Car Insurance in California
Best car insurance in California
Geico is the best car insurance company in California, according to Jerry’s editorial analysis.
Why it’s the best: Geico is Jerry’s top-rated California insurer due to its 5 star Jerry rating, superior financial strength and few customer complaints. Californians can customize policies with rental car reimbursement, roadside assistance and mechanical breakdown coverage. The company also offers discounts, including savings for good drivers and full-time students.
For the full list of top-rated insurers, read our analysis of the best car insurance in California.
Cheapest car insurance in California
Safeco is the cheapest car insurance company in California, with an average cost of $67 per month, according to Jerry’s data analysis.
Below are the cheapest auto companies in California. For more cheap options, read our data analysis of the cheapest car insurance in California.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $67 |
| Aspire Advantage | $129 |
| First Acceptance | $144 |
| National General | $171 |
| Anchor General | $189 |
California insurance coverage
Car insurance costs in California can often times be higher than average. This is due to a variety of factors including new/higher minimum requirements, high traffic volume, inflation and on-going weather related events. Be sure you’re shopping for car insurance and getting quotes from multiple insurance companies at coverage levels you need to ensure you’re getting a good deal. California law mandates drivers carry certain levels of minimum car insurance protection. Those include:
- $30,000 per person for bodily injury liability.
- $60,000 for bodily injury per accident for multiple persons injured.
- $15,000 for property damage liability per accident.
Check out recent quotes Jerry customers have gotten for car insurance in California.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 9, 2025 | Dairyland | $109 |
| July 9, 2025 | Progressive | $284 |
| July 9, 2025 | National General | $60 |
| July 9, 2025 | Progressive | $962 |
| July 9, 2025 | Bristol West | $463 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
