Jerry has helped customers find affordable coverage in California since 2019. In San Jose, here are some key numbers from the past six months:
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Jerry has helped 2,699 drivers to compare 9 insurance providers.
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Majority of quotes range from $100 to $306 per month.
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On average, Jerry users who switched to a lower quote saved $40 to $164 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on San Jose insurance with Jerry.
How Jerry finds car insurance savings for San Jose drivers
Rates have increased for many drivers in San Jose, but that doesn’t mean you have to overpay. Jerry helps you find competitive coverage regardless of your needs and budget. Here are recent quotes that San Jose drivers found in the Jerry app.
Recent quotes
Learn more: Best car insurance in California
If you’re looking to find the cheapest car insurance in California, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in San Jose can often save money just by comparing quotes from a few different insurers. Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage. Here you can see how much quotes differ for the same level of protection:
Recent customer quotes
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Stack discounts to cut your premium
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Balance coverage and cost
When you understand what each coverage level includes, it becomes easier to find protection that fits your life and your budget. Minimum coverage keeps premiums low and covers only what your state requires. Higher tiers offer added protections such as coverage for your own car, help if you are hit by an uninsured driver and support with towing and rental costs after an accident.
Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.
Full
$165 – $359/mo
Adds collision and comprehensive, typically required if your car is financed or leased.
Standard
$190 – $392/mo
Adds uninsured and underinsured motorist coverage coverage, important in a state where roads are crowded and hit-and-runs are common.
Preferred
$220 – $408/mo
Higher liability limits, lower deductibles and extras like roadside assistance or rental reimbursement maximize protection.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your car insurance premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the sweet spot with your own deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for San Jose drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.
Get San Jose quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
