Key Takeaways
- Gainsco, Trexis and Progressive offer some of the cheapest car insurance in Nevada.
- The average cost of minimum coverage in Nevada is around $220 per month.
- Compare quotes from multiple insurers to find cheap car insurance in Nevada.
You may get cheap auto insurance in Nevada from insurers like Gainsco, Trexis and Progressive. These companies were regularly among the cheapest options in the state, according to real quotes for Jerry customers.
Below are other cheap car insurance companies for both minimum and full coverage, plus by age, driving history and credit score.
To find the best car insurance in Nevada, compare car insurance quotes from multiple insurers.
Cheap liability car insurance in Nevada
These are the cheapest car insurance companies in Nevada for minimum coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| The General | $60 | $721 |
| Gainsco | $82 | $986 |
| Trexis | $98 | $1,171 |
| National General | $154 | $1,842 |
| Dairyland | $174 | $2,093 |
| Mendota | $216 | $2,593 |
| Progressive | $243 | $2,914 |
| Bristol West | $266 | $3,196 |
| Root | $274 | $3,286 |
Minimum car insurance requirements in Nevada
Drivers in Nevada are required to carry a minimum amount of car insurance. These requirements are:
- $25,000 for bodily injury per person.
- $50,000 for bodily injury per accident.
- $20,000 for property damage per accident.
Cheap full coverage car insurance in Nevada
Here are the most affordable insurers in Nevada for full coverage policies, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $158 | $1,899 |
| Embark General | $204 | $2,446 |
| National General | $258 | $3,093 |
| Assurance America | $285 | $3,424 |
| The General | $289 | $3,473 |
| Aspire Advantage | $300 | $3,605 |
| Progressive | $315 | $3,779 |
| Gainsco | $338 | $4,051 |
| Dairyland | $348 | $4,170 |
| Mendota | $354 | $4,246 |
If you have a loan or lease on your vehicle, the lender will require
Average car insurance costs for young drivers in Nevada
Below are the average costs of car insurance in Nevada for drivers between 18 and 24.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 18-20 | $622 | $7,462 |
| 21-24 | $442 | $5,306 |
Cheap liability car insurance in Nevada for a 20-year-old
Here are the most affordable insurers in Nevada for 20-year-olds with minimum coverage policies, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Mendota | $411 | $4,926 |
| Root | $424 | $5,082 |
| Progressive | $624 | $7,492 |
| Bristol West | $1,426 | $17,114 |
Cheap full coverage in Nevada for a 20-year-old
Below are the cheapest auto insurers in Nevada for 20-year-olds with full coverage.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Root | $603 | $7,237 |
| Bristol West | $659 | $7,906 |
| Progressive | $697 | $8,368 |
| Mendota | $942 | $11,303 |
Average auto insurance costs for mature drivers in Nevada (25-54)
Below are the average costs of car insurance for drivers in Nevada between the ages of 25 to 54.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 25-34 | $320 | $3,835 |
| 35-44 | $285 | $3,422 |
| 45-54 | $268 | $3,211 |
Cheapest liability car insurance in Nevada for a 35-year-old
Here are the most affordable insurers in Nevada for 35-year-olds with minimum coverage policies, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Aspire Advantage | $91 | $1,094 |
| Root | $187 | $2,247 |
| Mendota | $206 | $2,468 |
| Progressive | $218 | $2,621 |
| Bristol West | $295 | $3,537 |
Cheapest full coverage in Nevada for a 35-year-old
Below are the cheapest auto insurers in Nevada for 35-year-olds with full coverage.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Progressive | $302 | $3,619 |
| Anchor General | $331 | $3,974 |
| Mendota | $381 | $4,567 |
| Root | $428 | $5,137 |
| Bristol West | $490 | $5,875 |
Average car insurance costs for older drivers in Nevada (55+)
Below are the average costs of car insurance for drivers in Nevada 55 and older.
|
Age Group
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| 55-64 | $245 | $2,936 |
| 65+ | $243 | $2,921 |
Cheapest liability car insurance in Nevada for a 65-year-old
These are the cheapest car insurance companies in Nevada for 65-year-olds with minimum coverage, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Mendota | $121 | $1,449 |
| Progressive | $154 | $1,852 |
| Bristol West | $218 | $2,615 |
| Root | $279 | $3,348 |
Cheapest full coverage in Nevada for a 65-year-old
Below are the cheapest auto insurers in Nevada for 65-year-olds with full coverage.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Safeco | $158 | $1,899 |
| Progressive | $193 | $2,318 |
| Mendota | $252 | $3,024 |
| Root | $310 | $3,718 |
| Bristol West | $312 | $3,742 |
Cheapest car insurance in Nevada by driving history
Your driving history affects how much you pay for an auto insurance policy. If you have a clean record, you’ll likely pay less than a driver with a violation like a speeding ticket or at-fault accident.
Cheap car insurance for drivers with clean records in Nevada
Here are the most affordable insurers in Nevada for those with clean driving records, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Trexis | $112 | $1,341 |
| Aspire Advantage | $148 | $1,777 |
| Assurance America | $150 | $1,794 |
| National General | $161 | $1,927 |
| Dairyland | $174 | $2,093 |
Cheapest car insurance with a speeding ticket in Nevada
These are the cheapest car insurance companies in Nevada for drivers with a speeding ticket, according to Jerry’s data.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Embark General | $204 | $2,446 |
| National General | $274 | $3,284 |
| Dairyland | $277 | $3,322 |
| Gainsco | $296 | $3,554 |
| Progressive | $305 | $3,662 |
Cheapest car insurance after an at-fault accident with no injury in Nevada
Here are the most affordable insurers in Nevada for those with an at-fault accident with no injury, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Trexis | $48 | $575 |
| The General | $66 | $787 |
| Aspire Advantage | $85 | $1,020 |
| National General | $121 | $1,449 |
| Anchor General | $149 | $1,790 |
Cheapest auto insurance after an at-fault accident with injury in Nevada
Below are the cheapest auto insurers in Nevada for people with an at-fault accident with injury on their driving record.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Aspire Advantage | $73 | $878 |
| Root | $317 | $3,805 |
| Progressive | $327 | $3,920 |
| Mendota | $329 | $3,947 |
| Bristol West | $350 | $4,196 |
Cheapest car insurance with a DUI in Nevada
Here are the most affordable insurers in Nevada for those with a DUI, according to real quotes for Jerry customers.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Anchor General | $101 | $1,212 |
| Aspire Advantage | $104 | $1,243 |
| National General | $165 | $1,976 |
| Root | $323 | $3,876 |
| Mendota | $340 | $4,082 |
Average auto insurance costs for Nevada drivers with other violations
Below are average car insurance costs in Nevada for other driving violations.
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| Careless Driving | $247 | $2,969 |
| Cell Phone | $185 | $2,221 |
| Driving on Sus. License | $352 | $4,226 |
| Failure to Obey Traffic Sign | $330 | $3,965 |
| Illegal Turn | $729 | $8,750 |
Cheapest auto insurance for low credit scores in Nevada
You’ll likely pay more for auto insurance if you have a low credit score. That’s because insurers in Nevada use credit as a factor in car insurance rate calculations — and drivers with low scores have been shown to be more likely to file a car insurance claim. Here are the cheapest auto insurance companies in Nevada for drivers with a credit score below 550.
|
Insurance Company
|
Avg Monthly Quote
|
Avg Annual Quote
|
|---|---|---|
| The General | $76 | $916 |
| National General | $102 | $1,223 |
| Anchor General | $141 | $1,694 |
| Aspire Advantage | $221 | $2,653 |
| Dairyland | $272 | $3,264 |
Learn more: How a credit-based insurance score works
How to find cheap car insurance in Nevada
Compare quotes from multiple insurers to find the cheapest car insurance policy. Your current insurer may have been the most affordable when you bought your policy, but you can’t be certain unless you compare rates at least once a year.
You can also try these tips to lower your auto insurance costs:
- Ask your insurer about discounts you qualify for.
- Install a telematics app on your phone.
- Improve your credit score.
- Pay your policy in full.
- Bundle your home and car insurance policies with the same company.
Learn more: Best car insurance companies
Factors that affect car insurance costs in Nevada
How much you pay for coverage depends on a variety of factors, including your:
- ZIP code.
- Driving history.
- Vehicle’s year, make, and model.
- Claims history.
- Car usage and miles driven.
- Deductible amount.
Learn more: How car insurance rates are calculated
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.
