Jerry has helped customers find affordable coverage in California since 2019. In San Francisco, here are some key numbers from the past six months:
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Jerry has helped 2,318 drivers to compare 9 insurance providers.
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Majority of quotes range from $128 to $413 per month.
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On average, Jerry users who switched to a lower quote saved $44 to $177 per month.
If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.
Save on San Francisco insurance with Jerry.
How Jerry finds car insurance savings for San Francisco drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps San Francisco drivers find more affordable coverage by comparing up to 9 insurers in just minutes. Here’s a look at real quotes Jerry customers in San Francisco found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in California
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Always compare quotes from different companies
Checking quotes before your policy renews helps you avoid overpaying, no matter which coverage level you choose. Since insurers price driver profiles in San Francisco differently, the same coverage can come with very different price tags.
Here’s how those differences show up for real Jerry customers:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry Agent Tip 2: Save more by stacking discounts
Drivers in San Francisco can save by taking advantage of discounts for safe driving, bundling home and auto coverage or getting a quote early. These savings can add up quickly and make your policy more affordable without cutting back on coverage.
The Jerry app automatically finds and applies the discounts you qualify for, so you don’t leave savings behind.
Key takeaway: Combining discounts is an effective way to save. Jerry finds discounts you qualify for at different insurers when you compare quotes in the app.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
When you understand what each coverage level includes, it becomes easier to find protection that fits your life and your budget. Minimum coverage keeps premiums low and covers only what California requires to legally drive on public roads. Higher tiers offer added protections such as coverage for your own car and support with towing and rental costs after an accident.
Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.
Full
$226 – $490/mo
Adds collision and comprehensive, typically required if your car is financed or leased.
Standard
$243 – $516/mo
Adds uninsured and underinsured motorist coverage coverage, important in a state where roads are crowded and hit-and-runs are common.
Preferred
$242 – $499/mo
Higher liability limits, lower deductibles and extras like roadside assistance or rental reimbursement maximize protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
In San Francisco, drivers face risks such as vehicle break-ins, accidents and unexpected repair costs. Choosing the right coverage helps drivers stay protected without overspending, and comparing coverage options makes a real difference. With Jerry, San Francisco drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get San Francisco quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
