Long Beach drivers must contend with parking and tourists as they navigate life in the beachfront city. Add in truck traffic near the Port of Long Beach, multiple freeway connections and what can be bumper-to-bumper traffic heading toward Anaheim or Los Angeles, and it’s easy to see why solid insurance coverage is a must-have for locals. 

To help navigate the car insurance shopping process, we’ve collected data from real Jerry customers in Long Beach across a wide range of ages, driver profiles and coverage needs to show you some of the cheapest quotes in the area.

Cheapest minimum coverage insurance in Long Beach

California roughly doubled its required state minimum coverage from 2024 to 2025. Drivers now must carry:

• $30,000 per person for bodily injury liability.
• $60,000 for bodily injury per accident for multiple persons injured.
• $15,000 for property damage liability per accident.

Here are quotes from real Jerry customers in Long Beach who opted for the minimum coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Long Beach

The minimum coverage may not be enough, especially if you frequently drive in the Greater Los Angeles Area. Full coverage provides protection in an accident, regardless of fault, and in cases of auto theft, weather-related damage and animal collisions.

Cheapest car insurance for young drivers in Long Beach (18-29 years old)

Young drivers in Long Beach between 18 and 29 years old could pay some of the highest rates in the city, but with excellent drives like the 1 and 101 waiting for you, it’s worth your time to shop for affordable coverage.

Here are the cheapest quotes that younger Jerry customers have received in Long Beach.

Cheapest car insurance for mature drivers in Long Beach (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Long Beach

Cheapest car insurance for drivers with at-fault accidents in Long Beach

Cheapest car insurance for drivers with speeding tickets in Long Beach

Speeding tickets are likely to drive up you policy costs. Here are some of the cheapest quotes local drivers found through Jerry after receiving a ticket.

Cheapest car insurance for drivers with DUIs in Long Beach

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.