Cheap Car Insurance in Long Beach

Written by Xuyun Zeng and 1 other
Updated Jan 6, 2025
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Cheap Car Insurance in Long Beach

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Long Beach drivers must contend with parking and tourists as they navigate life in the beachfront city. Add in truck traffic near the Port of Long Beach, multiple freeway connections and what can be bumper-to-bumper traffic heading toward Anaheim or Los Angeles, and it’s easy to see why solid insurance coverage is a must-have for locals. 

To help navigate the car insurance shopping process, we’ve collected data from real Jerry customers in Long Beach across a wide range of ages, driver profiles and coverage needs to show you some of the cheapest quotes in the area.

Cheapest minimum coverage insurance in Long Beach

California roughly doubled its required state minimum coverage from 2024 to 2025. Drivers now must carry:

  • $30,000 per person for bodily injury liability.
  • $60,000 for bodily injury per accident for multiple persons injured.
  • $15,000 for property damage liability per accident.

Here are quotes from real Jerry customers in Long Beach who opted for the minimum coverage.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$50 $598 National General 53 November 8, 2024 Long Beach, CA 90807
$51 $612 Progressive 38 November 26, 2024 Long Beach, CA 90808
$53 $640 National General 30 May 5, 2024 Long Beach, CA 90814
$56 $668 National General 35 October 17, 2024 Long Beach, CA 90806
$56 $668 National General 57 September 26, 2024 Long Beach, CA 90806
$57 $689 Aspire Advantage 46 December 28, 2023 Long Beach, CA 90813
$58 $701 National General 41 December 7, 2024 Long Beach, CA 90815
$60 $716 Aspire Advantage 62 November 21, 2023 Long Beach, CA 90804
$62 $742 National General 47 December 6, 2024 Long Beach, CA 90804
$64 $769 National General 30 September 23, 2024 Long Beach, CA 90815
Last Updated May 8, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Long Beach

The minimum coverage may not be enough, especially if you frequently drive in the Greater Los Angeles Area. Full coverage provides protection in an accident, regardless of fault, and in cases of auto theft, weather-related damage and animal collisions.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$53 $640 Progressive 54 December 28, 2024 Long Beach, CA 90814
$75 $897 National General 44 December 12, 2024 Long Beach, CA 90805
$85 $1,020 Progressive 35 February 18, 2025 Long Beach, CA 90808
$95 $1,137 National General 66 September 13, 2024 Long Beach, CA 90805
$100 $1,198 National General 33 February 11, 2025 Long Beach, CA 90805
$106 $1,268 Progressive 48 May 4, 2025 Long Beach, CA 90804
$106 $1,278 National General 31 January 4, 2025 Long Beach, CA 90813
$113 $1,351 National General 41 April 10, 2025 Long Beach, CA 90802
$117 $1,408 Anchor General 58 March 3, 2025 Long Beach, CA 90807
$118 $1,416 Progressive 40 October 11, 2024 Long Beach, CA 90808
Last Updated May 8, 2025

Cheapest car insurance for young drivers in Long Beach (18-29 years old)

Young drivers in Long Beach between 18 and 29 years old could pay some of the highest rates in the city, but with excellent drives like the 1 and 101 waiting for you, it’s worth your time to shop for affordable coverage.

Here are the cheapest quotes that younger Jerry customers have received in Long Beach.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$68 $811 National General 27 No December 2, 2024 Long Beach, CA 90814
$74 $888 Anchor General 28 No November 15, 2024 Long Beach, CA 90805
$76 $908 National General 27 No March 13, 2025 Long Beach, CA 90807
$79 $952 National General 26 No October 16, 2024 Long Beach, CA 90810
$83 $999 Aspire Advantage 24 No February 12, 2025 Long Beach, CA 90815
Last Updated May 8, 2025

Cheapest car insurance for mature drivers in Long Beach (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$50 $598 National General 53 No November 8, 2024 Long Beach, CA 90807
$51 $612 Progressive 38 No November 26, 2024 Long Beach, CA 90808
$53 $640 National General 30 No May 5, 2024 Long Beach, CA 90814
$53 $640 Progressive 54 Yes December 28, 2024 Long Beach, CA 90814
$55 $662 Progressive 45 No April 22, 2025 Long Beach, CA 90802
Last Updated May 8, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$56 $668 National General 57 No September 26, 2024 Long Beach, CA 90806
$60 $716 Aspire Advantage 62 No November 21, 2023 Long Beach, CA 90804
$65 $782 Progressive 69 No February 24, 2025 Long Beach, CA 90815
$67 $807 National General 56 No February 17, 2025 Long Beach, CA 90808
$71 $854 Anchor General 63 No September 13, 2024 Long Beach, CA 90807
Last Updated May 8, 2025

Cheapest car insurance for drivers with clean records in Long Beach

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$50 $598 National General 53 November 8, 2024 No Long Beach, CA 90807
$51 $612 Progressive 38 November 26, 2024 No Long Beach, CA 90808
$53 $640 Progressive 54 December 28, 2024 Yes Long Beach, CA 90814
$53 $640 National General 30 May 5, 2024 No Long Beach, CA 90814
$56 $668 National General 35 October 17, 2024 No Long Beach, CA 90806
$56 $668 National General 57 September 26, 2024 No Long Beach, CA 90806
$56 $675 National General 40 April 5, 2025 No Long Beach, CA 90815
$57 $682 National General 35 January 17, 2025 No Long Beach, CA 90807
$57 $689 Aspire Advantage 46 December 28, 2023 No Long Beach, CA 90813
$58 $694 Progressive 31 March 30, 2025 No Long Beach, CA 90807
Last Updated May 8, 2025

Cheapest car insurance for drivers with at-fault accidents in Long Beach

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With Injury $81 $974 Progressive 49 No January 8, 2025 Long Beach, CA 90805
At Fault With No Injury $84 $1,007 Aspire Advantage 61 No January 20, 2024 Long Beach, CA 90806
At Fault With No Injury $84 $1,012 National General 44 No April 21, 2025 Long Beach, CA 90802
At Fault With No Injury $85 $1,020 National General 37 No March 19, 2025 Long Beach, CA 90802
At Fault With Injury $85 $1,020 National General 48 No June 10, 2024 Long Beach, CA 90810
Last Updated May 8, 2025

Cheapest car insurance for drivers with speeding tickets in Long Beach

Speeding tickets are likely to drive up you policy costs. Here are some of the cheapest quotes local drivers found through Jerry after receiving a ticket.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $75 $896 Progressive 37 May 5, 2025 Long Beach, CA 90810
Speeding under 15 $80 $964 Aspire Advantage 36 January 16, 2024 Long Beach, CA 90803
Speeding under 15 $81 $974 Progressive 54 December 16, 2024 Long Beach, CA 90805
Speeding under 15 $93 $1,115 National General 34 March 18, 2025 Long Beach, CA 90810
Speeding under 15 $96 $1,148 National General 35 April 22, 2025 Long Beach, CA 90813
Last Updated May 8, 2025

Cheapest car insurance for drivers with DUIs in Long Beach

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $76 $910 National General 34 October 12, 2024 Long Beach, CA 90813
DUI $90 $1,077 Aspire Advantage 38 April 23, 2024 Long Beach, CA 90807
DUI $94 $1,126 Aspire Advantage 29 May 13, 2024 Long Beach, CA 90803
DUI $108 $1,301 Aspire Advantage 39 June 29, 2024 Long Beach, CA 90804
DUI $128 $1,540 Aspire Advantage 30 February 15, 2024 Long Beach, CA 90805
Last Updated May 8, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.