Long Beach drivers must contend with parking and tourists as they navigate life in the beachfront city. Add in truck traffic near the Port of Long Beach, multiple freeway connections and what can be bumper-to-bumper traffic heading toward Anaheim or Los Angeles, and it’s easy to see why solid insurance coverage is a must-have for locals.
To help navigate the car insurance shopping process, we’ve collected data from real Jerry customers in Long Beach across a wide range of ages, driver profiles and coverage needs to show you some of the cheapest quotes in the area.
More: Best car insurance in California
Cheapest minimum coverage insurance in Long Beach
California roughly doubled its required state minimum coverage from 2024 to 2025. Drivers now must carry:
- $30,000 per person for bodily injury liability.
- $60,000 for bodily injury per accident for multiple persons injured.
- $15,000 for property damage liability per accident.
Here are quotes from real Jerry customers in Long Beach who opted for the minimum coverage.
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in California
Cheapest full coverage insurance in Long Beach
The minimum coverage may not be enough, especially if you frequently drive in the Greater Los Angeles Area. Full coverage provides protection in an accident, regardless of fault, and in cases of auto theft, weather-related damage and animal collisions.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|
| $86 | $1,034 | 48 | 06/27/25 | 90803 | ||
| $90 | $1,078 | 42 | 10/28/25 | 90805 | ||
| $94 | $1,126 | 50 | 10/03/25 | 90804 | ||
| $94 | $1,129 | 43 | 06/24/25 | 90810 | ||
| $95 | $1,138 | 35 | 07/22/25 | 90810 | ||
| $95 | $1,143 | 55 | 06/21/25 | 90804 | ||
| $96 | $1,153 | 38 | 10/24/25 | 90810 | ||
| $96 | $1,156 | 62 | 09/18/25 | 90808 | ||
| $97 | $1,170 | 44 | 10/04/25 | 90802 | ||
| $98 | $1,178 | 51 | 07/02/25 | 90802 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Long Beach (18-29 years old)
Young drivers in Long Beach between 18 and 29 years old could pay some of the highest rates in the city, but with excellent drives like the 1 and 101 waiting for you, it's worth your time to shop for affordable coverage.
Here are the cheapest quotes that younger Jerry customers have received in Long Beach.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $56 | $678 | 27 | No | 05/23/25 | 90806 | ||
| $62 | $740 | 26 | No | 09/16/25 | 90805 | ||
| $64 | $768 | 28 | No | 09/23/25 | 90813 | ||
| $65 | $780 | 28 | No | 07/09/25 | 90804 | ||
| $65 | $780 | 29 | No | 09/22/25 | 90804 | ||
| $95 | $1,143 | 55 | 06/21/25 | 90804 | |||
| $96 | $1,153 | 38 | 10/24/25 | 90810 | |||
| $96 | $1,156 | 62 | 09/18/25 | 90808 | |||
| $97 | $1,170 | 44 | 10/04/25 | 90802 | |||
| $98 | $1,178 | 51 | 07/02/25 | 90802 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Long Beach (30-54 years old)
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
|
Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $48 | $573 | 43 | No | 08/03/25 | 90814 | ||
| $50 | $595 | 53 | No | 10/09/25 | 90804 | ||
| $50 | $598 | 37 | No | 10/12/25 | 90803 | ||
| $51 | $618 | 35 | No | 07/26/25 | 90814 | ||
| $53 | $637 | 36 | No | 10/01/25 | 90813 | ||
| $95 | $1,143 | 55 | 06/21/25 | 90804 | |||
| $96 | $1,153 | 38 | 10/24/25 | 90810 | |||
| $96 | $1,156 | 62 | 09/18/25 | 90808 | |||
| $97 | $1,170 | 44 | 10/04/25 | 90802 | |||
| $98 | $1,178 | 51 | 07/02/25 | 90802 |
Cheapest car insurance for older drivers (55+ years old)
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $57 | $690 | 61 | No | 09/28/25 | 90804 | ||
| $58 | $695 | 55 | No | 09/22/25 | 90804 | ||
| $58 | $697 | 58 | No | 08/30/25 | 90807 | ||
| $59 | $707 | 59 | No | 09/22/25 | 90805 | ||
| $60 | $721 | 60 | No | 09/11/25 | 90803 | ||
| $95 | $1,143 | 55 | 06/21/25 | 90804 | |||
| $96 | $1,153 | 38 | 10/24/25 | 90810 | |||
| $96 | $1,156 | 62 | 09/18/25 | 90808 | |||
| $97 | $1,170 | 44 | 10/04/25 | 90802 | |||
| $98 | $1,178 | 51 | 07/02/25 | 90802 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Long Beach
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
|
Date of Quote
|
Has Full Coverage
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City, State
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ZIP Code
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|---|
|
Monthly Quote
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Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $48 | $573 | 43 | 08/03/25 | No | 90814 | ||
| $50 | $595 | 53 | 10/09/25 | No | 90804 | ||
| $50 | $598 | 37 | 10/12/25 | No | 90803 | ||
| $51 | $618 | 35 | 07/26/25 | No | 90814 | ||
| $53 | $637 | 36 | 10/01/25 | No | 90813 | ||
| $53 | $641 | 40 | 05/15/25 | No | 90810 | ||
| $55 | $657 | 43 | 06/19/25 | No | 90805 | ||
| $55 | $664 | 51 | 06/18/25 | No | 90815 | ||
| $55 | $664 | 54 | 06/20/25 | No | 90807 | ||
| $55 | $664 | 37 | 10/23/25 | No | 90802 |
Cheapest car insurance for drivers with at-fault accidents in Long Beach
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At-fault Accident on Record
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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|---|
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At-fault Accident on Record
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $55 | $662 | 47 | No | 09/02/25 | 90807 | ||
| At Fault With Injury | $59 | $707 | 40 | No | 02/28/25 | 90815 | ||
| At Fault With No Injury | $62 | $746 | 34 | No | 06/28/25 | 90815 | ||
| At Fault With No Injury | $62 | $749 | 52 | No | 08/22/24 | 90806 | ||
| At Fault With Injury | $65 | $778 | 45 | No | 04/03/25 | 90802 | ||
| $53 | $641 | 40 | No | 90810 | ||||
| $55 | $657 | 43 | No | 90805 | ||||
| $55 | $664 | 51 | No | 90815 | ||||
| $55 | $664 | 54 | No | 90807 | ||||
| $55 | $664 | 37 | No | 90802 |
More: What is an at-fault accident?
Cheapest car insurance for drivers with speeding tickets in Long Beach
Speeding citations are likely to drive up you policy costs. Here are some of the cheapest quotes local drivers found through Jerry after receiving a ticket.
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Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| Speeding under 15 | $63 | $754 | 31 | 08/12/25 | 90815 | ||
| Speeding under 15 | $77 | $930 | 27 | 07/13/25 | 90802 | ||
| Speeding under 15 | $78 | $937 | 35 | 10/31/25 | 90804 | ||
| Speeding under 15 | $79 | $946 | 46 | 09/28/25 | 90805 | ||
| Speeding under 15 | $96 | $1,148 | 35 | 09/30/25 | 90813 | ||
| $53 | $641 | 40 | 05/15/25 | 90810 | |||
| $55 | $657 | 43 | 06/19/25 | 90805 | |||
| $55 | $664 | 51 | 06/18/25 | 90815 | |||
| $55 | $664 | 54 | 06/20/25 | 90807 | |||
| $55 | $664 | 37 | 10/23/25 | 90802 |
Cheapest car insurance for drivers with DUIs in Long Beach
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Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
|
Date of Quote
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City, State
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ZIP Code
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|---|
|
Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
|
Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| DUI | $77 | $925 | 30 | 10/26/25 | 90802 | ||
| DUI | $93 | $1,116 | 48 | 08/04/25 | 90805 | ||
| DUI | $99 | $1,185 | 30 | 09/11/25 | 90804 | ||
| DUI | $103 | $1,240 | 29 | 07/07/25 | 90805 | ||
| DUI | $109 | $1,314 | 45 | 08/10/25 | 90806 | ||
| $53 | $641 | 40 | 05/15/25 | 90810 | |||
| $55 | $657 | 43 | 06/19/25 | 90805 | |||
| $55 | $664 | 51 | 06/18/25 | 90815 | |||
| $55 | $664 | 54 | 06/20/25 | 90807 | |||
| $55 | $664 | 37 | 10/23/25 | 90802 |
More: DWI vs. DUI: What’s the difference?
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
