Updated December 30, 2025

How to Find the Best Car Insurance in Nevada

Nevada cheapest insurance

How to Find the Best Car Insurance in Nevada

Jerry works with 10 different insurance companies in the Silver State, and in the past year alone we’ve helped 15,735 Nevada drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of NV drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

  • GEICO is the single most-chosen insurer among Jerry customers in Nevada.

  • Progressive and ROOT come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like Mendota, Liberty Mutual, among others.

What this shows is that there’s no single “best” company for every driver. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Nevada
InsurerShare of Jerry driversJerry customer rating
GEICO31%5.0
Progressive24%4.7
ROOT20%4.8
Mendota19%No Rating
Liberty Mutual4%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Nevada car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Nevada drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in NV
Most driversGEICO, Progressive, ROOT
Homeowners who bundleProgressive, GEICO, Mendota
Budget-focused driversMendota, Progressive, GEICO
Families with teen driversMendota, ROOT, Progressive
College studentsGEICO, ROOT, Progressive
Drivers with violationsProgressive, ROOT, Mendota
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversGEICO, Progressive, Mendota
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Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Nevada drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Nevada drivers, this is what happens when you shop with us:

  • Use real data from 15,735 recent Nevada quotes to best compare your coverage options.

  • Analyze 10 top insurers against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for NV drivers? An average annual savings of $436 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most NV drivers

Nevada drivers have 10 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Nevada

Last Updated December 2025

For most drivers in Nevada who want full coverage and strong claims support, three companies rise to the top as customer favorites: GEICO, Progressive and ROOT. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. GEICO

4.6

Jerry Score

5.0

Customer Rating

31%

of Jerry drivers in NV chose this insurer

Recent quotes for NV drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

24%

of Jerry drivers in NV chose this insurer

Recent quotes for NV drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

3. ROOT

4.4

Jerry Score

4.8

Customer Rating

20%

of Jerry drivers in NV chose this insurer

Recent quotes for NV drivers

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend ROOT:
Lifestyle14

Get NV quotes in as little as 2 minutes.

Best NV car insurance for bundling home and auto

Homeownership comes with enough surprises already. The right auto policy should do the opposite, providing financial protection for your household when accidents happen and bills get messy. That’s one reason many homeowners consider bundling auto and home insurance, which can simplify what you manage and open up discounts.

Even if you keep home and auto with different insurers, though, homeownership may still earn you benefits. Some carriers reward it with special discounts or higher coverage limits that better suit homeowner needs. In Nevada, Jerry sees most home-owning customers choosing Progressive, GEICO and Mendota for their auto coverage, with or without bundling those policies.

Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

36%

of Jerry drivers in NV chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

33%

of Jerry drivers in NV chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:

3. Mendota

3.2

Jerry Score

No

Customer Rating

15%

of Jerry drivers in NV chose this insurer

Recent quotes for homeowners

Last Updated December 2025

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Mendota:
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Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused NV drivers

Keeping your payment low is smart. Keeping your coverage meaningful is smarter. In Nevada, you don’t always have to pick one or the other, but you do have to pick the right insurer. Our data show Mendota, Progressive and GEICO consistently perform well for drivers who want strong protection at a monthly cost that doesn’t derail the budget. That’s value, not just the cheapest insurance in Nevada.

Over the past 12 months, Jerry has helped 944 Nevada drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Mendota

3.2

Jerry Score

No

Customer Rating

36%

of Jerry drivers in NV chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Mendota:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

30%

of Jerry drivers in NV chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

21%

of Jerry drivers in NV chose this insurer

Recent price-friendly quotes

Last Updated December 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for NV families with teen drivers

If you’re adding a teen driver in Nevada, brace yourself for sticker shock. Even families with strong credit, a clean claims history, and safe vehicles can see a sudden premium jump once a new driver hits the policy. What matters most is finding a carrier that prices teen risk reasonably for your household, not just accepting the default renewal. Jerry has helped 290 NV families with teen drivers save an average of $-278 annually, most often with Mendota, ROOT and Progressive.

Here’s a look at what those carriers offer and why Jerry customers choose them so frequently.

1. Mendota

3.2

Jerry Score

No

Customer Rating

39%

of Jerry drivers in NV chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Mendota:

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

30%

of Jerry drivers in NV chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

3. Progressive

4.6

Jerry Score

4.7

Customer Rating

27%

of Jerry drivers in NV chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:
JERRY EXPERT INSIGHT
Adding a teen to your policy is expensive, there's no doubt about that. But good student, driver education and low-mileage discounts can stack up more than people expect, potentially saving you hundreds.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Best car insurance for NV college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

Jerry has helped 1,721 college students in Nevada find affordable coverage that still protects them on and off campus. GEICO, ROOT and Progressive are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. GEICO

4.6

Jerry Score

4.6

Customer Rating

36%

of Jerry drivers in NV chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

31%

of Jerry drivers in NV chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

3. Progressive

4.6

Jerry Score

4.7

Customer Rating

32%

of Jerry drivers in NV chose this insurer

Recent college driver quotes

Last Updated December 2025

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:
Audi2

Fast track your NV insurance with Jerry.

Best NV car insurance for drivers with violations

If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”

Jerry has helped 1,166 Nevada drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.

For many Jerry drivers with violations, the most common coverage wins come from Progressive, ROOT and Mendota — carriers that tend to be more open to Nevada drivers with dings on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

28%

of Jerry drivers in NV chose this insurer

Recent quotes post-violation

Last Updated Dec. 29, 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.8

Customer Rating

26%

of Jerry drivers in NV chose this insurer

Recent quotes post-violation

Last Updated Dec. 29, 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend ROOT:

3. Mendota

3.2

Jerry Score

No

Customer Rating

24%

of Jerry drivers in NV chose this insurer

Recent quotes post-violation

Last Updated Dec. 29, 2025

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Mendota:
JERRY EXPERT INSIGHT
Buying just minimum coverage can be tempting after a ticket or accident, but it’s rarely a smart move in the long-term. Instead, price out a few different coverage levels, adjust your deductible and compare the options.
Rebekah Bahruth
Rebekah Bahruth
General Lines Agent (Florida Property & Casualty)

Car insurance options for NV military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Nevada military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are purpose-built for military members and their families, such as USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they should be part of the conversation. They’re designed for deployments, PCS orders and frequent moves, and often offer storage or reduced-use pricing when a car sits on base or at home during deployment. Their teams also tend to understand military pay and documentation in a way many civilian insurers simply don’t.

Because of how these insurers are set up, Jerry can’t always show live quotes or internal ratings for them. If you qualify, do this:

1. Use Jerry to see what strong standard-insurer pricing looks like, then
2. Get direct quotes from one or more military-only insurers and compare.

You end up with a true apples-to-apples comparison.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Military-only providers are not the only option. Several national insurers offer military discounts, handle deployments and out-of-state moves well and are already tightly integrated with Jerry’s quote and switch flow.

For many NV military families, GEICO, State Farm and Progressive are common contenders.

1. GEICO

Best for: Deployment flexibility with strong discount potential

Why it often works well for service members:

  • Military discounts plus options to adjust coverage when you deploy or drive less.

  • 24/7 support that’s practical for OCONUS and rotating schedules.

  • Fast app access for proof of insurance, claims and policy changes.

2. State Farm

Best for: Base-to-base moves with in-person help

Why it often works well:

  • Extensive agent network that can travel with you across states.

  • Strong local presence in many military communities.

  • Simple bundling when you add home or condo protection.

3. Progressive

Best for: Changing routines and digital management

Why it could be a good fit:

  • Competitive pricing across many profiles, including frequent movers.

  • Self-serve tools to update address, mileage and garaging.

  • Popular add-ons like rental and roadside for times when you’re away from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Nevada.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Nevada

If you’ve been driving for decades, you’ve earned the right to expect more from your insurer. Many Nevada drivers over 65 want predictable coverage, responsive service, and a carrier that doesn’t nickel-and-dime them. Jerry often recommends GEICO, Progressive and Mendota for that reason.

In the last 12 months, we’ve helped 1,128 Nevada seniors find coverage designed around how they actually drive now, not assumptions.

1. GEICO

4.6

Jerry Score

4.5

Customer Rating

36%

of Jerry drivers in NV chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:

2. Progressive

4.6

Jerry Score

4.8

Customer Rating

32%

of Jerry drivers in NV chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

3. Mendota

3.2

Jerry Score

No

Customer Rating

21%

of Jerry drivers in NV chose this insurer

Recent senior driver quotes

Last Updated December 2025

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Mendota:
Lifestyle9

See coverage options for your car.

How Jerry picks the best insurers in Nevada

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Nevada driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

The result? We show you a short list of options tailored to how you actually drive and what you actually own.

Lifestyle1

Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

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