Jerry has helped customers find affordable coverage in California since 2019. In Oakland, here are some key numbers from the past six months:
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Jerry has helped 1,797 drivers to compare 9 insurance providers.
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Majority of quotes range from $112 to $366 per month.
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On average, Jerry users who switched to a lower quote saved $45 to $191 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on Oakland insurance with Jerry.
How Jerry finds car insurance savings for Oakland drivers
Premiums have gone up for a lot of drivers in Oakland, but you don’t have to just sit back and accept it. Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget.
Below are real examples of Oakland drivers who found cheaper coverage through Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Learn more: Best car insurance in California
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have flagged.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Oakland can often save money just by checking quotes from different insurance companies. Each insurer rates your driving history in its own way, so one company might offer a lower price than another for the exact same coverage.
Shopping around is one of the simplest ways to find the cheapest insurance for your needs. Here you can see how recent Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
When you understand what each coverage level includes, it becomes easier to find protection that fits your life and your budget. Minimum coverage keeps premiums low and covers only what your state requires. Higher tiers offer added protections such as coverage for your own car, protection if you are hit by an uninsured driver and support with towing and rental costs after an accident.
Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.
Minimum
$73 – $124/mo
Meets state liability requirements but does not cover your own vehicle.
Full
$206 – $414/mo
Adds collision and comprehensive, typically required if your car is financed or leased.
Standard
$244 – $454/mo
Adds uninsured and underinsured motorist coverage coverage, important in a state where roads are crowded and hit-and-runs are common.
Preferred
$246 – $467/mo
Higher liability limits, lower deductibles and extras like roadside assistance or rental reimbursement maximize protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving brings risks, from collisions to repairs, and the right coverage and smart discounts can keep costs under control. When you compare quotes and stack the discounts available to you, you can cut your premium without cutting coverage.
Jerry helps Oakland drivers do exactly that by finding lower prices and the protection that fits their needs.
Get Oakland quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
