Updated December 4, 2025

4 Best Tips For Buying Cheap Car Insurance in Bakersfield, CA

California cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Bakersfield, CA

In Bakersfield, Jerry has helped customers find affordable coverage in California since 2019. Here are some key numbers from the past six months:

  • Jerry has helped 2,533 drivers to compare 9 insurance providers.

  • Majority of quotes range from $89 to $258 per month.

  • On average, Jerry users who switched to a lower quote saved $40 to $157 per month.

If you’re ready to compare car insurance options, Jerry can help you shop and get personalized quotes in just minutes.

Buick1

How Jerry finds car insurance savings for Bakersfield drivers

If your insurance premium has recently increased, you’re not alone. Although Bakersfield drivers are seeing higher rates, Jerry still finds lower quotes on a daily basis. Check out these real-life examples of drivers in Bakersfield who discovered significant savings:

Recent quotes

Last Updated Dec. 2, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.

Key takeaway: Your current premium may be high, so make sure to find out if a better quote is available. Jerry makes it easy to compare quotes in minutes.


Learn more: Best car insurance in California


Jerry agent tip 1: Compare quotes to find your best insurance deal

Getting multiple quotes before your policy renews can help you find the lowest quote. Jerry’s app makes this process simple by showing you personalized quotes from top providers, helping you spot savings you might otherwise miss.

Here’s what real Jerry customers see: multiple quotes for the same coverage and protection.

Recent customer quotes

Last Updated Dec. 2, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Why it matters: Shopping around for car insurance can save you money for the same coverage. Jerry takes away the hassle and helps you compare different options in minutes right in Jerry’s app.

Jerry agent tip 2: Activate discounts to save more

A lot of drivers in Bakersfield miss out on easy savings just by overlooking discounts — things like being a good driver, getting a quote early, or having newer safety features in your car. Those discounts can really add up, especially when you compare rates. Jerry checks for every discount you qualify for and helps you get the lowest price without the hassle.

Key takeaway: Unlocking discounts and comparing rates can greatly lower your premiums in Bakersfield. Jerry helps you find savings available to you to get the best quote.

Jerry agent tip 3: Review coverage options to maximize savings and protection

Customizing your policy ensures you’re not overpaying, while still getting the essential protection you need. Thoughtful coverage choices make it easier to stay protected without breaking the bank. Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.

Minimum

$59$90/mo

Meets state liability requirements but does not cover your own vehicle.

Full

$144$266/mo

Adds collision and comprehensive, typically required if your car is financed or leased.

Standard

$179$300/mo

Adds uninsured and underinsured motorist coverage coverage, important in a state where roads are crowded and hit-and-runs are common.

Preferred

$214$342/mo

Higher liability limits, lower deductibles and extras like roadside assistance or rental reimbursement maximize protection.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Key takeaway: Think about what coverage you actually need so you can get solid protection without overpaying. Use the Jerry app to compare real quotes and pick the coverage that is right for your budget.

  • Coverage definitions
Gemini Generated Image r44p0ir44p0ir44p

Jerry agent tip 4: Pick the right deductible

Raising your deductible can drop your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers choose:

To find the sweet spot with your own deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows drivers deductible options and savings in real time, making it easy to choose the right deductible for your budget.

Drive with confidence.

From unexpected accidents to theft and weather damage, there are many risks to driving a car. Choosing the right coverage when shopping for car insurance helps drivers stay protected without overspending. With Jerry, it’s easy for drivers in Bakersfield to find strong, affordable policies tailored to their needs, so you can drive with peace of mind every day.

Lifestyle2 1

Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
Let Jerry find you personalized quotes in minutes.