Updated April 23, 2026
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How to Find the Best Car Insurance in Oregon

  • Get personalized options in minutes.

  • Buy, bundle and switch right in the app.

  • Licensed agents are ready to help if you need them.

Oregon cheapest insurance

Jerry works with 100+ trusted insurers nationwide, and over the past year we’ve helped 9,979 Oregon drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of OR drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

  • Progressive is the single most-chosen insurer among Jerry customers in Oregon.

  • GEICO and Bristol West come in second and third place, with about half of the total market share.

  • The rest of our customers are spread across strong carriers like Gainsco, ROOT, among others.

That tells us there’s no one “best” company for every driver. But there is a best fit for you, based on your own driving profile, coverage needs and risk tolerance.

Recent quotes in Oregon

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Hyundai Santa Cruz SEL Basic + Full Coverage $140 7%
05/10/26 Kia Forte Gt Standard $117 21%
05/10/26 Chrysler Town & Country Touri Basic + Full Coverage $88 24%
05/10/26 Subaru Crosstrek Sport Preferred $177 9%
05/10/26 INFINITI Qx50 Luxe Basic + Full Coverage $82 45%
Last Updated May 11, 2026

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Quick picks: Best Oregon car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Oregon drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in OR
Most driversProgressive, GEICO, Bristol West
Homeowners who bundleProgressive, GEICO, Bristol West
Budget-focused driversProgressive, GEICO, Gainsco
Families with teen driversProgressive, Bristol West, Dairyland
College studentsProgressive, ROOT, Dairyland
Drivers with violationsProgressive, Bristol West, Gainsco
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, GEICO, The General
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Oregon drivers find their best insurance

Jerry isn’t a price-only ranking tool. For Oregon drivers, we focus on the coverage that actually holds up when you need it:

  • Use real data from 9,979 recent Oregon quotes to best compare your coverage options.

  • Analyze 9 top insurers against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for OR drivers? An average annual savings of $807 and high satisfaction rates among drivers who switch with Jerry.

Bottom line: You answer a few quick questions, we do the comparison work and you get coverage you can feel good about in minutes.

Find the best car insurance in nearby states:

Best car insurance for most OR drivers

Oregon drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.

In general, good drivers in Oregon are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: Progressive, GEICO and Bristol West. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

30%

of Jerry drivers in OR chose this insurer

  • Why we recommend Progressive

Recent quotes for OR drivers

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Hyundai Santa Cruz SEL Preferred $111 26%
05/10/26 Kia Forte Gt Basic + Full Coverage $94 37%
05/10/26 Chrysler Town & Country Touri Basic $32 73%
Last Updated May 11, 2026

2. GEICO

4.6

Jerry Score

4.6

Customer Rating

28%

of Jerry drivers in OR chose this insurer

  • Why we recommend GEICO

Recent quotes for OR drivers

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Kia Forte Gt Preferred $124 16%
05/10/26 Chrysler Town & Country Touri Basic $60 48%
05/10/26 Subaru Crosstrek Sport Preferred $177 9%
Last Updated May 11, 2026

3. Bristol West

3.6

Jerry Score

No

Customer Rating

11%

of Jerry drivers in OR chose this insurer

  • Why we recommend Bristol West

Recent quotes for OR drivers

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Hyundai Santa Cruz SEL Basic + Full Coverage $140 7%
05/10/26 Kia Forte Gt Basic $80 46%
05/10/26 Chrysler Town & Country Touri Basic $49 57%
Last Updated May 11, 2026

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Get OR quotes in as little as 2 minutes.

Best OR car insurance for bundling home and auto

If you’re a homeowner, your insurance decisions usually shift from “cheapest” to “best fit.” Your auto policy needs to match the life you’ve built, including the property, savings and people who depend on you.

Many drivers start with bundling auto and home insurance because it’s an easy way to simplify policy management and qualify for discounts. But even without bundling, homeownership can still work in your favor. Some carriers offer homeowner-specific discounts or higher coverage limits that better reflect what you’re protecting.

In Oregon, Jerry sees most home-owning customers choosing Progressive, GEICO and Bristol West for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

34%

of Jerry drivers in OR chose this insurer

Recent quotes for homeowners

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 INFINITI Qx50 Luxe Basic + Full Coverage $82 45%
05/07/26 Nissan Pathfinder S Basic + Full Coverage $172 25%
05/06/26 Honda Odyssey SE Basic + Full Coverage $61 42%
Last Updated May 11, 2026

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

29%

of Jerry drivers in OR chose this insurer

  • Why we recommend GEICO

Recent quotes for homeowners

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/06/26 Kia Carnival Sx Preferred $248 28%
05/05/26 Ford F-150 Basic $25 66%
05/05/26 Toyota Fj Cruiser Basic $69 33%
Last Updated May 11, 2026

3. Bristol West

3.6

Jerry Score

4.8

Customer Rating

12%

of Jerry drivers in OR chose this insurer

  • Why we recommend Bristol West

Recent quotes for homeowners

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 INFINITI Qx50 Luxe Basic $106 29%
05/06/26 Honda Odyssey SE Basic $68 34%
05/06/26 Kia Carnival Sx Standard $171 51%
Last Updated May 11, 2026

Lifestyle4

Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused OR drivers

Keeping your payment low is smart. Keeping your coverage meaningful is smarter. In Oregon, you don’t always have to pick one or the other, but you do have to pick the right insurer. Our data show Progressive, GEICO and Gainsco consistently perform well for drivers who want strong protection at a monthly cost that doesn’t derail the budget. That’s value, not just the cheapest insurance in Oregon.

Over the past 12 months, Jerry has helped 2,955 Oregon drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

41%

of Jerry drivers in OR chose this insurer

  • Why we recommend Progressive

Recent price-friendly quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Hyundai Santa Cruz SEL Preferred $111 26%
05/10/26 Kia Forte Gt Basic + Full Coverage $94 37%
05/10/26 Chrysler Town & Country Touri Preferred $70 40%
Last Updated May 11, 2026

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

28%

of Jerry drivers in OR chose this insurer

  • Why we recommend GEICO

Recent price-friendly quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Kia Forte Gt Preferred $124 16%
05/10/26 Chrysler Town & Country Touri Basic $60 48%
05/10/26 Subaru Crosstrek Sport Basic $63 68%
Last Updated May 11, 2026

3. Gainsco

3.6

Jerry Score

4.7

Customer Rating

8%

of Jerry drivers in OR chose this insurer

  • Why we recommend Gainsco

Recent price-friendly quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 Kia Forte Gt Basic $122 17%
05/10/26 Hyundai Kona SEL Basic $121 52%
05/08/26 Chevrolet Suburban C1500 LS Basic $107 46%
Last Updated May 11, 2026

CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for OR families with teen drivers

In Oregon, teen drivers are typically one of the priciest additions you can make, and the cost increase can last for years if you don’t have the right carrier and structure. The upside is that different insurers handle teen drivers very differently, so families often have room to save without cutting corners on coverage. Jerry has helped 338 OR families with teen drivers save an average of $626 annually, primarily with Progressive, Bristol West and Dairyland.

Here’s a look at what those top carriers offer and why Jerry customers choose them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

33%

of Jerry drivers in OR chose this insurer

  • Why we recommend Progressive

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Chris, 18, Canby, OR 01/25/26 Toyota Progressive $87 15%
Chris, 16, Central Point, OR 09/10/25 Acura Progressive $97 9%
Dylan, 17, Bend, OR 01/23/26 Nissan Progressive $110 11%
Last Updated May 13, 2026

2. Bristol West

3.6

Jerry Score

5.0

Customer Rating

25%

of Jerry drivers in OR chose this insurer

  • Why we recommend Bristol West

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Riley, 19, Canby, OR 08/18/25 Mazda Bristol West $94 5%
Ava, 19, Hermiston, OR 12/03/25 Nissan Bristol West $95 19%
Emma, 18, Dayton, OR 03/05/26 Ford Bristol West $98 4%
Last Updated May 13, 2026

3. Dairyland

3.9

Jerry Score

4.5

Customer Rating

17%

of Jerry drivers in OR chose this insurer

  • Why we recommend Dairyland

Recent teen driver quotes

Name
Date
Make
Insurer
Monthly quote
Savings
Chris, 17, Bend, OR 01/23/26 Nissan Dairyland $115 8%
Olivia, 19, Lakeview, OR 12/25/25 FORD Dairyland $150 17%
Isabella, 19, Lakeview, OR 12/22/25 Jeep Dairyland $150 17%
Last Updated May 13, 2026

JERRY EXPERT INSIGHT
Adding a teen to your policy is expensive, there's no doubt about that. But good student, driver education and low-mileage discounts can stack up more than people expect, potentially saving you hundreds.
Gordon Adams-Smith
Gordon Adams-Smith
Licensed Agent

Best car insurance for OR college students

College drivers are the definition of “it depends.” One semester you’re living on campus without a car, the next you’re commuting, parking on the street or taking long weekend trips. Those shifts affect everything from your rate to your risk profile, and not every carrier handles them the same way.

Jerry has helped 1,320 college students in Oregon find affordable coverage that still protects them on and off campus. Progressive, ROOT and Dairyland are the top choices for Jerry college students in this state. Here’s what each carrier offers and why it stands out.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

70%

of Jerry drivers in OR chose this insurer

Recent college driver quotes

  • Why we recommend Progressive

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/07/26 Audi A3 2.0 Sport Basic $127 85%
05/07/26 Subaru Forester 2.5i Premiu Basic $102 42%
05/07/26 Toyota Tacoma Double Cab Preferred $288 64%
Last Updated May 11, 2026

2. ROOT

4.4

Jerry Score

4.7

Customer Rating

9%

of Jerry drivers in OR chose this insurer

Recent college driver quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/07/26 Audi A3 2.0 Sport Basic $93 89%
05/07/26 Subaru Forester 2.5i Premiu Basic + Full Coverage $116 34%
05/07/26 Toyota Tacoma Double Cab Preferred $191 76%
Last Updated May 11, 2026

3. Dairyland

3.9

Jerry Score

4.5

Customer Rating

7%

of Jerry drivers in OR chose this insurer

  • Why we recommend Dairyland

Recent college driver quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/07/26 Audi A3 2.0 Sport Basic $215 75%
05/07/26 Toyota Tacoma Double Cab Basic $149 81%
05/06/26 Subaru Legacy Gt Ltd Basic $164 18%
Last Updated May 11, 2026

Audi2

Fast track your OR insurance with Jerry.

Best OR car insurance for drivers with violations

Insurance companies don’t love surprises, and violations look like risk. Tickets, at-fault accidents and DUIs can raise your premium quickly and sometimes cut down your carrier options at the same time. Still, plenty of insurers will work with you, and the impact of a violation typically fades as it gets older.

Jerry has helped 1,331 Oregon drivers with violations find coverage this past year at affordable prices, and we monitor your rates so you’ll know when to shop again after violations fall off your record and you can potentially save even more.

For many drivers in this group, Jerry customers most often find competitive coverage with Progressive, Bristol West and Gainsco — carriers that tend to be more open to Oregon drivers who have violations on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

38%

of Jerry drivers in OR chose this insurer

  • Why we recommend Progressive

Recent quotes post-violation

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/11/26 Nissan Juke S Basic + Full Coverage $221 12%
05/11/26 Toyota Gr 86 Yuzu Edition Basic $245 55%
05/10/26 Subaru Ascent Premium Basic $127 42%
Last Updated May 12, 2026

2. Bristol West

3.6

Jerry Score

4.9

Customer Rating

15%

of Jerry drivers in OR chose this insurer

  • Why we recommend Bristol West

Recent quotes post-violation

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/11/26 Nissan Juke S Basic + Full Coverage $183 27%
05/10/26 Dodge Ram 3500 Slt Standard $100 12%
05/09/26 Ford F-150 Basic + Full Coverage $109 51%
Last Updated May 12, 2026

3. Gainsco

3.6

Jerry Score

4.8

Customer Rating

14%

of Jerry drivers in OR chose this insurer

  • Why we recommend Gainsco

Recent quotes post-violation

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
04/29/26 Ford Fiesta ST Basic $119 78%
04/22/26 Toyota Corolla Le Basic $160 40%
04/21/26 BMW 328i Sulev Basic $102 32%
Last Updated May 12, 2026

JERRY EXPERT INSIGHT
Ask about telematics or safe driving programs. For some drivers with violations on their record, demonstrating good habits behind the wheel can be the quickest path back toward better pricing.
Gordon Adams-Smith
Gordon Adams-Smith
Licensed Agent

Car insurance options for OR military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Oregon military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves well and are already integrated with Jerry’s quoting and switching flow.

For many OR military families, GEICO, State Farm and Progressive are often in the mix.

1. GEICO

Best for: Deployment-friendly flexibility and strong discounts

Why it often works well for service members:

  • Military discounts and options to adjust coverage when you deploy or your mileage drops.

  • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

  • Easy app-based access for proof of insurance, claims or mid-duty changes.

2. State Farm

Best for: Families moving between bases and states

Why it often works well:

  • Large nationwide agent network, helpful if you PCS and want continuity.

  • Local agents near many bases and military communities.

  • Straightforward bundling if you buy a home or condo near base and want coverage in one place.

3. Progressive

Best for: Digital-first households with frequent changes

Why it could be a good fit:

  • Competitive pricing across many driver profiles, including frequent movers.

  • Strong tools for updating address, mileage and garaging as life shifts.

  • Useful add-ons like rental and roadside when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Oregon.

lifestyle2

Get personalized car insurance rates now.

Best car insurance for senior drivers in Oregon

When you’re over 65, good insurance isn’t just about the premium. It’s about trust: clear coverage, consistent rates, and support that shows up when you need it. For Oregon seniors, Jerry most often points to Progressive, GEICO and The General because they tend to deliver that mix well.

In the last 12 months, we’ve helped 676 Oregon seniors find coverage that fits their driving habits today and respects their experience.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

36%

of Jerry drivers in OR chose this insurer

  • Why we recommend Progressive

Recent senior driver quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 BMW 335xi Gt Basic + Full Coverage $83 45%
05/08/26 Chevrolet Suburban C1500 LS Standard $110 45%
05/08/26 Jeep Cherokee Latitude Standard $91 51%
Last Updated May 11, 2026

2. GEICO

4.6

Jerry Score

4.5

Customer Rating

26%

of Jerry drivers in OR chose this insurer

  • Why we recommend GEICO

Recent senior driver quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/10/26 BMW 335xi Gt Preferred $115 23%
05/08/26 Chevrolet Suburban C1500 LS Preferred $170 15%
05/08/26 Jeep Cherokee Latitude Basic $95 49%
Last Updated May 11, 2026

3. The General

3.9

Jerry Score

4.8

Customer Rating

12%

of Jerry drivers in OR chose this insurer

  • Why we recommend The General

Recent senior driver quotes

Name
Date
Make
Insurer
Coverage level
Monthly quote
Savings
05/08/26 Chevrolet Suburban C1500 LS Basic + Full Coverage $147 27%
05/06/26 Dodge Ram 2500 Basic $88 56%
05/03/26 Mitsubishi Outlander Sport Es Basic + Full Coverage $182 15%
Last Updated May 11, 2026

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How Jerry picks the best insurers in Oregon

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Oregon driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in Oregon.

Lifestyle1

Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
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Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

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