Since 2019, Jerry has helped customers find affordable coverage in the capital city of California. Here are some key numbers from the past six months:
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Jerry has helped 5,189 drivers to compare 9 insurance providers.
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Majority of quotes range from $110 to $306 per month.
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On average, Jerry users who switched to a lower quote saved $43 to $168 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Sacramento insurance with Jerry.
How Jerry finds car insurance savings for Sacramento drivers
Premiums have gone up for a lot of drivers in Sacramento, but you don’t have to just sit back and accept it.
Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget.
Below are real examples of Sacramento drivers who found cheaper coverage through Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Learn more: Best car insurance in California
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Sacramento can often save money just by comparing quotes from a few different insurers.
Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage.
Here you can see how much quotes differ for the same level of protection:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Drivers in Sacramento can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
Choosing the right mix of coverage helps drivers in Sacramento strike a balance between saving money and staying well protected.
While state minimum coverage keeps costs lower, adding more protection like full coverage and roadside assistance can give peace of mind if something unexpected happens. It’s all about finding what works best for your budget and your needs, so you feel confident on the road without paying for coverage you don’t need.
Here are the coverage options Sacramento drivers can choose from to find the right combination of price and protection:
Full
$169 – $329/mo
Adds collision and comprehensive, typically required if your car is financed or leased.
Standard
$206 – $377/mo
Adds uninsured and underinsured motorist coverage coverage, important in a state where roads are crowded and hit-and-runs are common.
Preferred
$227 – $405/mo
Higher liability limits, lower deductibles and extras like roadside assistance or rental reimbursement maximize protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference. With Jerry, Sacramento drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Sacramento quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
