluefire praise the carrier for its prices, customer service and mobile app.

Best AL car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,177 Alabama drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, Assurance America and National General — carriers that are often more flexible with Alabama drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • SR-22 support for DUIs, repeat tickets and reinstatement needs.
  • Optional add-on accident forgiveness for an eligible accident per policy period.
  • Snapshot can reflect current driving behavior, discounts vary by state.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Assurance America:

  • Practical option while a record improves over time.
  • Paperless documents that make notices easier to track.
  • Optional roadside-style membership for breakdowns and more.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. National General

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Liability-first setups for drivers who need to get covered quickly while keeping costs controlled.
  • Clear claims guidance can help you document details after an accident, which matters when fault is disputed.
  • Payment options that can help maintain continuous coverage, which is often important after violations.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Car insurance options for AL military families

Active-duty, reserve, guard or veteran, military life can change your driving patterns fast, from long stretches off the road to sudden moves across state lines. Jerry has helped Alabama military families find coverage that works for deployments, PCS moves and the in-between months.

If you qualify for military-focused insurers, start there. Then widen the search, many standard insurers also offer strong military discounts and flexible policy options, and Jerry can compare them for you.

Here’s how to think about your options.

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many AL military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

• Military discounts and options to adjust coverage when you deploy or your mileage drops.

• 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

• Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

• Massive nationwide agent network, useful if you PCS and want continuity of service.

• Familiar, local agents near many bases and military communities.

• Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

• Competitive pricing across a wide range of driver profiles, including frequent movers.

• Strong digital tools for updating addresses, mileage and garaging as life changes.

• Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Alabama.

Best car insurance for senior drivers in Alabama

For many Alabama drivers over 65, the best policy is the one that feels boring in the best way: It works, it’s clear and it’s backed by a carrier that’s easy to deal with. Jerry recommends Progressive, Assurance America and GEICO for seniors who care about service, stability and long-term value.

In the last 12 months, we’ve helped 509 Alabama seniors find coverage that aligns with how they drive now and the protection they want.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Assurance America

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Assurance America:

  • Simple policy setup without a complicated menu of extras.
  • Text reminders that help reduce missed payments.
  • Phone support for questions without relying only on an app.
  • While this carrier earns top marks for pricing, Jerry customers also praise its mobile app and available discounts.

3. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • DriveEasy includes Accident Assist, connecting you to roadside or emergency support after a detected hard brake.
  • Strong mobile app for payments, digital ID cards, roadside help and claims tracking.
  • Optional roadside assistance helps manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

How Jerry picks the best insurers in Alabama

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Alabama driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.